Housing Wire

AUGUST 31, 2023

However, a year after the GSEs announced new appraisal modernization solutions, as they’re more widely adopted, questions arise. A look into GSE appraisal modernization efforts The GSEs have each offered appraisal waivers on eligible loans for several years. How do the solutions work? Why do we need them? The winning recipe for most?

Modernization 322

Modernization Appraisal Inspection Valuation 322

Appraisal Buzz

OCTOBER 18, 2021

Our profession has been abuzz the last year or two with regards to the GSEs being mandated to modernize the appraisal profession. Why are appraisers essentially being excluded from the conversation about modernizing the profession? With mortgage related work, we get an order in and it goes to my office administrative team.

Modernization 370

Modernization Valuation Appraisal Training 370

Housing Wire

AUGUST 5, 2022

With tech solutions and automation dominating more and more of the mortgage experience, the appraisal process can feel a bit dated, often causing significant slowdowns. HousingWire: Why should lenders consider appraisal modernization and how can it benefit borrowers? HW: How can appraisal modernization enhance the valuation process?

Appraisal Process 354

Appraisal Process Modernization Appraisal Logistics 354

Housing Wire

MAY 20, 2024

“Elevated interest rates have been a challenge across financial markets, and the housing market is no exception.” “Elevated interest rates have been a challenge across financial markets, and the housing market is no exception.” ” There was a “hue and cry,” Todman said. .

Mortgage 346

Mortgage Modernization Housing Market Finance 346

Housing Wire

JANUARY 26, 2022

Polly, a software-as-service mortgage-technology firm that operates a loan-trading platform , has raised $37 million through a new funding round, its third since launching in 2019 — bringing the total raised from investors to $57 million. The post Tech firm Polly bulks up to help modernize mortgage industry appeared first on HousingWire.

Modernization 306

Modernization Mortgage Lending Investors 306

Housing Wire

DECEMBER 7, 2022

Since the weaker CPI data was released in November, bond yields and mortgage rates have been heading lower. The question then was: What would lower mortgage rates do to this data? Now, with five weeks of data in front of us, we can say they have stabilized the market. Mortgage rates went from a low of 2.5%

Housing Market 539

Housing Market Mortgage Marketing Inventory 539

Appraisal Buzz

APRIL 9, 2024

Mortgage lenders have been relying on CRM software to maintain their customer relationships and grow their businesses for decades. But it’s when the housing market stagnates and originations dry up that the software really pays off. This latter quality is what sets a robust CRM system apart.

Marketing 397

Marketing Modernization Tools Real Estate 397

Housing Wire

MARCH 12, 2021

The modernization of mortgage originations in recent years has made customers expect a smart, push-button experience. million mortgages in long-term forbearance. million mortgages in long-term forbearance. This — coupled with job market improvements and vaccine acceleration — could point to better months ahead. .

Modernization 407

Modernization Technology Investors Design 407

Appraiserblogs

MARCH 7, 2024

Mass Appraisal tend to exhibit a regressive nature… In the intricate landscape of real estate mortgage financing, the notion of appraisal waivers recently dubbed “Value Acceptance”, by the Government Sponsored Enterprises (GSEs), has stirred considerable debate. Despite its roots in a methodology designed to support appraisers, Value.

Modernization 141

Modernization Appraisal Valuation Appraisal Process 141

Appraisal Buzz

JUNE 23, 2022

Mortgage Markets CUSO is now using Mortgage Coach to increase mortgage lending engagement at the credit unions it serves. To date, Mortgage Markets CUSO’s mortgage lending services are relied on by 15-plus U.S. To date, Mortgage Markets CUSO’s mortgage lending services are relied on by 15-plus U.S.

Mortgage 195

Mortgage Marketing Modernization Lending 195

Housing Wire

DECEMBER 20, 2022

Department of Veterans Affairs (VA) mortgage loans. Mike Bost of Illinois and sponsored in the Senate by Alaska Republican Dan Sullivan, should make veterans more competitive homebuyers, the Mortgage Bankers Association (MBA) said. Senate this week passed a bill that streamlines the appraisal process for U.S.

Modernization 368

Modernization Appraisal Appraisal Process Inspection 368

Housing Wire

OCTOBER 5, 2023

Mortgage rates kept climbing this week as spreads on the 10-year Treasury yield widened, reaching a 16-year high. Freddie Mac ‘s Primary Mortgage Market Survey, which focuses on conventional and conforming loans with a 20% down payment, shows the 30-year fixed rate averaged 7.49% as of Oct.

