Housing Wire

OCTOBER 6, 2020

Purveyors of very complex financial instruments, sold to risk-averse investors under the careful oversight of government regulators, have given us a process that must conform to investor and regulatory compliance requirements. Lending technology out of focus. We have fared much better on the automation side.

Technology 450

Technology Mortgage Investing Investors 450

Appraisal Today

FEBRUARY 23, 2024

Resembling a modern French Chteau, it features a freshwater lake, manicured gardens, and three levels of luxurious living spaces. Finally, we have an inside look (and some hard numbers) at how Fannie’s complaint process works and how many complaints these Government Sponsored Enterprises (GSEs) are actually filing against appraisers.

Appraisal 70

Appraisal Real Estate Contracts Reconsideration of Value 70

Housing Wire

JUNE 28, 2021

Appraisers decry them as counterproductive, even exploitative middlemen, while lenders offer a pat on the back for keeping them one step ahead of government auditors. A variation of the conduct code was inserted into the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act, and the modern AMC was off and running.

Appraisal 410

Appraisal Valuation Business Contracts 410

Appraisal Today

FEBRUARY 16, 2024

Preservation restrictions, often governed by the National Register or local historical commissions, can add value by ensuring the property’s integrity. She designed more than 700 buildings in California during a long and prolific career. I appraised many of them, but never noticed any effect, plus or minus, for historic designation.

Appraisal 83

Appraisal Contracts Training Architecture 83

Appraisal Today

NOVEMBER 10, 2023

The glass-fronted abode has an innovative design that reflects the trees and nature around it. “A This one was designed by the late world-renowned architect James Lambeth, who in Arkansas is a big deal.” “This one was designed by the late world-renowned architect James Lambeth, who in Arkansas is a big deal.”

Appraisal 64

Appraisal Contracts Design Mortgage 64

Clear Capital

JUNE 21, 2022

Fannie Mae’s study , while finding that homes owned by white borrowers were more often overvalued than homes owned by Black borrowers, furthered the discussion around Appraisal Modernization, including the use of AVMs in property valuations. AVMs should be used in the lending process to prevent appraisal bias. Valuation Equity.

Valuation 69

Valuation Technology Lending Real Estate 69

Appraisal Today

FEBRUARY 9, 2024

The government and those that write the rules have made it illegal (a punishable violation) to refuse an appraisal assignment in an area which consists primarily of non-whites. Back in the day, this protected the lender from lending more than the home/property is worth. MORTGAGE LENDING IS VERY, VERY CYCLICAL. Lee Miller.

Appraisal 83

Appraisal Contracts Insurance Construction 83

Assurance Financial

AUGUST 9, 2021

Compared to conventional loans and other types of government-guaranteed loans, USDA loans have lower down payment requirements and lower income requirements. These mortgages are designed to suit low- to very-low-income applicants. The loans are designed to encourage people to buy homes in rural areas. Direct Loans.

Home Improvement 74

Home Improvement Insurance Development Finance 74

Will Springer Realtor

MAY 9, 2022

Let’s just hope government leaders and other influencers remember to bring everyone along for the ride. >> Insights from 12,000 consumers and over 300 architectural designers show that 51% of residents will work from home in 2022, up from 33% before the pandemic. DID SOMEBODY SAY, ‘HOUSING BUBBLE?’. Are we in a housing bubble?

Architecture 36

Architecture Design Buyers Construction 36

Will Springer Realtor

JULY 13, 2023

Data from the Federal Reserve indicates Goldman Sachs has the highest exposure to commercial loan losses at 16% of its lending total due within the next two years, followed by Morgan Stanley (14%) and Citizens (12%). Local government, developers, architects and others will need to step up and take responsibility for the sake of our city.

Construction 36

Construction Supply Chain Real Estate Development 36

Appraisal Today

SEPTEMBER 17, 2022

Catskills Modern: ‘Sleeve House’ Highlighted by Charred Wood Exterior. Excerpts: An extremely modern home with an equally dark exterior is now available in Ancram, NY. Architect Adam Dayem designed the unique 2,500-square-foot residence, which was completed in 2017 after several years of construction. 2,500 sq.ft.,

Appraisal 52

Appraisal Construction Contracts Insurance 52

Housing Wire

SEPTEMBER 6, 2022

Over the past year, the Federal Housing Finance Agency (FHFA) and government-sponsored entities (GSEs) Fannie Mae and Freddie Mac have committed to exploring innovative ways to expand homeownership access safely and securely. This charge couldn’t come at a better time. Democratizing the credit decisioning process.

Landlords 447

Landlords Finance Technology Mortgage 447

Will Springer Realtor

JUNE 11, 2024

The shock is felt across city leadership, office landlords and bankers who lend millions to property owners. Additionally, state and local governments are examining tax breaks and other incentives to help produce results. Here’s a marvelous mid-century modern home in West Bellevue worth browsing … or buying. The 4-bed, 4.5-bath

Construction 36

Construction Buyers Real Estate Sellers 36

Housing Wire

FEBRUARY 7, 2022

As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality. A spokesperson for HUD said the agency could not discuss investigations or strategy of fair lending enforcement, but said that fair lending is a priority of the Biden-Harris Administration and HUD.

Insurance 366

Insurance Modernization Lending Mortgage 366

Housing Wire

APRIL 1, 2021

And even if it did, how could the government implement. To offset costs, the Biden Administration wants to raise the corporate tax rate from 21% to 28% which, combined with measures designed to stop offshoring of profits, would fund the entire plan within 15 years, according to the White House. . This will certainly help.”

Government 332

Government Logistics Investing Technology 332