Housing Wire

APRIL 16, 2021

It has raised a total of $655 million since its founding in 2012, according to Crunchbase. The digital lending software provider has even been breaking into adjacent businesses of late. That January round gave Blend a $3.3 billion valuation. In all, its technology platforms saw $1.4

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Housing Wire

AUGUST 12, 2020

This article was written for FinLedger, HW Media’s new fintech-focused news brand designed specifically for financial services professionals in banking, insurance and real estate. Fintech-focused Canapi Ventures led the investment, which brings Blend’s total venture raised to $365 million since its 2012 inception.

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Housing Wire

MAY 7, 2023

Tracking the 10-year yield and mortgage rates are essential for housing inventory because when rates fall, buyer demand gets better, allowing more homes to be bought and getting a lid on inventory growth, which we have seen since 2012. While the labor market is getting less tight, it’s not broken yet.

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Inventory Housing Market Marketing New Listings 483

Appraisal Today

SEPTEMBER 29, 2023

NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, VA, flood and fires no insurance, retirement, few lender appraisals, unusual homes, mortgage origination $22M Modern Mansion on 130 Acres in Napa Has Its Own Cabernet Vineyard Excerpts: 6 bedrooms, 6.5+ The GSEs started keeping track in 71.

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Insurance Appraisal Contracts Mortgage 79

Housing Wire

MARCH 14, 2023

Founded in 2012, Blend went public in 2021. One is by diving deeper into the broader homeownership journey to offer ways for applicants to find homeowners and title insurance. Blend also expanded to offer additional lending products, such as home equity, personal and auto loans.

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Insurance Technology Business Lending 347

On Q Financial

FEBRUARY 2, 2021

Established in June of 2012, Deferred Action for Childhood Arrivals, or DACA, granted special protections for undocumented children who entered the country under the age of 16 and were under 31 at the time. are not eligible for FHA-insured mortgages.” This is not an offer for extension of credit or a commitment to lend.

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Law HOA Legal Government 42

PennyMac

DECEMBER 23, 2020

In response to timely economic conditions, the Fed decreases the benchmark interest rate (the base rate financial institutions use when lending) to encourage borrowing and lending among banks, businesses and consumers. 15 or 30 years) or fluctuations in the federal lending rate. In contrast, in 2012 when the U.S.

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Mortgage Lending Loan Officers Home Value 36

Housing Wire

APRIL 8, 2024

It now faces a wave of mortgage maturities and payoffs on the thousands of affordable-housing complexes it has helped to finance over the years — with no new construction carried out under the program since 2012. The legislation would provide several tools to help stem the loss of Section 515 affordable-housing in rural America.

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Tenants Finance Construction Government 479

Housing Wire

JULY 27, 2021

Unlike lenders or servicers for Fannie Mae and Freddie Mac , Ginnie Mae issuers are responsible for passing along payments to investors after borrower equity, federal agency and mortgage insurance resources are exhausted. If those issuers fail, Ginnie Mae is ultimately responsible for making those investor payments.

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Housing Wire

APRIL 5, 2021

In its most recent annual report to Congress, November 2020, the Federal Housing Administration ( FHA ) published its “capital ratio,” a measure of capital reserves to insurance-in-force held within the Mutual Mortgage Insurance Fund (MMI Fund). The same report revealed FHA had amassed capital reserves in the amount of $78.9

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Insurance Mortgage Housing Market Government 233

Housing Wire

NOVEMBER 4, 2022

There has been a flurry of recent articles prognosticating a decrease to Federal Housing Administration (FHA) insurance premiums. At least 137,000 of those borrowers have FHA-insured loans. FHA’s Mutual Mortgage Insurance Fund (MMI Fund) is there to be the primary buffer against these inevitable shifts in housing and the economy.

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Insurance Mortgage Development Valuation 341

Patch of Land

OCTOBER 5, 2018

Congress has opportunities to address some of the challenges financial technology firms face in the lending sector. The pace of financial technology innovation in the alternative lending space is nothing short of phenomenal, but it has meant headaches for lenders and vendors waiting for regulation to play catch-up. In 2016, the U.S.

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Lending Law Technology Investors 35

Housing Wire

JANUARY 20, 2021

Secretary Carson and I posted a waiver and other documents to the HUD website that makes clear DACA status recipients are now eligible to apply for mortgages insured by the Federal Housing Administration,” former HUD Deputy Secretary Brian Montgomery said. are not eligible for FHA-insured mortgages.” .”

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Housing Wire

MARCH 10, 2022

Of course [Fannie Mae and Freddie Mac] can provide better program guidance, of course they can provide training to the marketplace and hold the hands of lending institutions who are trying to operate their programs,” Burns said. They’ve got 25 people and we’ve got half a person.”.

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Finance Development Training Government 361

Housing Wire

MAY 17, 2022

According to her LinkedIn profile, she worked at the Center for Responsible Learning from 2007 to 2011, at the Federal Housing Finance Agency from 2011 to 2012 and at the Center for American Progress from 2012 to 2015. In March 2021, Fudge said that the agency had “no near-term plans” to change FHA’s mortgage insurance premium pricing.

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