Housing Wire

APRIL 21, 2023

“There is a reason the revised general Qualified Mortgage (QM) definition excludes the DTI ratio: Studies demonstrate that as a stand-alone measure, DTI is not a strong indicator of a borrower’s ability to repay.”

Logistics 410

Logistics Mortgage HOA Property Taxes 410

Assurance Financial

APRIL 29, 2021

If you plan to buy a home or refinance an existing mortgage, you’ll likely encounter mortgage loan terms and definitions that may be unfamiliar — especially if you’re buying a house for the first time. Use the home loan glossary below to get familiar with terms and definitions that might be new to you.

Mortgage 69

Mortgage Insurance Sellers Inspection 69

PennyMac

APRIL 18, 2022

Mortgage interest and property taxes may be tax deductible. Property taxes and HOA fees are the buyer’s responsibility. Rental insurance is inexpensive. While your financial picture is not the only deciding factor in the rent vs. buy debate, it’s definitely among the most important.

Landlords 36

Landlords Property Taxes HOA Insurance 36

PennyMac

JANUARY 16, 2022

Most definitely, Latin America is hot and seems to keep its upward trend in Americans’ preferences. Any residential property you own in addition to your primary residence will be taxed at the “non-homestead” rate, which is close to double the homestead rates in most states. Plus, it can be a great investment.

Investing 36

Investing Property Taxes Real Estate Renovations 36