DataMaster

APRIL 6, 2021

Many people don’t understand home appraisals and how appraisers are legally bound to operate. Lenders make sure that they are lending the right amount of money for a home. Appraisers are highly educated and well-trained. They are also monitored by Government Sponsored Entities (GSEs) Fannie Mae and Freddie Mac.

Appraisal 78

Appraisal Appraisal Process Buyers Legal 78

Housing Wire

SEPTEMBER 28, 2023

The mortgage lending industry exists to make home loans, not to repossess them. A 2012 Gallup Poll asserted that 58% of Americans preferred that the federal government take additional action to prevent foreclosures. This won’t just protect against legal or regulatory risk. Nor should it be.

Legal 413

Legal Real Estate Training Business 413

AmeriMac

MARCH 15, 2024

The HVCC laid the foundation for subsequent regulatory changes, including the incorporation of similar appraiser guidelines into the Dodd-Frank Wall Street Reform and Consumer Protection Act and the Truth in Lending Act. Regulatory Compliance: AMCs are well-versed in federal laws and regulations governing appraisals.

Appraisal 36

Appraisal Appraisal Process Valuation Real Estate 36

Housing Wire

APRIL 20, 2022

As mortgage and capital markets become increasingly digital , most lenders, regardless of their lending strategy, will eventually need an eVault, because eVaults are a requirement for moving eNotes through the digital mortgage ecosystem. What’s your company’s lending footprint? within the mortgage ecosystem.

Lending 299

Lending Investors Technology Business 299

Walitt Solutions

JULY 28, 2019

In July 2019, I spoke to the Collateral Risk Network, a group of chief appraisers, risk managers, management companies, lenders, appraisers, regulators, and legal experts, at the Collateral Matters event in Reston, Virginia. Are these “other” inspection-and-valuation processes appropriate for lending?

Appraisal 28

Appraisal Inspection Valuation Lending 28

Housing Wire

MAY 25, 2021

One significant factor behind the lack of evolution in the appraisal industry is that the American housing market has grown at a much higher rate than the pool of licensed professionals that are legally certified to appraise residential real estate.

Appraisal 322

Appraisal Valuation Real Estate Modernization 322

Appraisal Today

FEBRUARY 16, 2024

Preservation restrictions, often governed by the National Register or local historical commissions, can add value by ensuring the property’s integrity. Never use a lending form (such as a 1004) for estate work. For non-lending work like estate work, you can use a good, protective engagement agreement. Yes, appraisers do this.

Appraisal 83

Appraisal Contracts Training Architecture 83

Housing Wire

APRIL 13, 2022

But that engine could stall if action isn’t taken to increase the supply of affordable housing and expand opportunities for lending to underserved families. Since 2016, legal immigration growth has declined by 40%. Increasing the supply of legal immigrant construction workers would accelerate economic growth. of GDP in 2020.

Insurance 373

Insurance Construction Government Lending 373

McKissock

FEBRUARY 25, 2022

” “I have a life long time in agriculture and worked at a title company, giving me a good understanding of legal descriptions and easements.” I have trained four appraisers in my 30+ year career and if you want to test your knowledge of how much you know, pass it forward and take on an assistant. ” “FHA.”

Real Estate 78

Real Estate Appraisal Easement Inspection 78

Housing Wire

NOVEMBER 30, 2023

From agency relationships to local government regulations and more, every topic is inspired by the property types and types of transactions you’ll encounter as an Ohio real estate agent. Brimming with coursework that is up to date with current trends, expect to receive insight on issues facing Ohio real estate agents today.

Real Estate 379

Real Estate Real Estate Agent Law Inspection 379

Housing Wire

JULY 20, 2022

Accessory dwelling units are increasingly legal. State and local governments – and now Washington – frame ADUs as a prime vehicle to address a U.S. But it is unclear what concrete steps the federal government may take. ADUs were legalized statewide in 2017. Oregon and Connecticut have followed suit in legalizing ADUs.

Finance 373

Finance Legal Landlords Construction 373

Housing Wire

JUNE 14, 2022

Starting in 2023, Freddie Mac said it will look at expanding the use of its automated collateral evaluation for mortgages with loan to value ratios greater than 80% through a targeted lending program. But for all the weaknesses amongst appraisers, who is training the average property data collector on this stuff?

Appraisal 301

Appraisal Valuation Inspection Law 301