Clear Capital

JULY 13, 2023

Through this integration, Clear Capital will deliver an improved user experience for mortgage lenders and loan officers ordering products that support appraisal modernization, such as Universal Data Collection (UDC ) , Desktop appraisals and Hybrid appraisals. To learn more about Encompass, visit [link].

Modernization 67

Modernization Technology Appraisal Mortgage 67

Housing Wire

DECEMBER 2, 2020

Prior to 2020, the mantra around the mortgage industry going back to 2016 was that launching a new “digital experience” was the equivalent to table stakes in poker. The message was clear: if you weren’t already invested in new digital mortgage experience, then your competition already beat you to the sale.

Mortgage 313

Mortgage Lending Technology Modernization 313

Housing Wire

FEBRUARY 14, 2024

Analysts in the mortgage industry are projecting that 2024 will be a better year than 2023 across the board. In a HousingWire report , analyst firm Jeffries said that they believe the worst of the current mortgage cycle is behind us, and Moody’s forecasts that the Federal Reserve will decrease rates three or four times this year.

Investors 303

Investors Modernization Insurance Mortgage 303

Housing Wire

JANUARY 29, 2024

Meanwhile, homeowners insurance is increasingly becoming a bigger issue for consumers and servicers. A recent Wall Street Journal article noted that in Florida some homeowners have seen their homeowner premiums triple in the last five years and in some communities these premiums are now higher than their mortgage payments.

Insurance 344

Insurance Real Estate Technology Clients 344

Housing Wire

JUNE 20, 2023

Another proposed rule “would establish through rulemaking the circumstances in which governmental entities are deriving a prohibited financial benefit” from mortgage insurance for loans involving down payment assistance programs , with an initial notice proposal planned for May 2024.

Modernization 302

Modernization Insurance Mortgage Clients 302

Housing Wire

JULY 28, 2022

Xactus will add flood services to its list of verification solutions with the acquisition of MassiveCert , a software company that provides flood zone determinations for insurance, lending and real estate. MassiveCert will be rebranded as Xactus Flood Solutions. The terms of the deal were not disclosed. “The Presented by: ServiceLink.

Insurance 299

Insurance Clients Modernization Technology 299

Housing Wire

FEBRUARY 6, 2023

trillion mortgage servicing sector shouldn’t be “disrupted” by financial technology, it should be reimagined with fintech. Most new-to-mortgage fintech folks who overuse the word “disruptor” will start by asking, “What are your requirements?” These needs must be met with, or without, modernized technology.

Mortgage 289

Mortgage Investors Technology Modernization 289

Housing Wire

MARCH 28, 2024

Then, they think about the mortgage : a good rate, good monthly payments, and approval. Yes, the process of orchestrating the collaboration of lenders, appraisers , home inspectors, one or two real estate agents, a title insurance company, and possibly others is complex. Then, they might become hopeful. There is growing hope, however.

HOA 408

HOA Property Management Real Estate Agent Technology 408

Housing Wire

AUGUST 31, 2022

The executive will be responsible for strengthening Xactus’ regulatory compliance framework and administering regulatory changes required by the credit and mortgage industries, the firm said. Since then, the firm acquired MassiveCert , a software company that provides flood zone determinations for insurance, lending and real estate in July.

Modernization 368

Modernization Clients Technology Insurance 368

Housing Wire

FEBRUARY 7, 2022

Independent mortgage banks have been “completely blindsided” by the increase in enforcement activity, said Daniella Casseres, who leads the mortgage regulatory practice group at law firm Mitchell Sander. As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality.

Insurance 332

Insurance Modernization Lending Mortgage 332

Housing Wire

JULY 7, 2022

Since the announcement , we have heard from a number of lenders and partners about their excitement over our ability to accelerate the digital journey of our industry, our ability to invest in the modernization of the MSP servicing platform, and the open technology approach we bring to the deal.

Modernization 378

Modernization Technology Investing Mortgage 378

Housing Wire

FEBRUARY 14, 2023

Managing a profitable mortgage business can be challenging in the best of markets. Mortgage servicing rights (MSRs) are valuable assets for mortgage lenders when origination business is slow. But lenders must also consider mortgage originator’s loan product innovation. of all mortgage applications.

Modernization 316

Modernization Insurance Investors Tools 316

Housing Wire

JUNE 8, 2022

With a deadly combination of low housing inventory, reduction in refis and surging mortgage rates, consolidation in mortgage tech is expected. Businesses and entire industries tanked during the pandemic, but it created an ideal environment for mortgage tech companies, some of which rode the wave to banner years and historic growth.

