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The secondary market is primed to rise in 2022

Housing Wire

This article is part of our HousingWire 2022 forecast series. John Toohig, managing director of whole loan trading at Raymond James , said as rates inch upward, closer to 4%, originators will be under pressure to find more volume outside refinancing and the con-forming-loan space dominated by Freddie Mac and Fannie Mae.

Marketing 442
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Opinion: How GSE reform could create a healthier housing market?

Housing Wire

In the first article of this series, I discussed the argument for turning Fannie Mae and Freddie Mac into public utilities, which would result in more Americans having fair access to mortgage services. How long do the consequences of credit decisions take to reveal themselves? Are credit and fair lending standards needed?

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The Future of Lending is Through Automation and AI

Patch of Land

The following article was originally featured in the monthly magazine for Originate Report. Several years ago, Fannie Mae and Freddie Mac adopted the Uniform Collateral Data Portal, where lenders electronically submit appraisal reports for mortgages delivered to the agencies. Written by Patch's CMO, Robert Greenberg.

Lending 28
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REAL ESTATE SETTLEMENT WILL UNSETTLE BUYERS

Will Springer Realtor

However, this poses its own risks, as listing agents are legally obligated to prioritize their contractual relationship with the seller. A new report from Freddie Mac notes rates are increasing modestly in Washington ($2.30 Any shortfall in compensation covered by the seller will ultimately come out of the buyer’s budget.