Housing Wire

MAY 27, 2022

All lenders must explain their rationale when denying credit to loan applicants, the Consumer Financial Protection Bureau affirmed Thursday, after looking into whether companies claiming exemption because they rely on “complex algorithms” were in violation of federal anti-discrimination law. Presented by: Mortgage Coach.

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Housing Wire

OCTOBER 2, 2023

Real estate giant Zillow came out victorious in its years-long legal battle with discount brokerage REX Real Estate. The jury’s verdict came just days after Zillow filed a motion for judgement as a matter of the law , which would have allowed the judge to rule on the case instead of a jury. “We’re

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Advertising Brokerage Real Estate Legal 368

Housing Wire

APRIL 24, 2023

” California-based AML filed the amended counterclaim on March 8, alleging UWM violated antitrust laws, unreasonably restrained trade, and attempted to monopolize the wholesale mortgage space with its “All In” initiative. However, a declaration that the ultimatum violated antitrust law survived.

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Housing Wire

OCTOBER 31, 2023

One thing possibly preventing Bough from taking the second option is a specific Missouri state law , which allows for a seller or landlord to “agree that a designated broker may share with another designated broker the compensation paid by the seller or landlord.” It is implied in RESPA as well,” Trepeta said.

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Real Estate Landlords Law Design 450

Housing Wire

MARCH 26, 2021

million to more than 5,300 home mortgage consultants to resolve a pair of class-action legal claims that allege wage-and-hour violations in California, according to the settlement agreement in federal court. Wells Fargo agreed to pay $95.7 The deal will provide $62.8

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Housing Wire

JANUARY 2, 2024

The complaint argues that the NAR and the brokerage defendants collude “to impose, implement and enforce anticompetitive restraints that cause home sellers to pay inflated commissions on the sale of their homes, in violation of federal antitrust law.”

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Sellers Brokerage Real Estate Realtors 382

Housing Wire

MARCH 22, 2024

1, 2024 , Washington state’s agency law requires agents to have a written agreement with buyers (as well as sellers) to spell out the exact scope of the services provided by the agent, as well as the compensation the client has agreed to pay them in return. As of Jan.

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Buyers Contracts Real Estate Agents 463

Empire Appraisal Group

DECEMBER 28, 2022

Does Adding an In-Law Suite Pay Off? Source: Does Adding an In-Law Suite Pay Off? If you can legally add an accessory dwelling unit (ADU), should you? NEW YORK – Accessory dwelling units are known by many names: in-law suites, guest houses, backyard cottages, or basement or garage conversions, among others.

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Law Legal Construction Property Taxes 78

Housing Wire

MARCH 14, 2023

Attorneys from the right-leaning Pacific Legal Foundation and the Competitive Enterprise Institute also provided testimony. Four of the five witnesses contended that the Bureau operated outside the jurisdictional authority outlined in the Dodd–Frank Wall Street Reform and Consumer Protection Act, the law that established the CFPB.

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Housing Wire

JANUARY 26, 2024

The broker-owner then went on to discuss what he felt were flaws about how the trial was handled, noting that the defense was not allowed to reference a Missouri law which allows for the practice of cooperative compensation (which Ketchmark said was not true). It is against the law.

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Realtors Law Agents Real Estate 412

Housing Wire

FEBRUARY 21, 2024

That is bread and butter to us at federal law enforcement agencies, and certainly for SDNY, so we jumped right in and we’ve been working the case ever since. We are federal law enforcement, so we have the same capabilities to make arrests, conduct interviews and issue subpoenas.

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Housing Wire

AUGUST 7, 2023

Things are continuing to heat up in Zillow Group’s legal battle with discount brokerage REX Homes , as the September 18, 2023, trial date looms ever closer. Zillow has not demonstrated that it is entitled to judgment as a matter of law with respect to REX’s CPA claim,” Zilly wrote. On Friday, Judge Thomas Zilly, the U.S.

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Housing Wire

DECEMBER 20, 2023

It’s the ultimate in legalized fraud. In and of itself, it’s legal, provided the lead really did come from the source and it’s diligently tracked by the lender. Steve vonBerg, an attorney at law firm Orrick in Washington, D.C., And the loan officers know that they’re violating the law. It’s greed.”

