Housing Wire

DECEMBER 26, 2022

With the housing market slowing down from its pandemic-fueled frenzy, wire fraud threats, regulatory challenges and the perennial challenge of an aging workforce, the title insurance industry will have a lot to juggle in the new year. It was too darn hot: the housing market slows down.

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Housing Wire

FEBRUARY 3, 2022

After the series wraps, join us on February 8 for the HW+ Virtual 2022 Forecast Event. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the predictions for this year, along with a roundtable discussion on how these insights apply to your business.

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Housing Wire

JULY 25, 2023

Homeowners and renters may not have felt the full impact of climate-related disasters since, oftentimes, they do not end up directly paying for renovations or repairs necessitated by an adverse climate event, Fairweather said. Recently, prominent insurance companies have exited some of these areas.

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Housing Wire

JUNE 4, 2023

Last week we saw a noticeable slowdown in housing inventory growth that I hope has more to do with a holiday week than a trend. Mortgage rates fell last week after the debt ceiling issues were resolved, but the damage from higher rates took its toll on purchase application data again.

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Housing Wire

OCTOBER 29, 2020

The sudden loss of income triggered by the pandemic was partly muted by an income tax refund for eligible taxpayers, enhanced unemployment insurance payments for laid-off workers, and small business loans to maintain employment through the Paycheck Protection Program. Treasury bonds and Mortgage Backed Securities to lower long-term yields.

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Housing Wire

MAY 2, 2022

This article is part of our housing market update series. At the end of this series, you can join us on May 10 for a Housing Market Update webinar. To register for the HW+ event, go here. At over 5%, mortgage rates are now the highest they have been since 2010. The impact on housing markets.

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Housing Wire

OCTOBER 1, 2020

President Donald Trump signed a so-called continuing resolution in the early hours of Thursday morning to avert a government shutdown that also contained a measure to extend federal flood insurance for another year. The House of Representatives passed the bill last week. It didn’t become law until Trump signed it shortly before 1 a.m.

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Housing Wire

FEBRUARY 3, 2021

Economists and housing experts say mortgage lending standards will likely loosen in 2021, despite the increased risk of delinquencies ahead. housing market. HW+ includes weekly long-form digital content, HousingWire Magazine, access to HousingStack, and free admission to all HousingWire virtual events.

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Housing Wire

APRIL 23, 2024

The rule is designed to “help communities prepare for and reduce flood damage ” and other extended climate risks , including “heavy storms, increased frequency of severe weather events and disasters, changes in development patterns, and erosion.”

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Housing Wire

OCTOBER 5, 2023

As the housing market suffers through a drought of home sales and related mortgage originations in the current high-rate environment, home prices and home equity continue to climb, helping to spark a revival of another sector — home equity lending and investment. billion, according to offering documents. “So

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Housing Wire

APRIL 23, 2024

Three of the biggest topics in housing right now are mortgage rate movements tied to Federal Reserve policymaking, the day-to-day moves in key housing data and forward-looking trends for the housing market. In 2022, I brought up the premise that the Fed will not pivot until the labor market breaks,” he said. “So,

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Housing Wire

JANUARY 17, 2024

They own the home with their name on the title, as with any mortgage, traditional or reverse. They own the home with their name on the title, as with any mortgage, traditional or reverse. But the fact is, most people simply don’t know that a new home can be purchased with a reverse mortgage.

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Housing Wire

AUGUST 16, 2022

s mortgage business has been the subject of industry speculation in the wake of a Bloomberg report indicating that the lending giant plans to shrink its enormous mortgage footprint , including a likely pull-back from the correspondent lending business. The lender’s correspondent clients include other banks and mortgage companies.

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Housing Wire

JULY 28, 2022

Xactus will add flood services to its list of verification solutions with the acquisition of MassiveCert , a software company that provides flood zone determinations for insurance, lending and real estate. Up until now, Xactus obtained data from third parties. Presented by: ServiceLink.

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Housing Wire

AUGUST 16, 2023

Though there are near-term and medium-term challenges with mortgage rates and waning affordability, the fundamentals still look good, economists said. There are other challenges for prospective homebuyers to overcome, said Travis Hodges, a managing director at insurance brokerage VIU by HUB.

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Housing Wire

JANUARY 20, 2021

Fannie Mae’s 2019 Annual Report of Form 10-K notes the occurrence of a major natural or environmental disaster, terrorist attack, cyber-attack, pandemic or similar event could have a negative impact on its credit losses and credit-related expenses. Whether those events are local or national is also a factor. mortgage market.

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Housing Wire

NOVEMBER 18, 2022

and is used by title insurance underwriters, title agents and closing attorneys. . The pending sale is a result of a 2014 agreement that allowed FNF to repurchase TitlePoint in the event of a change in control of Black Knight. Black Knight is preparing to be acquired by ICE, the other behemoth in the mortgage data space.

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Housing Wire

SEPTEMBER 30, 2022

A lot has happened and shifted in the housing market over the last few years, especially considering the impact of the COVID-19 pandemic, the rise and drop in the refinance market and the current Fed-driven housing recession. As a reminder, HW+ members get exclusive pricing and receive 50% off the ticket price.

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Housing Wire

MARCH 1, 2023

Recently; however, that perspective has begun to fade as the frequency and severity of these ‘once-in-a-lifetime’ events has continued to increase, each one causing more damage than the last. However, as the frequency and severity of natural hazards continues to increase, there is so much more that needs to be considered.

