Housing Wire

OCTOBER 28, 2021

Floify was founded in 2012 by Dave Sims, who is CEO of the company. With the most recent acquisition of Floify, Porch will expand “its early access to high-intent homebuyers who need key services including insurance, warranty and moving services,” the company said in a statement.

Mortgage 397

Mortgage Logistics Insurance Real Estate Agent 397

Housing Wire

JUNE 12, 2023

Established in 2012, HomeZada is a fully integrated, cloud-based platform dedicated to digital home management.

Project Management 384

Project Management Design Insurance Technology 384

Housing Wire

OCTOBER 4, 2023

Most years that number is closer to 30%, said Ullmann, who’s been an LO since 2012. Mandatory mortgage insurance premiums were reduced to 55 basis points (bps) for most borrowers in February and FHA loans tend to come with lower interest rates than conventional loans.

Loan Officers 441

Loan Officers Mortgage Finance Buyers 441

Housing Wire

JULY 6, 2023

Savkar has been a part of Wolters Kluwer since 2012, when he joined as vice president and general manager of the Legal & Regulatory division. Wolters Kluwer Compliance Solutions is a provider of risk management and regulatory compliance solutions and services to banks, credit unions, insurers, and securities firms.

Legal 353

Legal Technology Business Insurance 353

Housing Wire

JULY 19, 2021

Over the last two years, Blend has acquired its own mortgage insurance firm and title insurance firm (the latter in a $422 million deal). Blend, which launched in 2012, raised $300 million in January, not long after it introduced a series of consumer banking tools. Integrating real estate agents is next.

Insurance 384

Insurance Investors Technology Real Estate Agent 384

Housing Wire

MARCH 15, 2023

Silicon Valley Bank resumed mortgage originations on Tuesday via its newly established “bridge bank” — just four days after California state regulators took possession of the financial institution and appointed the Federal Deposit Insurance Company (FDIC) as receivers.

Mortgage 370

Mortgage Loan Officers Insurance Business 370

Housing Wire

JULY 12, 2023

Schoolfield and Shelton joined Movement in 2012, were promoted as divisional leaders in February 2021, and landed at Summit in July. million to settle allegations that it improperly originated and underwrote mortgages insured by the Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) programs.

Retail 370

Retail Development Finance Lending 370

Housing Wire

JULY 6, 2021

It has raised a total of $655 million since its founding in 2012, according to Crunchbase. The company also stepped in to the title insurance realm in March after Blend announced it was expanding its cloud-based platform thanks to the acquisition of Title365 from the Mr. Cooper Group. That acquisition cost roughly $422 million.

Technology 384

Technology Mortgage Valuation Insurance 384

Housing Wire

DECEMBER 22, 2023

For Gen Z, technology is second nature Gen Z is considered those who were born between 1997 and 2012 — today, members of Gen Z are between 11 and 26 years old. For example, in the past, people may have chosen to work with State Farm as an insurance provider because of its market share or brand recognition.

Real Estate 432

Real Estate Technology Finance Investing 432

Housing Wire

OCTOBER 13, 2021

billion in 2012 to $2 billion in 2016. The holding company will invest in finance, insurance, and real estate businesses. Interfirst was founded in 2001 as a retail originator but expanded to the wholesale channel in 2008 and the correspondent channel in 2011. The company ceased operations in July 2017 after years of declining volumes.

Mortgage 383

Mortgage Investors Investing Technology 383

Housing Wire

DECEMBER 7, 2020

2012 and Jan. Cooper] broke that trust by engaging in unfair and deceptive practices prohibited by the Consumer Financial Protection Act of 2010, as well as violations of the Real Estate Settlement Procedures Act and the Homeowner’s Protection Act.”. Specifically, the CFPB alleged that between Jan.

Law 536

Law Insurance Mortgage Investing 536

Housing Wire

AUGUST 7, 2023

Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. It entered real estate in 2012 after buying DebtMarket, an exchange for distressed home debt. Many industries began to deploy electronic supply chains in the 1980’s.

Real Estate 370

Real Estate Supply Chain Architecture Brokerage 370

Valuation Review

JANUARY 3, 2022

These were guaranteed by the Department of Veterans Affairs or insured by the Federal Housing Administration since the company was founded in 2012. ClearPath Lending, a VA home loan origination firm, has provided more than 50,000 mortgage loans.