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Loan Officers Clients Law Legal 441

Housing Wire

DECEMBER 26, 2023

Visit Aceable Agent Overview To design engaging, informative online Michigan real estate license courses, AceableAgent enlisted Harvard education specialists. Choose from designated dates / times and locations. Choose from designated dates / times. Choose from designated dates / times and locations.

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Real Estate Real Estate Agent Design Legal 375

Housing Wire

DECEMBER 7, 2021

In a legal memo, HUD stated that SPCPs are allowed under the Fair Housing Act. Today, HUD is making it clear that certain SPCPs that are lawful under ECOA generally are not barred by the Fair Housing Act,” said HUD Sec. It’s already allowable under the law. Regulators are comfortable with it.

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Lending Law Design Government 416

Housing Wire

SEPTEMBER 9, 2021

However, state laws have prevented nationwide adoption and hindered forward progress even in states where it’s legal. Right now, RON is allowed in 34 states, but in May, senators reintroduced a federal bill , the SECURE Act, to make it legal nationwide. million in the U.S. — The company estimated that 1.25

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Housing Wire

JUNE 3, 2022

Two years ago, the regulator of the nation’s biggest banks moved alone to rewrite the Community Reinvestment Act (CRA), the country’s premier anti-redlining law. He said that the new rule — if successful — will correct the racial discrimination it was first designed to solve. “If If it works, all the needs will be met,” said Hsu. “We

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Housing Wire

DECEMBER 26, 2023

And the school’s practice tests, contract workshops, and other tools are designed to ensure confidence as you begin your career. In-person or livestream via Zoom on designated dates / times. Choose from Virtual Classroom or Live Class on designated dates / times, at various locations across NC Required 75 hrs of NC coursework.

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Real Estate Real Estate Agent Design Law 366

Housing Wire

AUGUST 21, 2023

Just days after awarding Zillow and National Association of Realtors (NAR) a major victory in their legal battle against REX Real Estate , the court made it clear that Zillow’s fight is far from over. When Zillow launched its two-tab design, the company also created an “FAQ” page clarifying the differences between the tabs.

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Housing Wire

NOVEMBER 9, 2020

The model legislation creates legal certainty across the country by providing a uniform and consistent framework that is based on a common set of core principles. To appreciate this improvement to the closing process, you need to understand the various laws that allow for digital closings at different stages of the transaction.

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Law Legal Technology Real Estate 432

Housing Wire

FEBRUARY 27, 2023

RMK Financial Corporation , which does business as Majestic Home Loans , has been permanently banned by the Consumer Financial Protection Bureau (CFPB) from the mortgage lending industry following a series of repeat offenses — which occurred despite the CFPB’s law enforcement order issued in 2015. government. government.

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Lending Advertising Mortgage Law 362

Housing Wire

DECEMBER 8, 2023

Topics include: Real estate license law, agency, contracts, real property, ownership, taxes, water law, land development and zoning, deeds and title transfer, escrow and settlement, fair housing, leases & more AZ Contract Writing Course: 6 hrs of required instruction. Includes all Salesperson classes + Broker Management clinics.

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Real Estate Contracts Law Real Estate Agent 329

Housing Wire

JUNE 21, 2023

Earlier this month, that coalition of six federal agencies requested comment from the public on a newly-proposed rule that is designed to “ensure the credibility and integrity of models used in real estate valuations.” The Agencies expect to issue a proposed rule to implement the Dodd-Frank Act’s AVM amendments to FIRREA in June 2023.”

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Housing Wire

JANUARY 12, 2024

“The foundation would get what was described, in a January 2023 fundraising package, as a ‘prestigious headquarters … [and] site for small scale, but elegant events’ with its ‘voluminous library on American legal and constitutional development’ as a resource for nearby Roger Williams University ‘s law school.”

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Tools Mortgage Finance Lending 358

GoForrmz

NOVEMBER 21, 2023

If you require a legally binding signature, we strongly recommend using the eSignature form fields. Please keep in mind that capturing a legally compliant electronic signature may entail additional steps to comply with state, county, and international laws.

