Housing Wire

NOVEMBER 18, 2022

On a positive note, however, the days on the market are no longer a teenager anymore: that metric grew from 18 days to 21 days. I cheer because the savagely unhealthy housing market theme I talked about back in February of this year was the same premise of the housing reset talking point the Federal Reserve uses.

Inventory 463

Inventory Marketing Housing Market New Listings 463

Housing Wire

JUNE 8, 2022

I am going to do my best to try to make sense of what is happening with the housing market right now, since the years 2020-2024 have been a talking point of mine for years and my biggest concern since the fall of 2020 has been prices overheating — not having a deflationary collapse. . A short history of the housing crash narrative.

Inventory 545

Inventory Housing Market Marketing Mortgage 545

Housing Wire

AUGUST 30, 2022

While the growth rate is cooling monthly, we are still in a savagely unhhealthy housing market trying to get national inventory levels back to pre-COVID-19 levels. Inventory has been falling for years but people ignored the trend because some were always talking about the housing bubble 2.0 crash, especially from 2012-2019.

Inventory 382

Inventory New Listings Law Housing Market 382

Housing Wire

DECEMBER 21, 2022

For a decade, the traditional view on housing has been that when demand collapses, inventory will spike higher, which is what we saw during the years when the housing bubble burst. I have never believed in this concept because of how the housing market credit channels work. None of that has ever happened again since 2012.

Inventory 515

Inventory New Listings Housing Market Sellers 515

Housing Wire

OCTOBER 12, 2021

The index benchmarks to 100 in March 2012; a higher number portends more mortgage credit availability. Kan added that the conforming index indicated a greater supply of loans for cash-out refinances, investor properties, and adjustable-rate mortgages (ARMs). The MBA Mortgage Credit Availability Index overall rose by 1.5%

Government 497

Government Mortgage Investors Buyers 497

Housing Wire

OCTOBER 12, 2020

Some of their biggest hits (or should I say misses) in the last 8 years have been the never-realized silver tsunami crash, the ever popular investor supply crash, the Airbnb supply crash, and this year, COVID-19 was for sure going to send prices crashing 30%-50%. Housing data started to soften in 2005 after an overheated market.

Inventory 545

Inventory Housing Market Marketing Mortgage 545

Housing Wire

MARCH 22, 2023

Over the past two weeks, investors have considered Treasures a safe haven amid the banking system turmoil. The good news is that the continued strength of the job market means that both sellers and buyers are still in a favorable financial position heading into the spring housing market, Jones noted.

Mortgage 374

Mortgage Sellers Buyers Housing Market 374

Appraisal Buzz

JANUARY 17, 2022

The housing market boomed in 2021 like few could have expected. Many buyers hope the housing market will cool down in 2022, and while experts don’t think it will be as competitive, this is unlikely to be a dramatic shift — at least not one that turns the market away from being seller-friendly. An estimated 12.3

Construction 468

Construction Supply Chain Housing Market Technology 468

Housing Wire

MAY 19, 2022

If there’s a bet to be made on the future of the non-agency lending space, it’s that the adjustable-rate mortgage (ARM) will become far more popular this year as purchase mortgages increasingly dominate a housing market pivoting to an up-rate environment. He described today’s non-QM market as a “very large bucket.”.

Loan Officers 441

Loan Officers Lending Mortgage Housing Market 441

Housing Wire

FEBRUARY 9, 2021

Any loan without signed docs will be suspended for the foreseeable future or until market stability returns.”. Now, many investors are once again returning to the non-QM space. And in addition to an apparent increase in appetite for non-QM on the investor front, there is also room for significantly more risk in the market overall.

Lending 338

Lending Investors Mortgage Marketing 338

Housing Wire

NOVEMBER 17, 2021

It also directed the GSEs to transfer a significant amount of risk to private investors. The 2022 Scorecard will better position the enterprises to support the housing market throughout the economic cycle,” said FHFA Acting Director Sandra Thompson.

Finance 332

Finance Government Tools Investors 332

Housing Wire

SEPTEMBER 9, 2022

The nonagency share of the MBS market just prior to the housing market crash some 15 years ago exceeded 50% — with the balance being MBS issued by Fannie Mae , Freddie Mac and Ginnie Mae, or agency issuance. By 2012, in the wake of the global financial crisis, private-label MBS market share had shrunk to 1.83%. “The

Marketing 362

Marketing Mortgage Investors Legal 362

Housing Wire

JANUARY 24, 2022

A December report by prepared by Urban Institute ’s Housing Finance Policy Center shows that the private-label market’s share of mortgage securitizations was slightly more than 4% as of October of last year, up from 1.83% in 2012 and fast approaching its post-crisis high of 5% in 2019.

