Housing Wire

OCTOBER 28, 2022

Speakers: Carrie Gusmus, President, CEO, Aslan Home Lending AJ Barkley, head of Neighborhood and Community, Lending Bank of America Charmaine Brown, Vice President of Diversity, Equity, and Inclusion, Finance of America Companies Courtney Graham, Chief Marketing Officer and Chief People Officer, Princeton Mortgage.

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Housing Wire

SEPTEMBER 8, 2021

According to the OCC, the current proposal would align the OCC’s CRA rules with the other federal banking agencies to “facilitate ongoing interagency work to modernize the CRA rules and create consistency for all insured depository institutions.”. The post OCC moves to rescind 2020 version of CRA rule appeared first on HousingWire.

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Housing Wire

FEBRUARY 2, 2022

ConsumerDirect Mortgage rebranded itself to Real Genius and announced the launch of a modern mortgage application platform to simplify a borrower’s experience. Since 2016, we’ve helped more than 51,000 families with their mortgage needs, lending more than $15 billion,” said Thornton. Presented by: Maxwell. Learn here!

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Housing Wire

DECEMBER 21, 2020

Modern real estate transactions require new infrastructure,” Nate Baker, chief executive officer and co-founder of Qualia, said in a statement. Presented by: Rocket Pro TPO. Just a few days ago, Walters Kluwer acquired eOriginal , a cloud-based digital lending software for $280 million.

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Housing Wire

MARCH 25, 2021

Clients include Credit Union of Colorado , Texas Lending and JMAC Lending. Increasing lending and servicing capacity – regardless of mortgage rates. Presented by: Sutherland. It’s a big market they’re targeting, too: community lenders represent 50% of $4 trillion U.S. mortgage market.

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Housing Wire

MAY 24, 2021

Our first goal was to make mortgage lending easier and more accessible, but we’ve been intentional in recognizing that our technology can be used to facilitate so much more, including commercial lending, servicing, foreclosure and more,” Ligris said. How modernized servicing creates customers for life.

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Technology Lending Investors Modernization 364

Housing Wire

JULY 28, 2022

Xactus will add flood services to its list of verification solutions with the acquisition of MassiveCert , a software company that provides flood zone determinations for insurance, lending and real estate. Presented by: ServiceLink. MassiveCert will be rebranded as Xactus Flood Solutions. The terms of the deal were not disclosed.

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Housing Wire

JANUARY 3, 2023

When it comes to offering an opinion of ‘good or bad’ on HR 7735 — the VA modernization bill — and its ultimate ability to create a better appraisal process for veteran and active duty borrowers, it’s simply too early to tell with too little information being shared on exactly what changes we should expect.

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Clear Capital

FEBRUARY 2, 2022

Over the past few years, leading companies from across the industry have modernized and transformed how appraisals are manufactured to streamline the lending process and improve the borrower’s experience. Today’s Selling Guide change presents a great opportunity for mortgage lenders and the borrowers they serve.

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Appraisal Buzz

APRIL 15, 2024

Appraisers will be presented with the data elements needed to report the characteristics of the subject property, and analyze the market, comparables, and other necessary parts of the appraisal process. Only those data and report elements that are important for the scope of work will be presented to the appraiser.

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Housing Wire

SEPTEMBER 30, 2021

Tack on the challenges presented by not being able to connect in person, and it’s clear that servicers are navigating a unique set of obstacles. It’s more important than ever for your bank to invest in solutions to reach new consumers and meet their expectations of convenient, modern banking and lending.

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Housing Wire

NOVEMBER 18, 2022

Modernizing origination to stay competitive in today’s housing market. This white paper will examine the growing importance of modernization in the mortgage lending industry. Presented by: ServiceLink. Here is a list of the companies that issued pink slips this week: Sending pink slips to 64%.

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Housing Wire

JUNE 25, 2021

One way to do that is by offering a digital lending process’ that attracts borrowers across all generations, regardless of their credit score and finances. Joel Rickman: One of the most significant and transformational trends in lending is the call for the modernization and digitization of the mortgage loan process.

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Housing Wire

AUGUST 7, 2023

The capital, capability and content are present to make all real estate markets smarter, faster, safer and connected. Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. Consumers, communities and taxpayers are major beneficiaries.

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Housing Wire

NOVEMBER 8, 2021

While the total number of reverse mortgage industry professionals present at HW Annual in Frisco, Tex. Reverse mortgages are an important product within Finance of America’s diverse range of flexible, end-to-end consumer lending solutions spanning the entire home financing and home equity spectrum,” she explains. Kathryn Amor. “We

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Housing Wire

APRIL 25, 2022

Presented by: William Mills Agency. In part because of a friendlier regulatory climate than what depository counterparts work in, nonbanks have become the dominant force in mortgage lending. It’s also said it would be taking a close look at “modern day redlining.”

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Housing Wire

APRIL 6, 2021

It had a large, fenced-in yard, modern appliances in an updated kitchen, a “man cave” for her husband, beamed ceilings, a massive master suite and was located in a good school district. How hybrid title and valuations help increase lending efficiency. Presented by: Altisource. “I The home checked off every box on Linda’s list.

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Appraisal Reconsideration of Value Real Estate Agent Sellers 539

Appraisal Today

MARCH 15, 2024

Unlike the standardized expectations of urban and suburban properties, rural properties often present unique characteristics that require a nuanced approach to valuation. Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal? I am still messed up from the time change last Sunday. = By Dallas T. This kept appraisers busy.

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Genworth MI Blog

MAY 28, 2020

In this article, I will challenge conventional stereotypes and encourage you to explore manufactured housing as an emerging lending opportunity, positioned ideally for those savvy enough to see with different eyes. To start, let’s dispel a few myths and agree on a few truths: Myth 1 : Manufactured Homes Are Mobile Homes.

