Housing Wire

SEPTEMBER 8, 2021

According to the OCC, the current proposal would align the OCC’s CRA rules with the other federal banking agencies to “facilitate ongoing interagency work to modernize the CRA rules and create consistency for all insured depository institutions.”.

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Housing Wire

OCTOBER 1, 2022

The complaint filed in federal court on Wednesday alleges that from at least 2015 to 2021, Lakeland failed to provide mortgage lending services to Black and Hispanic neighborhoods in Newark. Federal officials said similar banks generated five times as many loan applications from prospective Black and Latino home buyers as Lakeland.

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Law Loan Officers Lending Advertising 366

Housing Wire

JUNE 30, 2021

By writing and maintaining all of the code along with investing heavily in putting together a world class modern IT infrastructure that efficiently leverages a mix of modern technologies like the public cloud and API based software architectures, UWM has been able to turn on a dime and stay well ahead of shifts in the market utilizing technology.

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Tools Training Technology Clients 302

Housing Wire

MAY 24, 2021

Our first goal was to make mortgage lending easier and more accessible, but we’ve been intentional in recognizing that our technology can be used to facilitate so much more, including commercial lending, servicing, foreclosure and more,” Ligris said. How modernized servicing creates customers for life.

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Technology Lending Investors Modernization 346

Housing Wire

MAY 16, 2022

One measure would expand existing federal subsidies for multifamily housing development. Another would hand out federal tax credits for developing or rehabbing homes for owner-occupants instead of large investors, making available 125,000 homes for low- and middle-income homebuyers. To do so, it first needs FHFA’s approval.

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Supply Chain Finance Development Renovations 340

Housing Wire

FEBRUARY 5, 2021

Built announced it plans to use the funding to expand its Built for Lending product suite, as well as to accelerate its efforts to serve more bank and nonbank lenders in the U.S. Modern construction finance requires new infrastructure altogether. and Canada.

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Technology Construction Finance Modernization 235

Housing Wire

SEPTEMBER 21, 2021

The announcement comes after more than a year’s worth of efforts by the FHA to streamline and modernize their FHA loan origination and claims process. Growing and investing in relationships and communities in the long term is one of the many opportunities presented by stricter fair lending regulations. Learn more here!

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Appraisal Modernization Property Appraisal Design 411

Appraisal Buzz

APRIL 15, 2024

Using the form structure, GSEs have been ingesting these eclectic abbreviations to develop a large database of residential valuation. In their software, appraisers have historical files that they may want to refer to, they have extensive template language already developed, and frankly they’re just used to it.

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Appraisal Design Lending Technology 397

Housing Wire

FEBRUARY 7, 2022

Few things terrify lenders more than the arrival of a manila envelope from the Department of Housing and Urban Development ( HUD ) containing a redlining allegation. As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality.

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Insurance Modernization Lending Mortgage 328

Housing Wire

MAY 8, 2023

For those in the mortgage space, there are a myriad of technology solutions claiming to help streamline lending operations and improve efficiency. When investing in a technology that someone else designed to automate workflows, it’s important to ask — how do I make this workflow work for me?

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Technology Design Lending Business 313

Housing Wire

SEPTEMBER 8, 2022

People who invest in technology often ask the question: is this a “nice to have,” or a “need to have?” Few have the resources to invest in technologies they don’t need. What’s the worst that can happen if we don’t invest in this technology?”. Developers don’t understand sales in our industry. It was something I needed.

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Business Marketing Technology Tools 393

Housing Wire

MARCH 1, 2022

News just broke that private equity investor LLR Partners announced strategic investments in two mortgage technology companies — Mortgage Coach and Sales Boomerang ( click here for article ). million investment in eOriginal, a multi-year Tech100 winner that developed a ‘simple closing experience for lenders, borrowers and settlement agents.’

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Real Estate Brokerage Real Estate Agent Technology 311

Housing Wire

OCTOBER 6, 2020

Almost all of the lender’s technology investment over the past few years has been focused on the Point of Sale (POS). While there has been some increase in borrower satisfaction and front-end efficiency, lenders have not recouped these investments in savings on manufacturing loan assets. Lending technology out of focus.

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Technology Mortgage Investors Investing 439

Housing Wire

MAY 2, 2021

We work to modernize the way appraisal management companies provide valuation services through innovation, transparency, accountability and world-class service.“. What differentiates us can differentiate our lending partners too. From a regulatory standpoint, this suite of solutions ensures compliance with federal and state guidelines.

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Valuation Appraisal Appraisal Process Technology 195

Housing Wire

SEPTEMBER 30, 2020

In recent months, Mortgage Cadence clients have been able to quickly pivot to a remote-work model without missing a beat using its end-to-end digital lending solution, the Mortgage Cadence Platform (MCP). With Mortgage Cadence’s Core Configuration, lenders have “out-of-the-box” access to its preconfigured workflow and feature functions.

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Architecture Mortgage Lending Tools 207

Housing Wire

JANUARY 31, 2021

Most of all, they help servicers evaluate and mitigate the risk of investments in a timely manner. The department also unveiled its Modern Appraisal Program, which provides servicers turnkey access to the industry’s emerging bifurcation initiatives for origination loans. Kenon Chen, Executive Vice President, Corporate Strategy.

