Housing Wire

JULY 22, 2022

House of Representatives voted this week to give the Department of Housing and Urban Development an 18% increase in funding for information technology. The Transportation, Housing and Urban Development appropriations bill , which was lumped in with five other bills, would set aside $73 billion in gross appropriations for the department.

Modernization 353

Modernization Transportation Development Landlords 353

Empire Appraisal Group

FEBRUARY 15, 2024

Real Estate and Design Trends to Watch in 2024 Design & Architecture , Design Trends By: Barbara Ballinger Source: [link] From ecosystem conservation to “new” darker neutrals in exterior paint, we look at the trends set to take hold in the industry this year. Land shortages make attached and stacked units smart choices.

Design 78

Design Real Estate Architecture Property Management 78

Appraisal Buzz

APRIL 15, 2024

UAD originated in 2010 and since then we appraisers are accustomed to using codes like “C4,” “N;Res,” and “1200sf0sfin” in our mortgage appraisal reports to communicate the results of our analysis. It all starts with the standard appraisal forms used in the mortgage process. But we are still stuck with the “form” functionality.

Appraisal 397

Appraisal Design Lending Technology 397

Housing Wire

SEPTEMBER 30, 2020

Lenders who want to move away from a frustrating, one-size-fits-all approach to origination need a modern solution that helps streamline processes while maintaining compliance. The Origence Mortgage Platform is an end-to-end lending platform that puts the power of modern technology in lenders’ hands, enabling them to close more loans, faster.

Lending 196

Lending Modernization Mortgage Technology 196

Housing Wire

SEPTEMBER 30, 2021

Origence has addressed these common pain points by launching the Origence Mortgage Platform, a tightly integrated point of sale and loan origination system. The Origence Mortgage Platform removes inefficiencies from the loan origination process through automation and configuration.

Mortgage 295

Mortgage Contracts Technology Modernization 295

Housing Wire

JANUARY 26, 2023

The solution will integrate with its mortgage servicing system and Servicing Digital, which is Black Knight’s self-service app and responsive web solution that allows borrowers to access loan, home and neighborhood information. ICE claims the merger will modernize the mortgage servicing platform and will be beneficial for U.S.

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Modernization Clients Design Mortgage 325

Housing Wire

JULY 16, 2021

As Chief Operating Officer at First Guaranty Mortgage Corp , Sarah Gonzalez has modernized the FGMC brand, recruited top talent and implemented operational efficiencies that significantly reduce the cost per loan across all production channels. What is your company doing to develop the next generation of leaders?

Investing 345

Investing Training Development Modernization 345

Housing Wire

OCTOBER 6, 2020

Talk to any mortgage technologist about the future of the industry and two topics will emerge immediately: big data and smarter automation. Joe Camerieri, EVP Mortgage Cadence. Today, while the mortgage industry has the technology to support this, we’re still in the early stages of determining how it should be used.

Technology 440

Technology Mortgage Investors Investing 440

Housing Wire

MARCH 15, 2023

Department of Housing and Urban Development (HUD) on Wednesday announced a sweeping overhaul of the agency’s disaster recovery efforts to improve the response for communities impacted by climate change. billion in Community Development Block Grant-Disaster Recovery (CDBG-DR) funds. In addition, Sen. Cindy Hyde-Smith (R-Miss.)

Insurance 334

Insurance Development Modernization Design 334

Clear Capital

AUGUST 30, 2023

AURA is designed to complement the use of UCDP/EAD results and allows LenderX customers to control automated ordering based on criteria like agency, loan type, loan amount, estimated value, investor, and Fannie Mae Collateral Underwriter (CU) score.

Modernization 69

Modernization Appraisal Valuation Real Estate 69

Housing Wire

SEPTEMBER 30, 2020

In recent months, Mortgage Cadence clients have been able to quickly pivot to a remote-work model without missing a beat using its end-to-end digital lending solution, the Mortgage Cadence Platform (MCP). The Platform is available from any device, anywhere, with specific role-based workflow automation and design.

Architecture 208

Architecture Mortgage Lending Tools 208

Housing Wire

MAY 8, 2023

For those in the mortgage space, there are a myriad of technology solutions claiming to help streamline lending operations and improve efficiency. When investing in a technology that someone else designed to automate workflows, it’s important to ask — how do I make this workflow work for me?