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Housing Wire

AUGUST 17, 2022

A customized loan application developed for Angel Oak Home Loans will support both agency mortgage and non-QM lending “for borrowers of diverse financial backgrounds,” said Shane Westra, chief product officer at Simple Nexus. Presented by: Polly.

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Housing Wire

OCTOBER 27, 2020

These time-savings are critical in today’s lending environment. The best providers combine improving their clients’ processes with modernizing the consumer experience. With a clear timeline available early in the process, the lender can offer a shortened rate lock to borrowers.

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Housing Wire

FEBRUARY 8, 2023

Later that decade, the introduction of mortgage point of sale (POS) platforms again transformed the industry, ushering in the term ‘digital mortgage’ and modernizing the loan application and origination experience for borrowers. Thus, adapting the customer intelligence platform for lending has been a relatively recent endeavor.

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Housing Wire

MARCH 12, 2021

The modernization of mortgage originations in recent years has made customers expect a smart, push-button experience. Because Sagent’s modern platform lets lenders simply configure (rather than re-code) for real-time compliance changes. The post How modernized servicing creates customers for life appeared first on HousingWire.

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Genworth MI Blog

MAY 28, 2020

In this article, I will challenge conventional stereotypes and encourage you to explore manufactured housing as an emerging lending opportunity, positioned ideally for those savvy enough to see with different eyes. To start, let’s dispel a few myths and agree on a few truths: Myth 1 : Manufactured Homes Are Mobile Homes.

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Construction Loan Officers Training Lending 78

Housing Wire

APRIL 27, 2021

Here it is: another article about appraisal modernization. The FHFA RFI responses to appraisal modernization are a treasure trove of insight into ideas and options for modernization from a wide variety of respondents. No doubt, investment in modernization is needed in the appraisal process.

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Appraisal Buzz

SEPTEMBER 5, 2022

After many years of reading appraisal reports, my response is “One that leaves the reader with few unanswered questions, allows the data to tell the story, keeps appraiser interventions to a minimum and is able to present a case for what a property is worth, as well as what it is not worth.”. Is there room for more improvement?

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Appraisal Modernization Appraisal Process Technology 281

Housing Wire

OCTOBER 1, 2022

The complaint filed in federal court on Wednesday alleges that from at least 2015 to 2021, Lakeland failed to provide mortgage lending services to Black and Hispanic neighborhoods in Newark. Presented by: FormFree. Attorney General Merrick Garland said in a statement.

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Housing Wire

SEPTEMBER 21, 2021

The announcement comes after more than a year’s worth of efforts by the FHA to streamline and modernize their FHA loan origination and claims process. How increased regulation presents a huge opportunity for lenders. Presented by: iEmergent. Learn more here!

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Appraisal Modernization Property Appraisal Design 424

Appraisal Today

JANUARY 5, 2024

I suppose it is because most appraisals are done (now) for residential lending purposes. Modern Montauk NY ‘Tree House’ Offers Sweeping Oceanfront Views for $7.5M It’s known as the “Modern Montauk Tree House,” the listing notes. Lender issues are a significant factor in USPAP and Myths 1 to 4. Excerpts: 4 Bedrooms, 4.5

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Appraisal Contracts Legal Business 76

Walitt Solutions

JULY 28, 2019

During my presentation, I reviewed with the audience a number of appraisal scenarios that have been common practice for decades – often in spaces outside of first mortgage lending. Are these “other” inspection-and-valuation processes appropriate for lending? Is this so-called “new” process new at all?

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Appraisal Today

APRIL 21, 2023

Despite the fresh coat of paint and a small but modernized kitchen and bath, the home retains many of its original features, including the loft bedroom, where the school’s headmistress once slept. Among the DOJ’s findings, from 2015 to 2021, all but one of the 101 mortgage lenders PNB employed in the lending area were white.

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Housing Wire

MAY 25, 2021

Modernization will either take root and flourish throughout every branch of the mortgage industry, or our industry could miss a critical window to introduce meaningful reforms. Presented by: PCV Murcor. The FHFA’s engagement of industry stakeholders signifies a critical inflection point for appraisal transformation.

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Listing Spark

AUGUST 17, 2023

However, property investors and house flippers can run up against the requirements for FHA loans in ways that present unexpected obstacles. The FHA flipping guidelines change who you can sell to, how you can sell, and even the terms you need to comply with to buy some investment properties.

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Housing Wire

MARCH 9, 2021

How hybrid title and valuations help increase lending efficiency. Presented by: Altisource. It’s also a selling point to your potential lending clients. Having a modern, streamlined process makes a potential lending client’s decision much easier. 2021 could still be a very good year for prepared businesses.

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Appraisal Today

AUGUST 5, 2022

Fannie: Learn how valuation modernization is changing collateral underwriting – Video, 1 hour, 23 minutes. Excerpt from emailed notice: “Valuation Modernization: New perspectives on collateral underwriting” is a must-see for underwriters and appraisal reviewers. That’s what I did. Be sure to put in a comment requesting it. ==.

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Housing Wire

APRIL 12, 2021

Kristy Fercho , executive vice president and head of Wells Fargo Home Lending, currently serves as vice chair of the board of the MBA, vice chair of the MBA’s Diversity and Inclusion Advisory Committee, co-chair of the Affordable Housing Council, and a member of its Residential Board of Governors. Presented by: Computershare Loan Services.

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Housing Wire

OCTOBER 6, 2020

Lending technology out of focus. However, the back-office efficiencies that were supposed to result from collecting all of the borrower’s financial information into the loan origination system (LOS) electronically – a revolutionary result of the application of big data principles to the mortgage lending lifecycle – never materialized.

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Technology Mortgage Investing Investors 441