Bracketing Inventory Lending Tools 
Lamacchia Realty
MARCH 12, 2024
As predicted , 2024 has started with low inventory, and mortgage rates have remained relatively stable in the high 6’s and low 7’s. Due to rising rates and home prices that have continued to influence consumer spending, 2023 saw the lowest inventory in recorded history, and in 2024, sellers are still hesitant to enter the market.
Genworth MI Blog
NOVEMBER 29, 2018
Recently, the rural housing landscape has sparked discussion about its lending, affordable housing availability, housing shortages and outreach to underserved demographics. Training is accomplished by using examples of acceptable rural appraisals as training tools for underwriters. I refer to this approach as high-level bracketing.
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Genworth MI Blog
NOVEMBER 29, 2018
Recently, the rural housing landscape has sparked discussion about its lending, affordable housing availability, housing shortages and outreach to underserved demographics. Training is accomplished by using examples of acceptable rural appraisals as training tools for underwriters. I refer to this approach as high-level bracketing.
Lamacchia Realty
JANUARY 10, 2022
Inventory initially dropped in March 2020 as a result of sellers pausing on listing their homes and that number has stayed extremely low since. Now in 2022, it’s predicted that inventory will continue to stay low and competition will remain immensely high. Consider Waiving Inspection.
Lamacchia Realty
FEBRUARY 22, 2023
2022 started with low inventory and high competition as predicted , but by April rates began their ascent and the market began its shift. Since then, as rates and inflation have continued to influence consumer sentiment and spending, inventory has remained low as sellers hesitate to dive into the market. Real estate is a long game.
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