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Housing Wire

MARCH 15, 2023

One day after Signature Bank collapsed , an affiliate of loanDepot moved $225 million of cash balances to a large money center bank, the mortgage company disclosed Wednesday morning. The Company still maintains fully insured custodial deposit accounts at Signature,” the document says. “We Both expire in December 2023.

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Housing Wire

NOVEMBER 15, 2021

The reverse mortgage portion of the Federal Housing Administration’s Mutual Mortgage Insurance Fund (MMIF) has reached a positive capital ratio on the overall government-backed portfolio, according to an annual actuarial review of the fund’s finances and FHA’s Annual Report to Congress, both released Monday morning.

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Housing Wire

DECEMBER 27, 2022

The fate of Federal Housing Administration (FHA)-backed mortgages in the ongoing downcycle housing market is being compared with a canary in the coal mine by several industry experts who track the sector and are seeing early warning signs of distress. Rick Sharga, executive vp of marketing at realtytrac.

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Housing Wire

MAY 24, 2021

Instead of questioning email directions from their agent, title insurer or lender, the consumer hits ‘reply.’. A digital thief hijacked the transaction, redirected the money, and disappears, leaving the shocked consumers, real estate agent, title insurer, lender and others to pick up the pieces. BECOME A MEMBER TODAY. Already a member?

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Housing Wire

OCTOBER 28, 2021

But the brokerage conglomerate faces questions about how its business is diversifying especially amid a slightly cooler housing market. The vast majority of Realogy’s operations are tied to sales commissions, service fees from title insurance and fees collected from franchise affiliates that use one of the Realogy brand-names.

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Housing Wire

SEPTEMBER 22, 2022

The decision was expected by most Fed observers , and comes as mortgage lenders and real estate brokerages struggle to adjust to a Fed-driven slowdown of the housing market. . The war and related events are creating additional upward pressure on inflation and are weighing on global economic activity.”

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Housing Wire

OCTOBER 13, 2022

In the reflection, a mortgage executive sees faint images of the savings and loan crisis of the 1980s and 1990s. The financial chaos that sparked the savings and loan crisis of the 1980s, leading to a government bailout, now haunts the independent mortgage banking market this Halloween season — and beyond.

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Mortgage Marketing Buyers Sellers 354

Housing Wire

FEBRUARY 2, 2021

It’s a topic she’s well-suited to speak on — at CoreLogic, Hepp is responsible for analyzing, interpreting and forecasting economic trends in real estate, mortgage and insurance. The summit also features sessions on increasing minority homeownership, the economic outlook, lessons from local markets and more.

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Housing Wire

APRIL 5, 2021

In its most recent annual report to Congress, November 2020, the Federal Housing Administration ( FHA ) published its “capital ratio,” a measure of capital reserves to insurance-in-force held within the Mutual Mortgage Insurance Fund (MMI Fund). billion — possibly the highest ever recorded and just $15.6

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Housing Wire

MAY 26, 2021

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

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Housing Wire

MAY 23, 2022

Potential homebuyers in today’s market are facing a number of challenges, including increasing mortgage rates and a sizeable supply and demand imbalance that is pushing home-price appreciation to very high levels throughout the country. Primary mortgage market rates are a function of several factors.

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Housing Wire

FEBRUARY 26, 2021

According to tallies, damages clocked it at over $1 billion for at least 10 different events. 5 reasons to refinance your mortgage right now. A homebuyer’s guide to a competitive housing market. Home makeover: Design trends for your house in 2021. Four renovations to consider before selling your house.

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Housing Wire

JUNE 29, 2021

events for the most recent five years, and three times the average of 7.1 events for the past 40 years. The probability of an event, or the frequency of those events, is a significant factor in determining the risk levels. This is nearly 150% more than the average of 16.2 A Closer Look: Otay Ranch.

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Housing Wire

JANUARY 26, 2022

After the series wraps, join us on February 8 for the HW+ Virtual 2022 Forecast Event. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the predictions for this year, along with a roundtable discussion on how these insights apply to your business.

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Real Estate Investors Inventory Business 424

Housing Wire

APRIL 4, 2024

The following day, Martin Gruenberg, chairman at the Federal Deposit Insurance Corp. FDIC), said during a general session at the same conference that the new CRA rule is about adapting the regulation to the “rapidly changing nature of the banking business” and making it “relevant for the next generation.”

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Housing Wire

OCTOBER 24, 2022

The mortgage-servicing rights market just keeps on ticking even as the overall housing market takes a licking. Tom Piercy, Managing director of Incenter Mortgage Advisors. billion, Together they involve MSRs for single-family mortgage pools across all three agencies. billion — compared with $51.1

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Housing Wire

APRIL 14, 2022

What happens when the Federal Reserve begins pulling back in a serious way from the mortgage-backed securities (MBS) market that it has helped to prop up through billions of dollars in bond purchases since the start of the pandemic in 2020 — to the point where it now holds a $2.7 Federal Reserve in Washington, D.C.

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Appraisal Today

MAY 10, 2024

New FHA ROV Policy By Dave Towne, May 3, 2024 Excerpts: Up until recently, there has never been a standardized policy for mortgage loan related Reconsideration of Value (ROV) requests after an appraisal has been submitted. Now there is, per the attached PDF HUD/FHA mortgage letter. The mortgage loan officer handling the loan?

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