Lending 60

Lending Mortgage Insurance 60

Housing Wire

APRIL 16, 2021

It has raised a total of $655 million since its founding in 2012, according to Crunchbase. Doma , a title insurance firm , and digital lender SoFi are also both hoping to go public this year at valuations of $3 billion and about $9 billion, respectively. That January round gave Blend a $3.3 billion valuation.

Valuation 325

Valuation Technology Lending Mortgage 325

Housing Wire

AUGUST 18, 2023

This is the first year CityLight Homes, which was founded in 2012 by Robert Berry, has made the list. From showing homes to inspectors to attorneys to insurance services to moving services we bring all of these assets to bear on every transaction.” 186 spot on the Inc. 5000 list, with a 3-year growth rate of 2,870%. RedBird Realty (No.

Brokerage 370

Brokerage Real Estate Realty Real Estate Agent 370

Housing Wire

AUGUST 12, 2020

This article was written for FinLedger, HW Media’s new fintech-focused news brand designed specifically for financial services professionals in banking, insurance and real estate. Fintech-focused Canapi Ventures led the investment, which brings Blend’s total venture raised to $365 million since its 2012 inception.

Investing 496

Investing Loan Officers Technology Development 496

Housing Wire

SEPTEMBER 23, 2022

“This creates a very challenging environment for volume-sensitive businesses such as mortgage originators and title insurers,” the analysts said. ” However, the median-priced home is worth about $80,000 more than in 2020 and $200,000 more than in 2012. trillion in 2022 and $2.17 trillion in 2023.

Housing Market 370

Housing Market Marketing Mortgage Buyers 370

Housing Wire

OCTOBER 4, 2022

In addition to minimum industry standards, RON platforms and RON service providers must be able to implement and apply any required overlays from transaction stakeholders, such as secondary market investors and title insurance underwriters.

Housing Market 420

Housing Market Marketing Real Estate Investors 420

Housing Wire

MAY 7, 2023

Tracking the 10-year yield and mortgage rates are essential for housing inventory because when rates fall, buyer demand gets better, allowing more homes to be bought and getting a lid on inventory growth, which we have seen since 2012. While the labor market is getting less tight, it’s not broken yet.

Inventory 491

Inventory Housing Market Marketing New Listings 491

Lamacchia Realty

SEPTEMBER 16, 2022

Kim has been with Lamacchia Realty since 2012 and has held a variety of roles, from Administrative Assistant, Office Manager and Staff Training Manager. In this new role, Kim will now take on more business responsibilities within Lamacchia Companies, including business insurances, bonds, and licenses.

Human Resources 74

Human Resources Realty Training Realtors 74

Housing Wire

FEBRUARY 1, 2024

Approximately 65% of loans endorsed in Fiscal Year 2009 had an MCA of less than or equal to $300,000, and this percentage increased to approximately 72% by Fiscal Year 2012,” the report stated. As the principal limit has been increasing, the percentage of endorsements with an MCA over $417,000 has increased steadily since 2012.”

Mortgage 408

Mortgage Business Development Design 408

Housing Wire

FEBRUARY 23, 2024

Choctaw American Insurance was the only lease-to-own company to land on the list. year over year to 251,462, the lowest fourth-quarter level since 2012, Redfin reported. A variety of companies earned a spot on the top 10 list for 2023, including real estate investment trusts such as Pretium , Amherst , Invitation Homes and Tricon.

Buyers 421

Buyers Investors Real Estate Insurance 421

Housing Wire

MARCH 14, 2023

Founded in 2012, Blend went public in 2021. One is by diving deeper into the broader homeownership journey to offer ways for applicants to find homeowners and title insurance. The company’s white-label technology powers mortgage applications on the websites of major lenders, such as Wells Fargo and U.S.

Insurance 384

Insurance Technology Business Lending 384

Housing Wire

NOVEMBER 15, 2021

The Department of Housing and Urban Development is taking a cautionary approach to changes to mortgage insurance premiums after a banner year for its Mutual Mortgage Insurance (MMI) fund. Marcia Fudge said there were no near-term plans to change FHA’s mortgage insurance premium pricing.). Earlier this year, HUD Sec.

Mortgage 397

Mortgage Insurance Renovations Tools 397

Housing Wire

APRIL 8, 2024

It now faces a wave of mortgage maturities and payoffs on the thousands of affordable-housing complexes it has helped to finance over the years — with no new construction carried out under the program since 2012. The legislation would provide several tools to help stem the loss of Section 515 affordable-housing in rural America.