Mortgage 317

Mortgage Lending Finance Housing Market 317

Housing Wire

MAY 9, 2022

housing market follow Canada? In short, the answer is no, we won’t have the type of home-price velocity that Canada has experienced because our housing market is more diverse than theirs. housing market is more tied to mortgage buyers. Housing debt doesn’t work like margin stock debt. Will the U.S.

Buyers 527

Buyers Housing Market Mortgage Marketing 527

Housing Wire

DECEMBER 21, 2021

Low mortgage rates, stable collateral performance and comparatively favorable spreads for much of the year showed a strong level of investor demand in RMBS paper, making 2021 the record post-global-financial-crisis issuance year,” the KBRA forecast states. The major driver of private-label issuance this year has been the jumbo-loan market.

Marketing 355

Marketing Investing Investors Real Estate 355

Housing Wire

APRIL 8, 2022

One of the reasons that I moved into the “team higher mortgage rate” camp is that what I saw in January, February, and March of this year was so unhealthy that I labeled the housing market savagely unhealthy. million — once that happens, I can take the unhealthy label off the housing market.

Housing Market 392

Housing Market Marketing Inventory Lending 392

Housing Wire

JUNE 2, 2023

The transaction could also signal investors’ re-entry into the housing market after institutional investors shed properties at the end of 2022 following a drop in housing prices nationwide. The deal comes at a time when a lack of for-sale home inventory is boosting the appetite for homebuilders.

Real Estate 392

Real Estate Investors Investing Housing Market 392

Housing Wire

OCTOBER 21, 2020

Before this year, 2003 was the last time a record was set for profitability on the origination side, and 2012 was the last record year for refinances. Top of mind for servicers will be pursuing the most appropriate loss mitigation strategies for post-forbearance borrowers and investors. Profitability.

Mortgage 393

Mortgage Inventory Housing Market Construction 393

Housing Wire

APRIL 8, 2021

The share of Auction.com foreclosure sales with surplus funds has steadily risen in recent years, hitting a new record high of 46% in 2019 before slipping slightly to 44% in 2020 — still more than twice the share of foreclosure sales with surplus funds between 2012 and 2015.

Retail 415

Retail Market Value Marketing Buyers 415

Housing Wire

APRIL 21, 2022

Institutional real estate investors — often mammoth operators with ties to Wall Street — gobbled up record amounts of inventory in almost every corner of the pandemic-induced fever dream that was the 2021 housing market, with one notable exception: distressed properties sold at foreclosure auction. All new components.

Investors 390

Investors Renovations Marketing Retail 390

Appraisal Today

DECEMBER 8, 2023

In Sacramento, Invitation Homes went on a rampage in 2012 and 2013, and purchased more steadily in subsequent years. The last unit they bought was in mid-2022 as far as I can tell… To read more, plus the 45+ appraiser comments, Click Here Investor Home Purchases Are Down Over 40% in Sun Belt Pandemic. Investor purchases of U.S.

Appraisal 67

Appraisal Real Estate Contracts Design 67

Housing Wire

MARCH 21, 2024

” Hawley said that credit report “cost increases will be borne by homebuyers who are already facing the worst housing market in the country’s history.” “This is, in short, a company abusing its market power to pad its bottom line and make life worse for Americans.” per FICO score in 2018.

Mortgage 414

Mortgage Government Marketing Business 414

Will Springer Realtor

AUGUST 15, 2023

The single-family housing market is sluggish, as many prospective buyers and sellers have chosen to focus on enjoying the many weeks of beautiful weather. The average number of days all homes stay on the market before finding a buyer is 18 in King, up 39% from a year ago, and 17 days for single-family homes. on the Eastside.

Sellers 60

Sellers Buyers New Listings Inventory 60

Will Springer Realtor

MARCH 14, 2023

The opening months of the Seattle/King County housing market can best be expressed as sparks of activity within a mostly tentative purchasing environment. decline over the 12 months ending March 2012. While the median price of all home types in King gained 1.0% since January to $726,700, they are 4.4% drop in Seattle ($750,000).

