Housing Wire

APRIL 20, 2021

This general alignment matters a great deal as the FHFA, through their oversight of the GSEs, who have the vast majority of the market share, plays a key role in the conforming lending market being the de facto regulator. These entities make many other comments about technology, workforce options, modernization and the need for change.

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Technology Appraisal Valuation Lending 390

Housing Wire

AUGUST 17, 2022

The Atlanta mortgage lender, which offers agency and non-qualified mortgage (non-QM) products, will implement the tech firm’s Nexus Origination and Nexus Engagement tools. Angel Oak Home Loans, operating as one of Angel Oak’s residential lending businesses, continues to expand its retail presence across the country.

Lending 350

Lending Real Estate Agent Real Estate Technology 350

Housing Wire

JUNE 30, 2021

By writing and maintaining all of the code along with investing heavily in putting together a world class modern IT infrastructure that efficiently leverages a mix of modern technologies like the public cloud and API based software architectures, UWM has been able to turn on a dime and stay well ahead of shifts in the market utilizing technology.

Tools 302

Tools Training Technology Clients 302

Housing Wire

DECEMBER 14, 2021

That has some producers of non-QM loans, which require specialized underwriting expertise, looking to technology, big data and the development of automated underwriting platforms as the solution for dealing with the anticipated surge in loan volume in the years ahead.

Lending 314

Lending Technology Government Investors 314

Housing Wire

MARCH 15, 2021

What happens when borrowers can’t or won’t walk into a lending branch? HousingWire recently sat down with Insellerate CEO Josh Friend to discuss that very question and what strategies retail lenders should look to adopt from direct-to-consumer lending. Record low-interest rates have driven U.S.

Lending 377

Lending Retail Mortgage Loan Officers 377

Housing Wire

OCTOBER 6, 2020

Today, while the mortgage industry has the technology to support this, we’re still in the early stages of determining how it should be used. With the advances we’re seeing in Artificial Intelligence, Machine Learning and Robotic Process Automation, we have become experts at configuring our technology to meet the changing needs of lenders.

Technology 440

Technology Mortgage Investors Investing 440

Housing Wire

OCTOBER 16, 2023

Generative artificial intelligence (AI) has tremendous potential to cut costs and improve customer experience, but regulation has not caught up to develop a governance program, industry pros said of AI’s implementation in mortgage lending. Have we developed a model that is in fact fair?

Technology 376

Technology Lending Government Legal 376

Housing Wire

AUGUST 31, 2020

Lenders need to be able to grow their business in a way that is not linear and is not tied to the market cycles – leveraging automation technology can help. The company’s solutions involve applications of a few different types of automation technology. It depends on the level of technology maturity of each lender’s middle office.

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Lending Technology Tools Training 403

Housing Wire

MAY 23, 2024

Editor in Chief Sarah Wheeler sat down with Christos Bettios, chief information officer at NFM Lending , to talk about the company’s private, proprietary GPT that is making his whole team more efficient. Bettios has been at NFM Lending for seven years and previously worked at US Bank Home Mortgages and First American Mortgage Solutions.

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Loan Officers Lending Technology Development 333

Housing Wire

OCTOBER 15, 2021

Home lending proptech Roostify is releasing the “first of many” APIs on its existing lending platform built to automate document validation and data extraction in the lending process. A super useful tool, given the tech can trigger additional steps if needed in what would typically be a paper-leaden trail.

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Lending Development Training Mortgage 282

Housing Wire

JANUARY 23, 2024

a provider of property data and valuation technology solutions. With the acquisition , Consolidated Analytics expands its valuation solutions, offering clients tools — from data and analytics to appraisals — to predict market value and access a more comprehensive selection of collateral assessment products, the company said.

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Valuation Market Value Clients Government 399

Housing Wire

MARCH 17, 2022

Figure , a blockchain-focused financial service company and Apollo , a global alternative asset manager, announced today completing a transaction involving the origination of digital mortgage loans and transfer of ownership via blockchain technology, according to a press release shared with FinLedger.

