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Two Southern banks complete mortgage eNote transfer

Housing Wire

An eNote is a digital version of the promissory note which must meet the requirements of electronic transaction laws. Full e-Closings reduce the use of paper, legal fees, mailing and courier costs. Going forward, FHLBank Atlanta will accept all eNotes, per bank officials. Presented by: First American Docutech.

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First-Time Homebuyers Incentive Changes: What You Need to Know

D Fritz Appraisals

The First-Time Buyers Incentive can lower your monthly mortgage payments. As explained by the National Housing Strategy, the First-Time Home Buyers Incentive is a program that lets you borrow 5% or 10% of the sticker price of a home. There are two options, 5% or 10%, depending on what you qualify for as a buyer.

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