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Housing Wire

AUGUST 22, 2023

On June 1 , six federal agencies requested comments from the public on a rule designed to ensure the credibility and integrity of models used in real estate valuations. the trade groups state. The MBA and the CBA requested an adequate implementation timeline of at least 12 months.

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Valuation Appraisal Government Real Estate 360

Housing Wire

JUNE 30, 2023

Attorney noted that we ‘took significant measures to stop the practices, both before and after being notified of the United States’ investigation,’ and that the settlement is ‘not an admission of any legal liability.’ The law permits a private party to file a suit on behalf of the government and receive a portion of any recovery.

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Housing Wire

MARCH 14, 2022

in which title insurance companies are required by law to file reports identifying individuals who made all-cash real estate purchases exceeding $300,000 through shell companies. home purchases, there are plenty of legal and practical reasons for buying a home through an LLC or trust. trillion in existing home sales in 2021.

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Real Estate Insurance Law Real Estate Agent 399

Housing Wire

MARCH 15, 2022

A recent judge’s ruling in pending litigation involving student-loan securitization trusts could have far-reaching legal and financial implications for the private-label securities market. But if their case raises important and dispositive legal issues, they may seek permission to appeal early.

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Legal Law Investors Finance 373

Housing Wire

NOVEMBER 30, 2023

Post-license CE $209 20-Hour Post-Licensing Course: Covers Current Laws, Steps to Business Success & Fiduciary Duties. Brimming with coursework that is up to date with current trends, expect to receive insight on issues facing Ohio real estate agents today.

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Real Estate Real Estate Agent Law Inspection 376

Housing Wire

DECEMBER 1, 2020

Remote online notarizations were designed to prevent fraud and are much more secure than in-person notaries. Notaries are legally stewards of the government — they get their privileges from the state in which they live, and their powers and procedures are regulated by statute. A trustworthy remote online platform requires data privacy.

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Law Modernization Technology Legal 351

Housing Wire

OCTOBER 27, 2023

After filing a motion for a judgment as a matter of law late Thursday, the National Association of Realtors’ request was denied by Judge Stephen Bough. The other defendants in the suit, HomeServices of America and Keller Williams , had previously filed motions for judgment as a matter of law , but both were denied.

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Agents Real Estate Law Realtors 434

Boston Appraisal

APRIL 18, 2024

Zoning and Regulatory Issues : Zoning laws can vary significantly across regions and can affect the permissible uses within mixed-use developments. Navigating these regulations requires a deep understanding of local laws to accurately assess potential legal challenges or restrictions impacting the property’s appraisal.

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Development Appraisal Valuation Retail 78

Housing Wire

APRIL 26, 2021

The proposal differs from a different piece of legislation designed to give first-time, first-generation home buyers down payment assistance in the form of a grant at closing. The 2008 law created a $7,500 tax credit for first-time homebuyers. Lawmakers, led by Rep. In 2009, the credit rose to $8,000.

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Buyers Legal Law Design 419

Housing Wire

JANUARY 27, 2022

NFIP provides over five million policies, according to CRS, in jurisdictions that meet federal criteria on building, design standards, and risk index. But the key ideological difference is that Fannie Mae wants the federal government to establish laws mandating flood-risk disclosures at the time of the property sale.

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Insurance Government Law Real Estate Agent 349

Housing Wire

FEBRUARY 12, 2024

Licensing laws and requirements vary by state and they provide a real estate prelicensing course in all states except Alaska, Nebraska, and Wyoming—with courses soon to launch in Maine and South Dakota. Prelicensing course content The CE Shop’s prelicensing courses are designed to deliver information in an interactive format.

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Real Estate Agents Design Real Estate Agent 362

Housing Wire

APRIL 23, 2024

When it comes to course format and content delivery, choose from Colibri’s self-paced online and instructor-led livestream courses, which are designed to allow you to study on any device with internet access and a browser. Their courses are created by active industry experts in collaboration with Harvard-educated instructional designers.

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Real Estate Agents Best Value Design 386