Technology 433

Technology Landlords Valuation Lending 433

Housing Wire

NOVEMBER 29, 2022

The events will feature speakers focused on professional development for loan originators to grow their business and what is likely to happen in the next Congress that could impact the mortgage industry in 2023, according to a statement from NAMB. Louis, Missouri. said in a release. “We

Project Management 356

Project Management Tools Development Lending 356

Housing Wire

JUNE 5, 2023

HousingWire recently spoke with Desmond Smith , chief growth officer at United Wholesale Mortgage , about the role that wholesale lending plays in the mortgage ecosystem and common myths and misconceptions about becoming an independent mortgage broker. HousingWire: What role has wholesale lending historically played in the mortgage ecosystem?

Mortgage 342

Mortgage Retail Lending Loan Officers 342

Housing Wire

AUGUST 18, 2021

The global pandemic hit our industry like a pair of defibrillator paddles, bringing mortgage industry CFOs to life and sending millions of dollars into new technology investment and implementation. But how can we differentiate between a true end-to-end platform versus a tightly integrated collection of disparate tools?

Mortgage 404

Mortgage Technology Tools Development 404

Housing Wire

MARCH 28, 2024

Build the right team Given the new technologies and expert outsourcing options available to lenders today, staffing up to handle new business doesn’t make as much sense as it did in the past. Fine-tune your tech stack Once your team is in place, it’s time to empower them with the right technology.

Mortgage 400

Mortgage Technology Tools Business 400

Housing Wire

MARCH 14, 2022

To mortgage lenders, adoption has been the constant, insurmountable challenge keeping the industry from realizing the benefits of technological advances. Why embrace the new when the folks in the back office were doing just fine with the tried-and-true tools — even if these tools were pen and paper?

Mortgage 279

Mortgage Technology Tools Lending 279

Housing Wire

JANUARY 8, 2024

Recently, new technologies have reduced costs associated with purchasing a home and provided more opportunities for first-time homebuyers to enter the market. There is currently a lack of guardrails to prevent the formation of monopolies in the mortgage lending industry, and this is where regulators have a prominent role to play.

Technology 415

Technology Lending Business Mortgage 415

Housing Wire

APRIL 24, 2024

Thanks to our strategic emphasis on technology, including years of investment in AI and the cloud, Mr. Cooper is well positioned to provide our customers with world-class service, operate as a trusted counterparty for our industry stakeholders, and grow and sustain investor returns.” billion in unpaid principal balance (UPB).

Technology 286

Technology Lending Investing Contracts 286

Housing Wire

JUNE 29, 2023

“We’ve demonstrated the power of Total eClose through our integration with Finastra’s MortgagebotLOS, creating an innovative automation tool for every eClosing originated through the solution,” Dominic Iannitti , president and CEO of DocMagic, said.

Lending 303

Lending Tools Retail Clients 303

Housing Wire

SEPTEMBER 30, 2020

Technology has made many aspects of day-to-day life more seamless than ever, with instant, easy and personalized consumer experiences; however, lending is still difficult. In return, borrowers have a lending experience that is streamlined and more personalized.

Lending 196

Lending Modernization Mortgage Technology 196

Housing Wire

MAY 24, 2021

Stavvy, a Boston-based fintech, announced Monday that it landed a $40 million Series A funding round led by Morningside Technology Ventures. COVID19 certainly accelerated development and focus on servicing, coming out of 2019 with record low default and foreclosure.”. Presented by: Sagent Lending Technologies.

Technology 351

Technology Lending Investors Modernization 351

Housing Wire

MAY 24, 2022

Out of 200 senior mortgage executives surveyed, who represent 188 lending institutions, 94% think that appraisal modernization efforts will simplify the origination process. The desire to invest in appraisal modernization came in third place, with 29% of lending institutions reporting that this was a top-of-mind investment.

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Modernization Appraisal Lending Investing 474

Housing Wire

JANUARY 12, 2023

Black Knight recently launched a web portal that enables clients, third-party providers and their developers to access the company’s application programming interfaces (APIs) across the mortgage life cycle. Its new tools also allow lenders to cut costs in a higher-rate environment.

Mortgage 281

Mortgage Clients Tools Development 281

Housing Wire

SEPTEMBER 1, 2021

17, in multiple departments, as it continues to “build efficiency in its technology operations.”. The primary focus of these investments has been centered on building a future committed to advancing the user experience, creating efficiencies for lenders, and providing enhanced technological capabilities for financial institutions.”.