Mortgage 330

Mortgage Technology Loan Officers Investing 330

Clear Capital

APRIL 20, 2023

Clear Capital Expands Relationship with CoreLogic in Support of Modern Appraisal Readiness Clear Capital’s Universal Data Collection product available to be ordered, fulfilled through CoreLogic Valuation Workflow Solutions Reno, Nev. CoreLogic’s Valuation Workflow Solutions power over 1,400 of the nation’s mortgage lenders.

Modernization 69

Modernization Appraisal Valuation Real Estate 69

Housing Wire

NOVEMBER 22, 2023

The process of orchestrating the collaboration of lenders, appraisers, home inspectors, one or two real estate agents, a title insurance company and possibly others is complex. One would be hard-pressed to find many title agencies that aren’t using some level of technology in that regard. But there’s also room for improvement.

HOA 395

HOA Real Estate Agent Technology Real Estate 395

Housing Wire

OCTOBER 3, 2022

Optimizing the mortgage process means finding fast, efficient solutions for each part of the customer journey. When it comes to origination, modernization is key to enhancing the customer experience, improving overall cycle times and increasing overall profit. Rich Gagliano, President, Origination Technologies.

Technology 311

Technology Loan Officers Modernization Retail 311

Housing Wire

JUNE 7, 2022

From mortgage origination to servicing, companies are constantly grappling with high volume and stringent regulatory oversight while managing a large cohort of vendor partners. Smaller mortgage originators often deal with this problem by throwing more people at it. Two data degrees of separation.

Lending 268

Lending Mortgage Technology Modernization 268

Housing Wire

MAY 17, 2021

It would also require the use of tamper-evident technology in electronic notarizations, and help prevent fraud through the use of multifactor authentication. billion notarizations are completed every year, including powers of attorney, beneficiary designations, real estate transactions and mortgages. million in the U.S. –

Modernization 449

Modernization Technology Design Insurance 449

Housing Wire

OCTOBER 28, 2022

HousingWire Annual is where the community from across the housing ecosystem comes together to share strategies, drive business, discover new technologies, discuss best practices, and meet industry leaders. Speakers: Dave Savage, Chief Innovation Officer, Mortgage Coach and Sales Boomerang. All Things Housing.

Lending 358

Lending Development Finance Technology 358

Housing Wire

JULY 22, 2022

House of Representatives voted this week to give the Department of Housing and Urban Development an 18% increase in funding for information technology. The House bill would allocate $383 million for HUD’s information technology fund, an increase of $60 million from 2022. That is $12.6 The bill would set aside $16.7

Modernization 353

Modernization Transportation Development Landlords 353

Housing Wire

AUGUST 4, 2022

Hernandez will be joined by by Faith Schwartz, the CEO and founder of Housing Finance Strategies , a strategic advisory firm that serves banks, mortgage companies, nonprofits and fintech companies. As deputy assistant secretary, she oversees the FHA’s insurance-in-force portfolio of more than 7.3 Register for the event here.

Government 376

Government Real Estate Modernization Insurance 376

Housing Wire

SEPTEMBER 30, 2021

With fluctuating volume, mortgage servicers are still struggling to effectively scale their business. HousingWire: What challenges are mortgage servicers facing this year? Philip Reinking: Mortgage servicers are facing substantial growth but a lack of talent in scaling business growth.

Insurance 267

Insurance Lending Modernization Clients 267

Housing Wire

AUGUST 1, 2023

From leading mortgage companies and real estate firms to spearheading groundbreaking initiatives and driving policy reforms, these honorees are making an indelible impact on housing.

Real Estate 370

Real Estate Realty Lending Mortgage 370

Housing Wire

AUGUST 7, 2023

Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. Technology and the trust model Real estate is too vital to our economy to be so financially concentrated and functionally outdated.

Real Estate 322

Real Estate Supply Chain Architecture Brokerage 322

Housing Wire

OCTOBER 1, 2022

The complaint filed in federal court on Wednesday alleges that from at least 2015 to 2021, Lakeland failed to provide mortgage lending services to Black and Hispanic neighborhoods in Newark. million consent order with Trident Mortgage Co., Attorney General Merrick Garland said in a statement.

