Housing Wire

FEBRUARY 29, 2024

And HousingWire’s Mortgage Rates Center showed that Polly ’s average 30-year fixed rate for conventional loans was 7.23% on Thursday, up from 7.19% at the same time last week. The 30-year fixed-rate mortgage averaged 6.94% as of Feb. Meanwhile, the 15-year fixed rate averaged 6.26% this week, down from 6.29% during the prior week.

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Mortgage Construction Buyers Inventory 454

Housing Wire

MARCH 5, 2024

Polly ’s average 30-year fixed rate for conventional loans was 7.17% on Tuesday, down from 7.24% one week earlier, according to HousingWire’s Mortgage Rates Center. Investors’ focus will turn to Federal Reserve Chair Jerome Powell’s biannual monetary policy update scheduled for Thursday. one week earlier.

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Mortgage Inventory Sellers Investors 443

Housing Wire

JANUARY 18, 2024

HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate on conventional loans at 6.709% on Thursday, up from 6.66% recorded at the same time last week. This week, December’s retail sales report showed strong consumer spending even after adjusting for holiday spending and inflation as policy makers mull rate cuts.

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Mortgage Inventory Retail Construction 529

Housing Wire

JUNE 14, 2023

“Holding the target range steady at this meeting allows the Committee to assess additional information and its implications for monetary policy,” the Fed said in its post-meeting statement. “In On Wednesday afternoon, mortgage rates for 30-year fixed-rate mortgages were at 6.70%, according to HousingWire ‘s Mortgage Rates Center.

Mortgage 379

Mortgage Real Estate Investors Marketing 379

Housing Wire

FEBRUARY 22, 2024

And HousingWire’s Mortgage Rates Center showed that Polly ’s average 30-year fixed rate for conventional loans was 7.19% on Thursday, up from 7.09% at the same time last week. Meanwhile, the 15-year fixed rate averaged 6.29% this week, up from 6.12% during the prior week.

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Mortgage New Listings Housing Market Buyers 418

Housing Wire

MARCH 13, 2024

Rates, however, are still hovering above 7% at the moment, according to HousingWire’s Mortgage Rates Center. Fed predictions When the FOMC meets March 19-20, its members will again be asked to make their own judgments of the best policy path for rates to follow.

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Housing Market Real Estate Mortgage Government 412

Housing Wire

NOVEMBER 2, 2023

HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate for conventional loans at 7.62% on Wednesday, compared to 7.83% the previous week. The 30-year fixed-rate mortgage averaged 7.76% as of Nov. 2, according to Freddie Mac ‘s Primary Mortgage Market Survey.

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Mortgage Investors Housing Market Marketing 463

Housing Wire

SEPTEMBER 20, 2023

During a press conference with reporters on Wednesday, Fed Chair Jerome Powell said that the committee decided to leave their policy interest rate unchanged. On Monday, mortgage rates for 30-year fixed-rate mortgages were at 7.21%, according to HousingWire‘s Mortgage Rates Center.

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Housing Market Mortgage Landlords Marketing 422

Housing Wire

SEPTEMBER 13, 2021

Prior to her role at the department, McCargo served as the vice president for the Housing Finance Policy Center at the Urban Institute. She also worked at CoreLogic as the head of government solutions and held various leadership roles with JPMorgan Chase and Fannie Mae.

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Finance Development Government Investors 393

Housing Wire

NOVEMBER 8, 2023

Data from the Legal Research Center concluded that all 50 states and Washington, D.C., Legal Research Center CEO Kevin Ritchey says that FEMA did not take existing state laws and regulations into account when making its recommendation. America’s 1.5

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Housing Wire

FEBRUARY 1, 2024

But H ousingWire’s Mortgage Rates Center showed that Optimal Blue’s average 30-year fixed rate for conventional loans was 6.950% on Thursday, up from 6.713% at the same time last week. The Federal Reserve decided to leave its short-term policy interest rate unchanged during its meeting on Wednesday.

Mortgage 437

Mortgage Housing Market Sellers Inventory 437

Housing Wire

FEBRUARY 23, 2024

Middle-income Americans who are 75 and older are at serious risk of a retirement crisis, according to a new research brief from the National Opinion Research Center (NORC) at the University of Chicago.

