Housing Wire

APRIL 18, 2024

In an interview today with Yahoo Finance , I discussed how home prices are still rising this year. Supply being near all-time lows is one thing, but existing home sales aren’t crashing like they did in 2022. from February to a seasonally adjusted annual rate of 4.19 from the previous year ($375,300). All four U.S.

Inventory 488

Inventory Housing Market New Listings Buyers 488

Housing Wire

MARCH 5, 2024

Department of Agriculture (USDA) loans, with rare allowances for conventional adjustable-rate mortgages (ARMs) under specific conditions. HousingWire spoke with Singh to understand how Roam is trying to streamline the mortgage assumption process. How do you encourage mortgage professionals to utilize assumable mortgages?

Mortgage 424

Mortgage Buyers Agents Real Estate Agent 424

Housing Wire

AUGUST 9, 2023

Lenders have had to adapt quickly not only to the market conditions but to adjust their company culture to survive, implementing policies like remote work. As lenders adjust to the current down market, they’ve taken a hard look at expenses and even layoffs. It’s really important to do that now.”

Investing 361

Investing Mortgage Marketing Business 361

Housing Wire

SEPTEMBER 21, 2023

What does this mean, and what do we do about it? We need to be more strategic in how we use technology and what kind of investments we make in our businesses, including our talent attraction and retention game. The facts are you must do more with less and do it better than before.

Agents 403

Agents Real Estate Real Estate Agent Business 403

Housing Wire

APRIL 22, 2024

Do you remember the last time you received a letter in the mail, in an envelope, that was hand-addressed to you? Emails are easily forgotten, end up in the spam folder, or are never opened at all — but a letter in the mail ensures you occupy your audience’s mindshare for much longer.

Real Estate 361

Real Estate Open Houses Brokerage Real Estate Agent 361

Housing Wire

NOVEMBER 7, 2023

You can’t just assume you’ll be receiving a set percentage on every transaction. It’s time to get better at proving your worth on the buyer side, because soon you may have to ask your buyers to pay all or some of your fee. So how do you provide overwhelming value to your buyer clients?

Clients 401

Clients Buyers Real Estate Agent Real Estate 401

Cleveland Appraisal Blog

MAY 26, 2023

But the owner felt that a real estate agent could do the same type of valuation as an appraiser. Most good agents do a lot of work when pricing a home. Let’s say that it goes to trial and the agent is called to testify about how they valued the property. So what’s wrong with saving some money? Not just annually.

Appraisal 302

Appraisal Real Estate Agent Real Estate Agents 302

Housing Wire

OCTOBER 12, 2023

Sarah Wheeler: In the past you said that technology isn’t a differentiator, it’s just an equalizer. Do you still think that? If you go and look at headlines from 2013-2014 — everything was revolution and transformation and technology was going to lower costs. SW: How does that impact you as a mortgage lender CEO?

Mortgage 417

Mortgage Technology Contracts Realtors 417

Housing Wire

OCTOBER 11, 2023

But it was built to have a “little bit of wiggle room” to adjust to market conditions and opportunities for tomorrow. It has been laid down about five times since I joined the company, and you have to react to that and adjust to that. million in non-GAAP adjusted net income, compared to a $60.2

Investing 415

Investing Valuation Marketing Mortgage 415

Housing Wire

DECEMBER 13, 2022

HousingWire sat down with Mike Fawaz, senior vice president at Rocket Pro TPO, as he discussed how mortgage professionals should approach the upcoming year. How do you think mortgage professionals should approach the coming year? True professionals have been through many times like we are seeing today.

Clients 389

Clients Technology Real Estate Agent Business 389

Housing Wire

SEPTEMBER 22, 2023

With the majority of Fed officials expecting another rate hike by year-end, Duncan predicts a 50/50 chance of that happening, depending on how resilient the economy is against the Fed’s monetary policy. Builders are providing rate buy-downs for first-time homebuyers, which aligns with their interests, Duncan explained.

Housing Market 444

Housing Market Marketing Buyers Investors 444

Housing Wire

MARCH 24, 2023

ChatGPT Plus provides access during peak times and first access to new features. How do I access ChatGPT? You can access it on its website. The main screen greets you with “Examples,” “Capabilities” and “Limitations.” But I wanted more than just the ideas; I wanted it to do more work.

Loan Officers 479

Loan Officers Legal Development Marketing 479

Appraisal Buzz

MARCH 14, 2022

Comp Selection, Insufficient & Excessive Adjustments. Adjustments pulled from thin air, or from the adjustment sheet provided by your mentor in 1999. That $500 fireplaces and $1 per sq ft site size adjustments don’t work like they did 20 years ago. You would be surprised at how often that section is left blank.

