articles is-mortgage-credit-really-too-tight-since-covid-19 
Housing Wire
OCTOBER 7, 2020
Don’t call it a comeback, Good demographics and low mortgage rates have been here for years, Rockin’ the bubble boys Puttin’ the bears in fear. I have used this in other articles and interviews, which runs in line with my big macro take that what drives the housing market are mortgage rates and demographics.
Housing Wire
JANUARY 12, 2022
Unfortunately, that didn’t happen and recent data shows that we are at fresh new all-time lows in housing inventory, with mortgage rates and the unemployment rate both under 4% currently. We are in the middle of January 2022 and spring selling season isn’t too far away. Mortgage demand needs to slow down. million and 6.16
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