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Valuation Technology Development Real Estate 227

Housing Wire

DECEMBER 9, 2020

mortgage and housing markets and serves an audience of lending, servicing, investment and real estate market participants. This strategic acquisition will bring together a premier selection of verticals for modern real estate professionals across premium products in content, video, audio, events, and print. About HW Media.

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Real Estate Brokerage Legal Real Estate Agent 535

Housing Wire

MARCH 29, 2022

And if these agencies were to find that a merger ran counter to public interest because of a bank’s discriminatory lending practices, it’s not likely anyone would know about it. Senior administration officials claim that rooting out “modern-day redlining” is a top priority. And HUD can bring lawsuits claiming bias in mortgage lending.

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Lending Government Law Mortgage 346

Housing Wire

APRIL 1, 2021

“I trust the Biden team when they say that the investments will pay for themselves in 10 to 15 years, but a lot can go wrong in financial markets before then,” said Tim Rood, head of industry and government relations at SitusAMC. How modernized servicing creates customers for life. Presented by: Sagent Lending Technologies.

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Government Logistics Investing Technology 322

Housing Wire

SEPTEMBER 6, 2022

Luckily, advancements in evaluating consumers’ ability to repay have arrived and can enable lenders to adopt responsible and more inclusive lending practices. Fortunately, modern advancements in data intelligence offer lenders a way to reincorporate that process without all of the hassle.

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Landlords Finance Technology Mortgage 404

Housing Wire

MAY 25, 2022

This was classic fog-the-mirror underwriting and lending, invoice-fixing.”. And both of the GSEs are demonstrably cautious when it comes to supporting chattel lending. Despite the Biden administration’s stated plan, the path forward for government-financed chattel lending remains uncertain. Freddie Mac declined to comment.

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Finance Supply Chain Tenants Real Estate 345

Housing Wire

APRIL 12, 2021

Kristy Fercho , executive vice president and head of Wells Fargo Home Lending, currently serves as vice chair of the board of the MBA, vice chair of the MBA’s Diversity and Inclusion Advisory Committee, co-chair of the Affordable Housing Council, and a member of its Residential Board of Governors. to lobby for the industry and homeowners.

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Mortgage Business Lending Finance 441

Housing Wire

OCTOBER 27, 2020

For many years, we’ve been developing and investing in technology to deliver an end-to-end digital mortgage experience. These time-savings are critical in today’s lending environment. The best providers combine improving their clients’ processes with modernizing the consumer experience.

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Clients Technology Insurance Loan Officers 320

Housing Wire

MAY 17, 2022

During her visits, one thing stood out to Golding, who served as the Department of Housing and Urban Development ’s principal deputy assistant secretary from 2015 to 2017. Industry stakeholders have some ideas for how to further that goal, starting with more clarification on some FHA lending programs.

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Insurance Development Housing Market Mortgage 306

Clear Capital

MAY 24, 2022

Each year, technology plays more of a role in valuing homes for property appraisals , loan originations, secondary market investments, and even portfolio monitoring. As a leading real estate technology company, Clear Capital pioneers new advances in AVMs for mortgage lending. What is an AVM in Real Estate ? .

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Housing Market Valuation Marketing Real Estate 69

Will Springer Realtor

JULY 20, 2021

Consumers want to enjoy the home-buying and -selling experience in a modern, tech-friendly, transparent way. By some accounts, about $30 billion has been invested in real estate tech in the last five years, helping to improve many aspects of our industry. Partnering with Priority Home Lending , John L. and “Was it fair?”.

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Real Estate Sellers Contracts Buyers 36

Birmingham Appraisal

AUGUST 2, 2023

A Guide to Selecting the Right Appraiser Selecting a real estate appraiser is a crucial decision that can significantly impact your financial transactions and investments. Look for appraisers who utilize modern tools and technologies to complement their expertise.

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Appraisal Agents Valuation Real Estate 73

Assurance Financial

AUGUST 9, 2021

Every year, the USDA uses its Rural Development program to invest about $20 billion in helping families across the United States buy and improve their homes. Below we’ve mapped out an overview of the USDA Rural Development Guaranteed Housing Loan Program, explaining how it works and if you’re eligible for loans.

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Home Improvement Insurance Development Finance 74

Will Springer Realtor

JULY 13, 2023

Data courtesy global services and investment company Colliers.] Data from the Federal Reserve indicates Goldman Sachs has the highest exposure to commercial loan losses at 16% of its lending total due within the next two years, followed by Morgan Stanley (14%) and Citizens (12%). I refer to these challenges as the 5 L’s.

Construction 36

Construction Supply Chain Real Estate Development 36

Will Springer Realtor

FEBRUARY 8, 2023

SEATTLE VOTES ON HOUSING ISSUE Seattle residents voted this week on whether the city should establish a public developer to build permanently affordable housing. Public development can be a great option for increasing the supply of homes. It would leverage available public land while reducing obstacles faced by private developers.

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Retail Design Development Landlords 36

Appraisal Today

SEPTEMBER 9, 2022

Excerpts: What does the appraiser do with the three different values that may be developed? Respectfully, if they had read my report and not just looked at the values, they would know exactly why they are different and how I developed them. So they are paying investment value, not market value. What Is a Reconciled Value?

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Reconsideration of Value Appraisal Clients Contracts 52

Will Springer Realtor

OCTOBER 11, 2022

While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment. People love experiences to fill their memory bank and social media feed – and real estate developers are listening. trading). TREATING YOURSELF EVERY DAY. Dining out.

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Housing Market Marketing Buyers Real Estate 36