Appraisal 397

Appraisal Contracts Marketing Lending 397

Housing Wire

FEBRUARY 1, 2024

Sure, your real estate landing pages look great — but do they convert? Because at the end of the day, you can judge a website’s effectiveness (and your ROI) on one thing: its ability to convert leads. Start by covering the basics: Who you are, what region you serve, what types of properties and clients you represent.

Real Estate 439

Real Estate Real Estate Agent Agents Brokerage 439

Housing Wire

AUGUST 12, 2022

Tom O’Donoghue: How inflation could be a net benefit for reverse mortgages by Chris Clow. This story just reiterated my thoughts on how our industry can help change lives in difficult economic conditions. HW Media : If you had picked a different career path, what would it had been?

Housing Market 348

Housing Market Lending Real Estate Clients 348

Housing Wire

DECEMBER 20, 2022

For owners and leaders, there seemed to be no time to be businesspeople during the pandemic as everyone was forced into working “in” the business simply to keep the deals closing on time and not blowing up and getting delayed. Do you want to win big in 2023? In 2020 and 2021 an adjustment up in staffing was made.

Training 382

Training Business Marketing Investing 382

Housing Wire

DECEMBER 7, 2023

Sarah Wheeler: Can you give us a quick overview of where we are on fraud? SW: How are they using generative AI? It’s causing us in the industry — title settlement, real estate, mortgage lending, the attorneys — to rethink, can you even trust a voicemail? Sarah Wheeler: What else are you seeing? million house.

Real Estate 441

Real Estate Sellers Technology Real Estate Agent 441

Housing Wire

MAY 10, 2023

But the latest Consumer Price Index inflation report shows how the fear of 1970s-style inflation is wildly overblown. That kind of inflation couldn’t happen today because the shelter inflation growth rate has been cooling off already, and we have seen this in more real-time data. percent before seasonal adjustment.

Mortgage 535

Mortgage Housing Market Modernization Marketing 535

Housing Wire

MARCH 18, 2024

They could look at a listing and know what they were going to get paid if their client’s deal closed, and now that is not going to be how it works.” Jessica Edgerton , chief legal officer at LeadingRE , was also caught off guard by the timing of everything. “I They are going to be going a lot for negotiation,” Edgerton said.

Brokerage 413

Brokerage Real Estate Agents Sellers 413

Cleveland Appraisal Blog

APRIL 11, 2023

With the massive amount of technology available to anyone who can access the internet, you might wonder why bother getting a real property appraisal? With a few quick online searches, in most areas, you can find the parcel number, legal description, and even some potentially comparable sales. Isn’t that all that appraisers do?

Appraisal 354

Appraisal Market Value Legal Property Appraisal 354

Housing Wire

OCTOBER 27, 2022

But according to Shant Banosian, Guaranteed Rate’s top-ranked loan officer, now is the time for LOs to show up and work hard. “In Banosian compared today’s opportunity for growth to 2008, saying that those who were “killing it” in and after 2008 are not the same people who were doing well before then. “If Focus on the controllables.

Loan Officers 383

Loan Officers Clients Mortgage Marketing 383

Housing Wire

SEPTEMBER 7, 2023

The cost structure had nothing to do with it,” Eddy Perez, said in an interview on Thursday. As a broker, one of the most frustrating things is, when you get the approval, he/she has no idea what half the conditions are,” Kevin DeLory, EPM’s chief lending officer said Wednesday in an interview. “We It’s all about the consumer.

Retail 396

Retail Loan Officers Business Lending 396

Housing Wire

NOVEMBER 28, 2023

Now is the time to rise as an influencer, a trusted advisor and a beacon of stability in a sea of uncertainty. While they’re busy worrying, you should be busy working. The key is to stay laser-focused on what you do best: selling homes and providing stellar financial advice. That means you’d better do your homework!

Real Estate 314

Real Estate Real Estate Agent Loan Officers Clients 314

Housing Wire

NOVEMBER 17, 2021

HousingWire: What do you see as the biggest challenges facing lenders right now—especially with the high volumes that we are seeing? We all know automation works to save time and save money, but it also helps to protect lenders from risk exposure. HW: What advice would you give lenders as they start strategizing for 2022?

Tools 397

Tools Technology Training Design 397

Housing Wire

APRIL 20, 2022

This means higher mortgage rates, so we need to talk about the housing market in a rising-rate environment without going into housing crash mode like the professional grifters do for clicks. from February to a seasonally adjusted annual rate of 5.77 In 2013-2014, rates rose, and you see the lower trend in sales back then.

