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3 unique mortgage products to get today’s homebuyer qualified

Housing Wire

Tom Davis, chief sales officer, Deephaven Mortgage Today’s market means that more borrowers have higher debt-to-income ratios, limited access to credit and are looking for alternative ways to get qualified for a mortgage. HousingWire: What factors are contributing to borrowers falling out of the Agency market?

Mortgage 362
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What’s influencing the increase in REO acquisitions?

Housing Wire

HousingWire recently spoke with Michael Chew, SVP of Fulfillment, Asset/Rental Management at Consolidated Analytics , about REO assets, the economic factors influencing the increase in REO acquisitions and how technology can help with REO asset management. What economic factors are influencing the increase in REO acquisitions?

Inventory 387
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As rates climb, how are non-QM lenders faring?

Housing Wire

That consolidation is a tailwind for Acra and other non-QM lenders, as some of the agency lenders that got into non-QM recently are leaving the space now. As mortgage rates hover around 8% for agency mortgages, lenders handling conventional mortgages are struggling to find business. But how are the non-QM lenders faring?

Lending 351
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What role does the servicer play in creating clients for life?

Housing Wire

Customer Retention: When we think of new loans, this comes in a few forms in the current market: the last of the rate/term refis before rates rise, cash-out refis for both home improvement and debt consolidation, and, of course, new purchase loans. The post What role does the servicer play in creating clients for life?

Clients 379
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Opinion: Beware of the hidden losses of real estate mergers and acquisitions

Housing Wire

We learned not to assume anything. Owning a brokerage isn’t what it used to be More and more aging broker-owners are considering retiring or moving on from real estate. Now it may mean taking over their debt and leases to get the owner out from under them. That was fun. And the competition knows that.

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How mid-year market shifts are impacting originators

Housing Wire

Mortgage professionals never know what the industry will throw at them, so staying on top of market shifts can help originators prepare for what’s to come. After a season of high refinance volume, what is next for the mortgage industry and how can originators stand out amongst the competition?

Marketing 367
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How reverse mortgages could improve financial stability for older homeowners

Housing Wire

What can lenders do to dispel this common misconception with their clients? To learn more about RMF and reverse mortgages visit reversefacts.com/HW. CM : Firstly, reverse mortgages, whether government-insured or proprietary, are non-recourse loans. HW: Some borrowers are under the impression that reverse mortgages are a last resort.

Mortgage 395