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Finance Transportation 381

Housing Wire

NOVEMBER 16, 2023

HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate on conventional loans at 7.409% on Thursday, compared to 7.444% the previous week. The 30-year, fixed mortgage averaged at 7.44% as of Nov. 16, according to Freddie Mac ‘s Primary Mortgage Market Survey. That’s down six basis points from last week ’s 7.5%

Mortgage 436

Mortgage New Listings Tools Inventory 436

Housing Wire

DECEMBER 19, 2023

A number of economic, legal, policy and public pressures will continue to keep fairness issues front-and-center for the foreseeable future — particularly around lending and loan default servicing. They become vehicles for delivering public policies and bear risk while trying to implement them.

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Housing Wire

FEBRUARY 7, 2024

Typically, housing affordability and proximity to family and job centers tend to rank high on the list of must-haves when choosing a destination to live. They all moved to the West Coast, to blue places where the policies align better with their personal views, specifically when it comes to women’s reproductive rights and LGBTQ rights.”

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Real Estate Agent Law Real Estate Agents 382

Housing Wire

JANUARY 31, 2024

At HousingWire’s Mortgage Rates Center , Optimal Blue’s data showed 30-year fixed, conforming mortgage rates at 6.599% on Tuesday, down from 6.686% one week prior. More relief may come with the Federal Reserve’s decision to hold its short-term policy interest rate steady at 5.25% to 5.5% on Wednesday. billion in 2023.

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Government Mortgage Clients Business 431

Housing Wire

OCTOBER 5, 2023

HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 7.60% on Wednesday, compared to 7.43% the previous week. double-down on stiff monetary policy, according to Bloomberg. Unsurprisingly, this is pulling back homebuyer demand.”

Mortgage 446

Mortgage Modernization Government Investors 446

Housing Wire

OCTOBER 9, 2023

In efforts to reduce its balance sheet as part of the plan to tighten monetary policy, the Fed is allowing up to $60 billion a month in Treasury securities and $35 billion in MBSs to mature and roll off from its holdings. The central bank currently holds about $2.6 trillion of MBSs as part of its roughly $8 trillion securities portfolio.

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Marketing Mortgage Realtors Real Estate 429

Housing Wire

JANUARY 25, 2024

And HousingWire’s Mortgage Rates Center showed that Optimal Blue’s average 30-year fixed rate for conventional loans was 6.713% on Thursday, up from 6.709% at the same time last week. The 30-year fixed-rate mortgage averaged 6.69% as of Jan. Meanwhile, the 15-year fixed rate averaged 5.96% this week, up from 5.76% during the prior week.

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Mortgage Inventory Real Estate Housing Market 400

Housing Wire

FEBRUARY 5, 2024

The 30-year conforming fixed mortgage rate was at 7.04% on Mortgage News Daily and 6.91% on HousingWire’s Mortgage Rate Center. The 30-year fixed mortgage rate surpassed the 7% mark on Monday on the heels of strong economic data and the Federal Reserve signaling that it will move carefully with any future cuts to interest rates.

Mortgage 463

Mortgage Investors Marketing 463

Housing Wire

APRIL 24, 2023

Ronald Terwilliger Center for Housing Policy. Owen Minott is senior policy analyst for housing and infrastructure at the Bipartisan Policy Center. New incentives for landlords to participate, as well as enhanced flexibilities for PHAs, would prove a win-win for landlords and voucher holders alike.

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Landlords Tenants Tools Inspection 389

Housing Wire

AUGUST 27, 2020

Federal Reserve Chairman Jerome Powell on Thursday announced a major shift in monetary policy that will allow the central bank to use inflation averaging, rather than the current practice of setting a hard target. The policy will only come into play when the U.S. economy is recovered enough to cause prices to rise.

Mortgage 492

Mortgage Investors Lending 492

Housing Wire

JUNE 29, 2023

HousingWire’s Mortgage Rates Center showed Optimal Blue’s 30-year fixed rate for conventional loans at 6.69% on Wednesday, compared to 6.66% the previous week. Since early last year, we have raised our policy rate by 5 percentage points.

Mortgage 356

Mortgage Investors Construction Marketing 356

Housing Wire

FEBRUARY 29, 2024

at a policy conference for the National Institute on Retirement Security , Ghilarducci laid out her proposal and a series of what she characterized as “mistruths” about retirement, according to reporting at ThinkAdvisor. “In Roosevelt implemented during the Great Depression. Speaking in Washington, D.C.,

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Housing Wire

SEPTEMBER 8, 2022

Mortgage rates rose 23 basis points this week, even closer to the 6% mark, as the market reacts to the Fed’s ongoing aggressive policies to combat persistent inflation. Mortgage rates started to rise faster after an economic policy symposium in Jackson Hole, Wyoming, on Aug. A year ago this time, rates averaged 2.88%.