Mortgage 442

Mortgage Modernization Government Investors 442

Housing Wire

JANUARY 17, 2024

mortgage lender United Wholesale Mortgage (UWM) has rebranded its consumer-facing website FindAMortgageBroker.com to Mortgage Matchup. The DNA and mission of this website has not changed, rather Mortgage Matchup provides a new visual identity to help us resonate with consumers in a more modern, approachable way. “The

Mortgage 364

Mortgage Real Estate Agent Modernization Retail 364

Housing Wire

OCTOBER 20, 2023

The last two years of soaring mortgage rates and rising home prices have brought the fastest erosion in housing market affordability in modern history, and it’s hurt first-time homebuyers the most. To conduct this analysis, Redfin compared median monthly mortgage payments for homebuyers in August 2023 and August 2022.

Housing Market 489

Housing Market Marketing Buyers Modernization 489

Housing Wire

APRIL 30, 2022

With first hand knowledge of how complex and time consuming appraisals can be, Reggora is motivated to streamline and modernize the process, benefiting appraisers, lenders and buyers themselves. As appraisal modernization continues to take shape, Reggora is uniquely positioned to lead its customers through the ever changing landscape.

Modernization 300

Modernization Appraisal Appraisal Process Valuation 300

Housing Wire

JANUARY 12, 2023

This should also mean mortgage rates hit their highs. The key phrase I have stressed since I wrote about the case for mortgage rates to go lower on Oct. All this is happening with the labor market still very tight, which means the Fed doesn’t need to create a job-loss recession to bring inflation down.

Mortgage 529

Mortgage Modernization Housing Market Marketing 529

Housing Wire

APRIL 27, 2021

Here it is: another article about appraisal modernization. The FHFA RFI responses to appraisal modernization are a treasure trove of insight into ideas and options for modernization from a wide variety of respondents. No doubt, investment in modernization is needed in the appraisal process.

Modernization 224

Modernization Appraisal HOA Valuation 224

Housing Wire

MARCH 18, 2024

This includes an increase to its 2025 budget authority that, in part, will go toward management of the Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) program. As such, Ginnie Mae requests resources dedicated to this program to assist in program enhancements to stabilize/sustain the reverse mortgage program.”

Mortgage 342

Mortgage Modernization Development Marketing 342

Housing Wire

JANUARY 2, 2024

When will the mortgage industry know it has reached the tipping point where innovation is no longer a competitive advantage but an existential need? Fifteen years ago, I launched a business on a mission to modernize and decrease friction in the real estate finance supply chain. Everyone works together.

Mortgage 345

Mortgage Modernization Finance Supply Chain 345

Housing Wire

MAY 10, 2023

The massive inflation and double-digit mortgage rates of the 1970s and early 1980s seem to haunt the Federal Reserve , which wants to cool the economy and even provoke a job-loss recession to avoid that scenario. How did mortgage rates react? 27 , I made the case for lower mortgage rates and bond yields in 2023.

Mortgage 531

Mortgage Housing Market Modernization Marketing 531

Housing Wire

SEPTEMBER 16, 2022

Looking for a quick and easy way to stay up-to-date on mortgage lending news, trends and technology? Podcasts are a great resource for mortgage professionals to continue learning, with shows covering industry updates, business advice and the experiences of other pros in the mortgage industry. Mortgage Marketing Radio.

Loan Officers 404

Loan Officers Mortgage Lending Modernization 404

Housing Wire

APRIL 30, 2024

Nominations for HousingWire’s 2024 Marketing Leaders Leaders award are open now through April 30th, 2024. Savvy marketing leaders like Coleen Bogle, CMO at New Jersey-based mortgage lender The Money Store have become critical to the industry. Click here to nominate someone.

Loan Officers 410

Loan Officers Technology Modernization Project Management 410

Housing Wire

AUGUST 31, 2021

Consumer-First Servicing Modernization: Servicing comprises the vast majority of a customer’s borrowing lifecycle, and Sagent CARE brings the same modern experience borrowers get in the origination space to servicing, where lifetime customer relationships are managed and grown. They can also act fast and resolve hardships.

Modernization 181

Modernization Design Tools Mortgage 181

Housing Wire

JANUARY 30, 2023

Here’s the housing market rundown for the last week: Purchase application data showed positive weekly growth again — and the bounce from the bottom is more noticeable now. The 10-year yield can’t break lower from the critical level I have discussed, so not much is happening with mortgage rates. Weekly inventory change (Jan.

Inventory 485

Inventory Housing Market Marketing Mortgage 485

Housing Wire

MARCH 6, 2023

The housing market faced some serious obstacles last week as the 10-year yield broke over 4%, mortgage rates rose to over 7%, purchase apps fell again and we are still trying to find the elusive seasonal bottom for housing inventory. Here is a quick rundown of the last week: Purchase application data was down 6% weekly.

