housing-values-demand-can-lower-financing-costs-help 
Housing Wire
NOVEMBER 7, 2023
VA loans offer a 100% financing option for qualifying military service members and veterans, and don’t require mortgage insurance. These clients are typically low on funds, which is why they need this type of financing. Adding this cost to their side of the transactions would throw the vast majority of them out of the market entirely.”
MN Real Estate Services
JUNE 24, 2016
After an epic housing crash, where values plummeted nationally by almost 35 percent, the nation is seeing new highs again. Perhaps due to Brexit, financing costs for mortgages are now at 3 year lows. from 0.32 (including the origination fee) for 80 percent loan-to-value ratio loans. ” Via cnbc.com.
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Housing Wire
APRIL 1, 2024
Through a home equity investment, homeowners can receive cash upfront in exchange for a share of the home’s future value. In return, Hometap gets an agreed-upon percentage of the sale price or appraised value within a 10-year period. And that has already started to happen,” Craft said.
Housing Wire
DECEMBER 1, 2023
Those loan types would require a larger down payment of at least 10% of the home’s value, or $80,000, which would stretch his budget too thin. For high-cost areas, the loan limit is $1.149 million. The increase in conforming loan limits are also expected to help some borrowers who would have otherwise needed a jumbo mortgage. “A
Housing Wire
OCTOBER 16, 2023
In August, Zillow ‘s 2023 Consumer Housing Trends Report proclaimed that half of all homebuyers are purchasing their first home, the highest share that Zillow has ever recorded. It’s true that first-time buyers make up a larger piece of a smaller pie, as housing inventory shrinks. I’ll explain later.)
Housing Wire
FEBRUARY 15, 2024
But the good news is, more buyers have become aware of down payment assistance (DPA) options and are tapping into available resources for help, said Susanne Saller, a senior consultant at Caliber Home Loans. They’re using a DPA program through the New Jersey Housing and Mortgage Finance Agency (NJHMFA).
Housing Wire
JANUARY 9, 2024
What remains an unknown, however, is whether housing inventory, pricing and interest rates will settle into a goldilocks zone that allows home equity lending to flourish. If rates drop far enough, demand for home equity loans could subside, particularly HELOCs, as more homeowners opt for cash-out refinancing, according to Toohig.
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