articles mortgage-reserves-can-help-black-borrowers-sustain-homeownership-report 
Housing Wire
JUNE 10, 2022
Because homeownership is traditionally considered one of the surest routes upward in a socially mobile society and the primary means by which Americans accumulate wealth, the inability to buy a home puts much more than just the real estate market in jeopardy. A crisis of affordability. That’s up 10 percentage points from early 2018.
Housing Wire
DECEMBER 7, 2020
household net worth, policies that significantly narrow the 30-percentage point Black-White homeownership gap , which is as wide as it was in 1890, could also help narrow a vast racial wealth gap. Presented by: Quicken Loans Mortgage Solutions. With home equity accounting for a quarter of total U.S.
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