Tenants 500

Tenants Finance Construction Government 500

Housing Wire

APRIL 5, 2021

In its most recent annual report to Congress, November 2020, the Federal Housing Administration ( FHA ) published its “capital ratio,” a measure of capital reserves to insurance-in-force held within the Mutual Mortgage Insurance Fund (MMI Fund). The same report revealed FHA had amassed capital reserves in the amount of $78.9

Insurance 293

Insurance Mortgage Housing Market Government 293

Housing Wire

JULY 27, 2021

Unlike lenders or servicers for Fannie Mae and Freddie Mac , Ginnie Mae issuers are responsible for passing along payments to investors after borrower equity, federal agency and mortgage insurance resources are exhausted. If those issuers fail, Ginnie Mae is ultimately responsible for making those investor payments.

Insurance 432

Insurance Finance Government Mortgage 432

Zillow

JUNE 8, 2018

In 2012, companies spent an average of $19,303 to move a new hire renter and upward of $90,000 to move a current employee homeowner, according to the Worldwide ERC, the association for professionals who oversee employee transfers. If a relocation package isn't discussed with your offer, you'll need to start the conversation yourself.

Transportation 59

Transportation Legal Training Law 59

Housing Wire

DECEMBER 28, 2023

Most years that number is closer to 30%, said Ullmann, who’s been an LO since 2012. About half of Ullmann’s production in 2023 came from VA and FHA loans as well as mortgages that require down payment assistance.

Business 432

Business Mortgage Loan Officers Inventory 432

PennyMac

DECEMBER 23, 2020

Lower mortgage interest rates make owning a home less expensive by reducing your monthly payment, which, in most cases, is composed of principal, interest, taxes and insurance. In contrast, in 2012 when the U.S. How do falling interest rates impact my monthly mortgage payment? You’ll also save money over the life of your loan.

Mortgage 36

Mortgage Lending Loan Officers Home Value 36

Zillow

MAY 1, 2017

The title company compiles the report from a search of county records to issue title insurance, and any liens against the property are listed as "exceptions" to a title policy. Originally published March 22, 2012 Here are three important pieces of the title report you should review carefully.

Easement 36

Easement Property Taxes Legal Buyers 36

The People's Appraisal Blog

JANUARY 30, 2019

They were installed as the “Middle Man” between appraisers and lenders to help insure Appraiser independence and manage the appraisal ordering process. 2012 an AMC named JVI Solutions closed its doors owing appraisers Thousands of Dollars.

Appraisal 36

Appraisal Agents Law Real Estate 36

Appraisal Today

SEPTEMBER 29, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, VA, flood and fires no insurance, retirement, few lender appraisals, unusual homes, mortgage origination $22M Modern Mansion on 130 Acres in Napa Has Its Own Cabernet Vineyard Excerpts: 6 bedrooms, 6.5+ Risk to Home Values.

Insurance 77

Insurance Appraisal Contracts Mortgage 77

Housing Wire

MARCH 17, 2022

As HUD considers mortgage insurance premium (MIP) changes in the aftermath of FHA’s record-breaking FY 2021 performance with $100 billion of capital reserves and a capital ratio of 8%, it is time to address the “elephant in the room.” It is important to remember that FHA was founded on fundamental insurance principles.

Insurance 421

Insurance Finance Mortgage Sellers 421

Miller Samuel

MARCH 19, 2019

The 20 and 30-year holding periods assumptions might be more realistic given the long term view of investors after the decline in prices of the past several years and the phenomenon of capital preservation in this latest development frenzy since 2012.

Real Estate 370

Real Estate Law Development Investors 370

Appraisal Today

AUGUST 12, 2022

And rates reached a low around 1945 before hitting new lows in 2012. And rates reached a low around 1945 before hitting new lows in 2012. But the best records only go back to the early 1970s. The 30-year fixed gained in popularity around the 1950s. The 30-year fixed gained in popularity around the 1950s.

Appraisal 52

Appraisal Contracts Mortgage Business 52

Housing Wire

NOVEMBER 4, 2022

There has been a flurry of recent articles prognosticating a decrease to Federal Housing Administration (FHA) insurance premiums. At least 137,000 of those borrowers have FHA-insured loans. FHA’s Mutual Mortgage Insurance Fund (MMI Fund) is there to be the primary buffer against these inevitable shifts in housing and the economy.

Insurance 417

Insurance Mortgage Development Valuation 417