Lending 329

Lending Technology Investing Design 329

Housing Wire

FEBRUARY 27, 2024

Mortgage lending businesses tend to place the greatest value on production-oriented LOs — and it shows in compensation formulas tuned in to new applications and new loans rather than customer retention and loyalty. A credibility problem might explain why so few borrowers return to their original LO for subsequent transactions.

Finance 380

Finance Clients Technology Business 380

Housing Wire

MAY 8, 2023

For those in the mortgage space, there are a myriad of technology solutions claiming to help streamline lending operations and improve efficiency. When investing in a technology that someone else designed to automate workflows, it’s important to ask — how do I make this workflow work for me?

Technology 318

Technology Design Lending Business 318

Housing Wire

AUGUST 21, 2023

LoanStar Technologies , which connects lenders with borrowers who are traditionally underbanked or unbanked, also made the list again. 469 LoanStar Technologies 1,241% 2016 Enabling lenders to connect and lend to customers who are traditionally underbanked or unbanked. Homelight , a platform for homebuyers and sellers, was No.

Real Estate 349

Real Estate Real Estate Agent Technology Investors 349

Housing Wire

JANUARY 27, 2021

Roostify, which powers the digital mortgage platforms of JPMorgan Chase , TD Bank , Guild Mortgage , HSBC Bank USA and more, allows different lending parties to bring in data and information from online sources that then tailors the homebuying process.

Lending 326

Lending Technology Loan Officers Investors 326

Housing Wire

APRIL 25, 2024

The reverse lending industry’s most prominent attendee — Kristen Sieffert of Finance of America Companies (FOA), parent company of industry-leading lender Finance of America Reverse (FAR) — offered insights into various topics about the reverse mortgage product category.

Mortgage 287

Mortgage Finance Real Estate Best Value 287

Housing Wire

SEPTEMBER 28, 2023

In my career, I’ve swung between enabling technology and securing it at the same time. So, we’re not little, but we’re not big, like some of these companies with 500 developers. SW: At PRMG, do you generally build or buy technology? People are just clamoring for technology to get an edge, especially now.

Technology 382

Technology Loan Officers Lending Business 382

Housing Wire

FEBRUARY 8, 2024

We would license or buy for something that is core to what we want to provide but there are off-the-shelf solutions that do it better than we could, even after five years of development. We’ve been around for a while so our core technology is strong and we don’t have a lot of tech debt so we can move really quick.

Technology 319

Technology Tools Business Architecture 319

Housing Wire

SEPTEMBER 16, 2022

Looking for a quick and easy way to stay up-to-date on mortgage lending news, trends and technology? The Loan Officer Leadership Podcast hosted by Steve Kyles offers strategy and tools to help LOs grow their business and leadership, with the goal of helping them close more loans in less time. Mortgage Lending Mastery.

Loan Officers 404

Loan Officers Mortgage Lending Modernization 404

Housing Wire

JUNE 9, 2021

As the appraisal industry struggles to meet demand, Voxtur has developed a solution to streamline the process. When supported by the right technology, appraisers can substantially reduce their turn times and improve customer service. At Voxtur, we are focused on solving legacy industry issues with technology.

Appraisal 389

Appraisal Property Taxes Technology Valuation 389

Housing Wire

JANUARY 22, 2024

As an industry, we have a window of opportunity to update our processes and invest in technology that will ensure 2024 is known for a market rebound, and not a banner year for fraud. We have already witnessed a notable increase in the breadth and sophistication of fraud attempts targeting every aspect of the real estate industry.

Real Estate 389

Real Estate Tools Sellers Buyers 389

Housing Wire

MAY 17, 2022

With NGC’s acquisition of Inco-Check, the company aims to enhance loan quality and prevent fraud in a competitive mortgage and consumer lending market, Inco-Check said. Boston, Massachusetts-based NGC, founded in 2015, is focused on making investments in health care services, financial services technology, distribution and logistics sectors.

Logistics 296

Logistics Legal Investors Technology 296

Appraisal Buzz

JULY 11, 2022

Part one of this series on the subject of Appraisal Review provided an overview of the risk management concepts used by many lenders today to manage risk associated with real estate lending. But any expectation that such a robust tool can be developed and utilized effectively is neither feasible nor plausible.

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Tools Appraisal Development Real Estate 195