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Mortgage Marketing 416

Housing Wire

APRIL 9, 2021

The Urban Institute ‘s Housing Finance Policy Center recently posited that down payment assistance for first-generation homebuyers could help turn the tide of systemic racism by reducing intergenerational wealth disparities.

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Finance Housing Market Buyers Mortgage 437

Housing Wire

OCTOBER 26, 2023

HousingWire’s Mortgage Rates Center showed Optimal Blue’s average 30-year fixed rate for conventional loans at 7.83% on Thursday, compared to 7.78% the previous week. For mortgage rates to improve, investors will need reassurance that the Fed will pause its contractionary policy at its next meeting next week, Jones said in a statement.

Mortgage 432

Mortgage Inventory Housing Market Realtors 432

Housing Wire

MARCH 29, 2024

Department of Housing and Urban Development (HUD)’s Office of Policy Development and Research is seeking public comment related to application and origination documents for the Federal Housing Administration (FHA)-backed Home Equity Conversion Mortgage (HECM) program, according to a notice published this week in the Federal Register.

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Mortgage Tools Design Development 363

Housing Wire

NOVEMBER 14, 2023

And while there are a host of factors that influenced migration patterns, including politics , monetary and fiscal policies of different regions, the increase and ability of remote work was a significant motivator for many households. For example, decentralization of workers also means fewer transit riders and erosion of tax base.

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Housing Market Development Marketing Real Estate 406

Housing Wire

DECEMBER 1, 2022

The Federal Reserve Chairman Jerome Powell said during a Wednesday afternoon speech at the Brookings institute that monetary policy affects the economy and inflation with uncertain lags, and the full effects of the ongoing tightening have yet to be felt. The mortgage market, however, tells a different story.

Mortgage 378

Mortgage Buyers Marketing 378

Housing Wire

SEPTEMBER 1, 2022

Expectations of a continuing aggressive monetary policy led mortgage rates to increase 11 basis points this week, according to the latest survey from Freddie Mac. At some point, as the stance of monetary policy tightens further, it likely will become appropriate to slow the pace of increases,” Powell said.

Mortgage 369

Mortgage Sellers Housing Market Marketing 369

Appraisal Buzz

AUGUST 22, 2022

The post Report Examines Impact of Recent Events and Policies on PoC appeared first on Appraisal Buzz.

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Law Appraisal 150

Housing Wire

MARCH 22, 2023

“We believe, however, that events in the banking system over the last two weeks will result in tighter credit conditions for small businesses, which will affect economic outcomes,” he said, adding that it’s too soon to determine how monetary policy should respond to the banks collapses.

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Lending Housing Market Mortgage Marketing 391

Housing Wire

OCTOBER 22, 2021

The coalition, dubbed the “Underserved Mortgage Markets Coalition,” includes the Center for Community Progress , the National Housing Conference , the National Council of State Housing Agencies , the National Community Stabilization Trust and the Lincoln Institute of Land Policy , which convened the effort.

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Government Finance Mortgage Marketing 364

Housing Wire

APRIL 1, 2024

Occupancy rates at private-pay senior care facilities are nearing pre-pandemic levels, according to new data from the National Investment Center for Seniors Housing & Care (NIC). “In After a series of high-profile challenges faced by senior living facilities in the wake of the COVID-19 pandemic, U.S. in the 31 largest U.S.

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Renovations Design Investing Technology 314

Housing Wire

DECEMBER 14, 2022

. “The Committee anticipates that ongoing increases in the target range will be appropriate in order to attain a stance of monetary policy that is sufficiently restrictive to return inflation to 2 percent over time. The 30-year fixed mortgage rate declined to 6.30% on Tuesday, according to the HousingWire Mortgage Rates Center.

Mortgage 395

Mortgage Buyers Marketing Inventory 395

Housing Wire

SEPTEMBER 30, 2020

At the Urban Institute, Goodman is also the co-director of its Housing Finance Policy Center, which provides policymakers with data-driven analyses of housing finance policy issues that they can depend on for relevance, accuracy, and independence. Goodman was inducted into the Fixed Income Analysts Hall of Fame in 2009.

Finance 274

Finance Real Estate Business Marketing 274