Technology 318

Technology Design Lending Business 318

Housing Wire

SEPTEMBER 21, 2021

The module can also accept appraisals for Home Equity Conversion Mortgages (HECMs), the administration announced last week. The announcement comes after more than a year’s worth of efforts by the FHA to streamline and modernize their FHA loan origination and claims process.

Appraisal 415

Appraisal Modernization Property Appraisal Design 415

Housing Wire

JANUARY 31, 2022

As part of its vision to reimagine servicing through innovative solutions, Freddie Mac has created Resolve, an integrated default management platform that delivers rules-based workout decisions in real-time, as well as supplemental data and insights to mortgage servicers. Resolve is a direct reflection of this commitment.

Clients 305

Clients Design Modernization Technology 305

Housing Wire

MAY 24, 2021

Notable in light of the current servicing challenges facing the industry, Stavvy’s eClosing technology is designed to facilitate faster borrower communication and closings as servicers work through loan modifications, referrals and forbearance. How modernized servicing creates customers for life.

Technology 351

Technology Lending Investors Modernization 351

Clear Capital

FEBRUARY 2, 2022

It’s an exciting time in the mortgage industry, especially for appraisals. Over the past few years, leading companies from across the industry have modernized and transformed how appraisals are manufactured to streamline the lending process and improve the borrower’s experience. What are the benefits of 1004 Desktop appraisals?

Modernization 69

Modernization Appraisal Appraisal Process Inspection 69

Housing Wire

MARCH 2, 2022

HousingWire recently sat down with Polly CEO Adam Carmel to discuss how lenders can break old habits and redefine the mortgage process through innovation and modern, advanced tech. Mortgage software should be an enabler and even more so, an accelerator. What is the most modern and comprehensive solution available today?

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Marketing Modernization Technology Tools 303

Housing Wire

AUGUST 1, 2023

From leading mortgage companies and real estate firms to spearheading groundbreaking initiatives and driving policy reforms, these honorees are making an indelible impact on housing.

Real Estate 370

Real Estate Realty Lending Mortgage 370

Appraisal Today

DECEMBER 16, 2022

Industry Insider Insight on Risk and Modernization. Fannie New Appraisal Form Modernization. NOTE: Please scroll down to read the other topics in this long blog post on Fannie December newsletter, estate appraisals real estate market, unusual homes, mortgage origination stats, etc. Worth attending. Appraisal Business Tips .

Modernization 52

Modernization Appraisal Contracts Real Estate 52

Appraisal Buzz

SEPTEMBER 5, 2022

Communication took on many forms, including development of written documents stating client reporting requirements, utilizing technology platforms to increase transparency throughout the appraisal process, and developing feedback to the appraiser on appraisal submissions. Appraisal Modernization. Technologies are moving fast.

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Appraisal Modernization Appraisal Process Technology 281

Housing Wire

APRIL 6, 2022

Between the recent rate hike from the Federal Reserve , the ongoing war in Ukraine and continued economic recovery following the pandemic, mortgage lenders across the country are managing a volatile housing market. More rate hikes from the Fed.

Modernization 343

Modernization Mortgage Marketing Design 343

Appraisal Buzz

MAY 6, 2024

Stan Middleman, Chairman and CEO of Freedom Mortgage, spoke of some insurers writing policies without coverage for wind to limit liability and losses, in response to rising instances of storm damage. ICON, an Austin based firm, has developed a 3D printed wall system.

HOA 370

HOA Insurance Legal Fees Valuation 370

Housing Wire

SEPTEMBER 8, 2022

When mortgage lenders are talking about compliance in loan origination or mortgage servicing, the worst case can be pretty bad, so we often see companies investing heavily in the best tools. Mike is an experienced mortgage loan officer. Developers don’t understand sales in our industry. Not anymore.

Business 397

Business Marketing Technology Tools 397

Housing Wire

AUGUST 8, 2023

Today’s low-volume, purchase-focused market is more competitive than ever, as mortgage lenders work to win more market share than their neighbor and aim to be as profitable as possible. First, the PPE should be architecturally designed to accommodate any lenders’ unique business strategy or use case.

Architecture 294

Architecture Technology Loan Officers Design 294

Housing Wire

FEBRUARY 7, 2022

Few things terrify lenders more than the arrival of a manila envelope from the Department of Housing and Urban Development ( HUD ) containing a redlining allegation. As some independent mortgage banks have found out, a modern-day redlining allegation does not need to prove intentionality.