Inventory 422

Inventory Housing Market Marketing New Listings 422

Housing Wire

FEBRUARY 21, 2023

Last June, the Federal Reserve said it wanted a housing reset , which meant it wanted higher mortgage rates to destroy the housing market. This facilitated the biggest decline in existing home sales for a single year that we will ever see in modern-day history due to the high level of sales in January of 2022.

Housing Market 399

Housing Market Marketing Inventory Buyers 399

Housing Wire

JUNE 7, 2022

Top-performing articles over the last month include: 5 predictions for the second half of the 2022 housing market , by Selma Hepp, deputy chief economist at CoreLogic. Top podcasts: Clayton Collins on preparing for a mortgage market cycle with Anthony Hsieh.

Housing Market 206

Housing Market Marketing Modernization Mortgage 206

Housing Wire

SEPTEMBER 8, 2022

When mortgage lenders are talking about compliance in loan origination or mortgage servicing, the worst case can be pretty bad, so we often see companies investing heavily in the best tools. Mike is an experienced mortgage loan officer. Without marketing automation, he probably would have been right. Not anymore.

Business 393

Business Marketing Technology Tools 393

Housing Wire

AUGUST 15, 2023

Rather than fear the storm, Keller Williams agents embody resilience and adaptability to conquer any market challenge. Keller kicked off the first day of the two-day gathering by offering his take on the housing market and economic conditions. Our goal is for you to always be the economist of choice in your local market,” Keller said.

Agents 343

Agents Marketing Real Estate Housing Market 343

Housing Wire

FEBRUARY 15, 2023

Roughly a year after Mortgage Coach and Sales Boomerang were acquired by a private equity firm, they’ve merged their services onto one platform and rebranded to “TrustEngine.” The company says more than 200 independent mortgage companies, credit unions, banks and brokers currently use TrustEngine’s solutions.

Mortgage 304

Mortgage Loan Officers Modernization Investing 304

Housing Wire

JULY 9, 2021

announced the acquisition of LoanLogics , a digital mortgage solutions provider and fellow Jacksonville-based company. The LoanLogics platform provides technology automation for mortgage document processing and data-driven audit software that improves efficiency, enhances transparency, streamlines commerce, and reduces risk.

Mortgage 378

Mortgage Technology Modernization Clients 378

Housing Wire

JANUARY 31, 2024

Finance of America Companies (FOA) President Kristen Sieffert is bullish on the prospects for the reverse mortgage industry’s leading lender in 2024, particularly after the company went through a series of major changes last year, including the acquisition of American Advisors Group (AAG).

Mortgage 299

Mortgage Finance Business Development 299

Housing Wire

NOVEMBER 15, 2022

Insightful borrower data and enhanced tech solutions are paramount to success in today’s modern mortgage industry. HousingWire: As mortgage lenders continue to look for ways to cut costs amid a high-rate environment, where are some key areas that they should still look to innovate?

Housing Market 377

Housing Market Marketing Loan Officers Tools 377

Housing Wire

APRIL 15, 2021

In modern history, the housing market has never seen a month like March. “Fundamentals like low mortgage rates and high demand for housing are fueling the record-high price gains, so I don’t believe that homes are overvalued. Median sale prices increased year-over-year nearly across the board in local housing markets.

Housing Market 471

Housing Market Marketing Real Estate Agent Real Estate 471

Housing Wire

FEBRUARY 28, 2023

HousingWire: Like most industries, the mortgage industry has historically had key, dominant players that lenders must work with in order to remain operational. Specifically, when it comes to a core component in the mortgage tech stack like the PPE. That said, my concern lies first and foremost with the lender. It’s technology gridlock.

Mortgage 279

Mortgage Architecture Technology Modernization 279

Housing Wire

APRIL 20, 2023

The key to appraisal modernization is wide-spread adoption, and alongside CoreLogic, we are expanding access to modern appraisal tools with the aim of pushing the mortgage industry closer to this new standard,” Kenon Chen , Clear Capital’s executive vice president of strategy and growth, said in a statement. “The

Modernization 354

Modernization Valuation Tools Appraisal 354

Housing Wire

MARCH 14, 2024

Lisa Moriello, the national retail reverse mortgage sales manager at multichannel lender loanDepot , recently spoke to RMD about how business in 2024 seemed to be off to a promising start. Diving deeper into the current reverse mortgage business environment, she offered additional perspectives on multiple topics.

Mortgage 322

Mortgage Clients Loan Officers Tools 322