Law 371

Law Loan Officers Lending Advertising 371

Housing Wire

JULY 12, 2022

When we started, the idea was to obtain exterior photos as fast as possible, at a time when Uber, Lyft and marketing technology was advancing, and anyone with a smartphone could get exterior photos,” said Tomaszewski, who worked to turn his idea into ProxyPics. First, the option only applies to refinances. The State of Appraisals in 2022.

Appraisal 401

Appraisal Inspection Real Estate Agent Training 401

Housing Wire

FEBRUARY 19, 2021

Title insurance upstart States Title announced this week $150 million in debt financing from HSCM Bermuda , which will go towards developing a more modern home closing experience. NATC) and North American Title Insurance Co. As a result, State Title was able to patent technology that removed entire chunks of the closing process.

Finance 225

Finance Insurance Technology Modernization 225

Housing Wire

MARCH 31, 2022

Over the last 20 years, finding a home and applying for a mortgage have become highly digitized. Once title & escrow operations get powered by a modern technology infrastructure, all other parties in the real estate ecosystem such as mortgage lenders and real estate brokerages could connect to accelerate their own innovation as well. “We

Real Estate Agent 289

Real Estate Agent Real Estate Insurance Modernization 289

Housing Wire

MARCH 9, 2021

Prognosticators are already suggesting the mortgage market has recently “peaked.” This was a major topic of discussion among mortgage lenders in 2018, our last whiff of a true purchase market. I understand that many mortgage lenders don’t put a lot of time into their relationship with title companies once the relationship has begun.

Marketing 410

Marketing Technology Lending Business 410

Housing Wire

OCTOBER 27, 2020

HousingWire recently spoke with Susan Falsetti, managing director of Origination Title and Close at ServiceLink, about the state of title in 2020 and how the EXOS technology platform allowed ServiceLink clients to take advantage of virtual closing solutions. This technology became essential amid social distancing guidelines.

Clients 325

Clients Technology Insurance Loan Officers 325

Housing Wire

FEBRUARY 9, 2021

Many of them are determined to make an impact in industries that have yet to be significantly modernized by technology. A quick look at the history of real estate technology will tell you that almost everything up and down the transaction chain has been targeted for innovation. Presented by: Motto Mortgage.

Real Estate 464

Real Estate Agents Technology Sellers 464

Housing Wire

MARCH 24, 2021

One of the unique aspects of the mortgage industry is the cyclical nature of origination volumes and the ebb and flow of process improvements. Leveraging technology can help. Typically periods of high volume, such as today, are often followed by periods of relatively lower volumes.

Tools 379

Tools Technology Lending Business 379

Housing Wire

JANUARY 7, 2021

The taskforce report uses five interrelated principles that serve as the foundation for proposed systematic changes to the current legal and regulatory framework: consumer protection, information and education, competition and innovation, regulatory modernization and flexibility and inclusion and access. Presented by: SoftWorks AI.

Law 307

Law Modernization Legal Technology 307

Housing Wire

SEPTEMBER 10, 2020

This article was written for FinLedger, HW Media’s new fintech focused news brand designed specifically for financial services professionals in banking, payments, insurance and proptech. Earlier this year, Orchard began the initial pilot of its integrated mortgage offering in Texas markets. Register for the FinLedger Daily Newsletter.

Real Estate 230

Real Estate Modernization Design Insurance 230

Clear Capital

AUGUST 30, 2021

Company recognized for innovation in global real estate technology industry. PropTech Breakthrough is a leading independent market intelligence organization that evaluates and recognizes standout real estate technology companies, products, and services around the globe. August 30, 2021 —. Discover more at ClearCapital.com.

Valuation 74

Valuation Tools Real Estate Technology 74

Appraisal Today

MARCH 15, 2024

NOTE: Please scroll down to read the other topics in this long blog post on USPAP and Personal Inspection, GSE Appraisal Modernization, Transaction costs and values including real estate commissions, unusual homes, mortgage origination stats, etc. = Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal? By Dallas T.

Appraisal 69

Appraisal Inspection Modernization Business 69

Appraisal Today

JUNE 16, 2023

(Freddie Mac Announcement: “Loan Collateral Advisor: Starting June 29 New Messages Alert Users to Certain Unacceptable Appraisal Practices,” April 28, 2023) To read, click here So, if we have the technology and tools to present our conclusions in clearer, fact-based ways, let’s get ahead of the program and make the changes proactively.

Appraisal 75

Appraisal Contracts Design Mortgage 75