Insurance 332

Insurance Modernization Lending Mortgage 332

Housing Wire

OCTOBER 26, 2021

Today, it’s not just about creating the mortgage asset. Responsive design makes the LOS as easy to use on a tablet as it is on a laptop or desktop. Next Generation software is designed to be easy to use and offer the user everything they need to take the next step in the loan origination process.

Architecture 291

Architecture Design Business Mortgage 291

Housing Wire

MAY 2, 2021

In order to help the mortgage industry reach its mission of the ‘one-day mortgage,’ we’re hyper-focused on streamlining the entire appraisal process.”. Reggora is driving appraisal innovation with a modern platform for mortgage lenders and appraisal vendors. Kevin Flynn, Vice President, Product.

Appraisal 207

Appraisal Appraisal Process Valuation Loan Officers 207

Clear Capital

APRIL 24, 2024

During his tenure, he has played an instrumental role in Clear Capital’s work alongside Fannie Mae and Freddie Mac to refine and modernize the appraisal process. Dan has masterfully taken on the responsibility of developing Clear Capital’s products and displays exceptional management of his teams to meet the needs of the industry.

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Modernization Appraisal Appraisal Process Inspection 36

Housing Wire

DECEMBER 1, 2020

A simple, ancient practice, one that often goes unnoticed despite the critical role it plays in the lives of millions of Americans, is getting modernized. They have developed technologies that update the process to mirror the modern way you do your banking, shop, and do pretty much everything else: by using the internet.

Law 342

Law Modernization Technology Legal 342

Housing Wire

JUNE 1, 2022

Rising interest rates, a shortage in housing supply and geopolitical turmoil have combined to create a uniquely challenging period for mortgage bankers and financial institutions. Meeting the needs of a new generation of homebuyers while managing the ebbs and flows of a volatile housing market is a major endeavor for any mortgage lender.

Marketing 267

Marketing Housing Market Mortgage Business 267

Appraisal Buzz

OCTOBER 11, 2021

If they’re in the mortgage industry, they’ll likely fall into one of two groups – those who understand the value you bring to the home finance transaction and those who think you fill out forms. Some appraisers are vehemently opposed to some of these modernization efforts because they remove some of the steps in our traditional process.

Appraisal 397

Appraisal Clients Advertising Investors 397

Housing Wire

SEPTEMBER 6, 2022

The racial homeownership gap between Black and white Americans is wider than it was in 1960, and a combination of higher mortgage interest rates, rising home prices and an antiquated model for evaluating consumers’ ability to repay is exacerbating the problem. Democratizing the credit decisioning process.

Landlords 408

Landlords Finance Technology Mortgage 408

Housing Wire

OCTOBER 20, 2023

Particularly in the 2023 economy, with interest rates on mortgage rates stubbornly perched around 7.5% Learn more Use this tool: Market Leader Market Leader is a comprehensive software solution designed to generate and nurture real estate leads. To maximize their potential, develop a well-thought-out strategy.

Real Estate 367

Real Estate Tools Open Houses Advertising 367

Appraisal Buzz

MAY 31, 2021

The term “redlining” comes from the development by the New Deal by the federal government of maps of every major metropolitan area in the country. These color codes were designed to indicate where it was safe to insure mortgages. These color codes were designed to indicate where it was safe to insure mortgages.

Valuation 370

Valuation Appraisal Real Estate Insurance 370

AmeriMac

MARCH 29, 2024

Reverse mortgages are becoming an increasingly popular financial tool for homeowners over the age of 62 who want to access equity in their homes. One important aspect of the reverse mortgage process is the appraisal, which determines the value of the property and plays a crucial role in determining the size of the loan.

Mortgage Appraisal 36

Mortgage Appraisal Appraisal Mortgage Appraisal Process 36

Clear Capital

JULY 19, 2022

By now the acronym “API” (Application Programming Interface) has become commonplace in the mortgage industry and many others. It’s important, first and foremost, [for an API] to be easy for other technology providers and developers to work with,” Chen said. “It Story by Mark Hollmer. READ FULL STORY.

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Valuation Modernization Technology Design 36

Appraisal Today

MARCH 15, 2024

NOTE: Please scroll down to read the other topics in this long blog post on USPAP and Personal Inspection, GSE Appraisal Modernization, Transaction costs and values including real estate commissions, unusual homes, mortgage origination stats, etc. = Is the GSE’s “Appraisal Modernization” Really Just Mass Appraisal? By Dallas T.

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Appraisal Inspection Modernization Business 69