Marketing 36

Marketing Buyers Inventory Sellers 36

Housing Wire

DECEMBER 22, 2021

Knowing that the housing crash addicts on YouTube , Twitter , Facebook , and Clubhouse would incorrectly push the negative year-over-year data spin, I wanted to get ahead of that narrative. Then everyone went crazy on investors and iBuyers , suggesting that these people were holding up the entire housing market.

Inventory 472

Inventory Housing Market Investors Marketing 472

Housing Wire

MAY 24, 2022

A lot of the housing data was lagging the rate move, so it wasn’t apparent that higher rates impacted the data yet. Going back to the summer of 2020, the one factor that I said could change the housing market was the 10-year yield getting above 1.94%. However, the housing market changed once the 10-year yield broke over 1.94%.

Housing Market 392

Housing Market Inventory Construction Marketing 392

Lamacchia Realty

OCTOBER 11, 2023

Buyers, sellers, investors, and builders are her business and she values every single client and loves getting people where they want to be. Karole O’Leary has been working in Real Estate since 2004 and has enjoyed much success in this field.

Realtors 74

Realtors Realty Real Estate Clients 74

Housing Wire

MAY 25, 2021

One significant factor behind the lack of evolution in the appraisal industry is that the American housing market has grown at a much higher rate than the pool of licensed professionals that are legally certified to appraise residential real estate. Navigating appraisal challenges in today’s housing market.

Appraisal 329

Appraisal Valuation Real Estate Modernization 329

Lamacchia Realty

MAY 5, 2022

Buyers, sellers, investors, and builders are her business and she values every single client and loves getting people where they want to be. Lisa Hayford began her real estate career as a residential sales agent in 2012 and has created an impressive business and continues to dominate in the markets she serves.

Realtors 64

Realtors Realty Real Estate Clients 64

Housing Wire

JUNE 1, 2021

A group of GSE investors alleged that the government knew the GSEs would turn a huge profit after a $100 billion bailout from the Treasury in 2008. But the Treasury modified that agreement in 2012, to require Fannie Mae and Freddie Mac to pay dividends to the Treasury pegged to the companies’ net worth.

Investors 492

Investors Investing Government Finance 492

Miller Samuel

MARCH 19, 2019

A large swath of high-end condo market activity of the past five years are non-primary residences which include pieds-a-terres but most are investor purchases that are subsequently rented after the unit closes when construction was completed. That article came out in 2014 right as the housing market was peaking.

Real Estate 370

Real Estate Law Development Investors 370

Housing Wire

AUGUST 3, 2023

Deitz said the “underbuilding” in the home market between 2012-2019 “left us with the housing deficit.” Peak production At around 30% now, the homebuilding industry is likely near the peak level of new-home sales as a share of the entire housing market, according to industry experts who spoke with HousingWire.

Construction 368

Construction Development Finance Mortgage 368

Houston Properties

JANUARY 12, 2022

Houston Real Estate Market Forecast: Current Data & 2022 Predictions. Concerned about a housing market crash? Geo Market Area: Westchase. Original Sale: 2012. Days on Market: 8. Days On Market: 654. Inflation benefits real estate investors who are earning money from rental properties.

Real Estate 36

Real Estate Marketing Real Estate Agent Realtors 36

Housing Wire

JANUARY 20, 2022

The housing bubble boys of 2012-2020 turned into the forbearance crash bros of 2021 and have been nothing but an epic disaster in their forecast, which has now ended with the lost decade of bad housing calls. The concern in 2021 should have always been priced overheating, not crashing back to 2012 levels.

Inventory 461

Inventory Housing Market Marketing Mortgage 461

Housing Wire

JULY 8, 2022

To fund their acquisitions, companies raise billions of dollars in capital from hedge funds, pension funds, ultra-high net worth individuals, and other institutional investors, who such companies consider to be their customers,” the House subcommittee’s report on its survey findings state.

Tenants 398

Tenants Investors Investing Government 398

Housing Wire

JUNE 23, 2021

” In a blow to Fannie Mae investors, the court also dismissed claims that the FHFA exceeded its authority under federal law. A group of GSE investors alleged that the government knew the GSEs would turn a huge profit after a $100 billion bailout from the Treasury in 2008. Investors cried foul. “By

Investors 519

Investors Government Investing Law 519