the-american-dream-and-bias-in-loans 
George Dell
MARCH 24, 2021
Is there bias in the American Dream? Do we need a “loan conditions” adjustment? Loan conditions have nothing to do with ‘financing’ adjustments as we know them! So how might loan conditions affect “market value”? The post The American Dream and Bias in Loans? Read Part 2 here.
Housing Wire
NOVEMBER 29, 2022
Mortgage fairness for Black and Native Americans is no better today than it was 30 years ago, according to a new mortgage fairness report. According to the report, Native American mortgage applicants’ loan approvals dropped by more than 10 percentage points, to 81.9% in 2021 from 1990. in 2020 and 2021, up from 78.4%
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Housing Wire
AUGUST 11, 2020
will finally welcome persons of color to share fully in the American dream of homeownership. will finally welcome persons of color to share fully in the American dream of homeownership. The most abhorrent racist practices, such as redlining, are officially prohibited, yet bias creeps into mortgage lending in myriad ways.
Will Springer Realtor
FEBRUARY 6, 2024
persistent discrimination confronts Black Americans in many walks of life – including residential real estate. persistent discrimination confronts Black Americans in many walks of life – including residential real estate. Bias is still present but in more subtle forms. Racial bias extended to home appraisals.
Clear Capital
JANUARY 5, 2023
Homeownership has long been synonymous with the American dream, in no small part due to its promise of financial freedom for people of every background through the wealth-building potential of home equity. The potential for appraisal bias in home valuation has recently garnered public attention and regulatory scrutiny.
Will Springer Realtor
SEPTEMBER 26, 2023
The undervaluation of homes in poorly served neighborhoods, decades-long housing segregation, systemic denial of loans in predominantly minority areas, and extreme difficulty for Black and brown Americans to leave their families an inheritance have contributed to the nation’s race-based imbalance when it comes to finances and homeownership.
Housing Wire
FEBRUARY 9, 2021
While many Americans are encouraged by the recent executive order redressing our nation’s — and the federal government’s — historical discriminatory housing policies , it’s time we reflect on the racially biased policies for homeownership that brought us here in the first place. In 1934, Congress and President Franklin D.
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