Housing Market 490

Housing Market Marketing Inventory Mortgage 490

Housing Wire

SEPTEMBER 20, 2023

Show me an organization with no culture, and I will show you an organization that is black and white, yet to move to color. No matter how large or influential an organization may be, it all boils down to people. Sometimes, you may need the courage to walk away when an organization is clashing with your values.

Real Estate 363

Real Estate Brokerage Realtors Business 363

Housing Wire

FEBRUARY 10, 2023

Kechian – who was Scotsman Guide ’s eighth top LO in 2021 – saw demand for mortgages triple after the first week of January compared to a month ago as mortgage rates declined and people adjusted to seeing rates at 6%-levels. It’s taken a lot more work to do a lot less volume, which is crazy to say,” Kechian said.

Marketing 365

Marketing Inventory Loan Officers Buyers 365

Housing Wire

FEBRUARY 17, 2023

When you think about the current mortgage servicing landscape, it’s complex,” said Kristin Broadley, Chief Innovation Officer at QC Ally. You’re under constant scrutiny and constantly having to monitor and govern processes and practices to make sure that you are doing right by your clients.”

Government 312

Government Clients Training Insurance 312

Housing Wire

MAY 23, 2023

The $1 million to $4 million homes market is very competitive, and qualified borrowers are having a hard time finding homes. Here in LA, if you make money, you have your starter home, and if you make more money in the next few years, three, four or five years, you go to a bigger house. Who are your main borrowers?

Marketing 346

Marketing Mortgage Inventory Loan Officers 346

Housing Wire

AUGUST 5, 2022

I have talked about how job openings would move toward 10 million and that we should get all the jobs we lost to COVID-19 back by September 2022. Again, at this stage of the economic cycle you should focus on the rate of change data. Traditionally you see an inverted yield curve before every recession. It recently went from 11.3

Development 544

Development Housing Market Marketing Business 544

Housing Wire

MARCH 23, 2023

When you bring a borrower to an agency lender, the agency lender tries to fit the borrower into a box; if the borrower doesn’t fit in the box, then the borrower is denied.” “But, If you’re going to enter non-QM, you have to partner with the right lender,” Mistry said. Why a solution provider? Mistry said.

Marketing 325

Marketing Lending Advertising Technology 325

Housing Wire

APRIL 11, 2023

Click here to nominate someone you know — a client, colleague, boss or friend — it can even be you! We reached out to Panos to learn more about how she and her team are adjusting their strategies based on the current housing market and what projects she’s looking forward to in 2023.

Marketing 358

Marketing Agents Inventory Sellers 358

Housing Wire

SEPTEMBER 7, 2023

If you don’t flag them throughout the year, take the time to identify them now so you’ll have less work to do later. Run reports to double-check that you’ve categorized costs correctly and adjust if needed. Note that tax-deductible business expenses can change from year to year.

Real Estate Agent 392

Real Estate Agent Real Estate Agents Business 392

Housing Wire

DECEMBER 22, 2020

Are you planning to buy a home in 2021? There are two types of mortgages: fixed-rate and adjustable-rate. Adjustable-rate loans have interest rates that fluctuate after a certain amount of time. Adjustable-rate loans have interest rates that fluctuate after a certain amount of time. Fixed-rate mortgage.

Mortgage 421

Mortgage Property Taxes Loan Officers Sellers 421

Housing Wire

OCTOBER 28, 2022

The risk level is also different, so the lender needs to be able to adjust the severity levels on the alerts they receive specific to home equity. PH : Data validation is a very time-consuming, often manual process, and one that can save lenders critical time and money when they switch to a more automated solution.

Lending 385

Lending Technology Insurance Tools 385

Housing Wire

NOVEMBER 9, 2022

But I need to explain why this level has more in common with 2014 housing data than the credit stress markets of 2005-2008, and why you should care. Understanding this data line and what it is trying to tell you will be more valuable than erroneously thinking the market is crashing and we’ll see a wave of foreclosures.

New Listings 490

New Listings Inventory Housing Market Sellers 490

Housing Wire

MAY 3, 2022

As a member of HW+, you get access to 30-minute Slack Q&As, where we invite the HW Media newsroom to break down the hottest topics in the industry. To get access to the next Q&A on May 4th, you can join HW+ here. HousingWire: The best way to start is to talk about purchase application data, can you break that down for us?

Housing Market 400

Housing Market Marketing Inventory Mortgage 400