Housing Wire

DECEMBER 21, 2023

I’m here to debunk the myths and explain why every veteran and qualifying service member should embrace this well-deserved benefit and capitalize on the opportunities it presents. The VA approves and contracts with local appraisal professionals to ensure a seamless process.

Mortgage 429

Mortgage Renovations Appraisal Process Finance 429

Housing Wire

DECEMBER 21, 2020

She ensured the association continued to provide networking and educational opportunities to the title insurance industry within the new platform. After the onset of the pandemic, Gottheim helped ensure the title insurance industry was deemed an essential business. Presented by: WFG.

Insurance 227

Insurance Government Advertising Legal 227

Listing Spark

FEBRUARY 6, 2023

Episode Summary In this episode, Aaron Jistel (Broker and Co-Founder at ListingSpark) focuses on how recent changes to Texas Real Estate Commission’s contracts and documents may affect home sellers and buyers. “It is important to get that notice out up front, and this contract is now going to make that a little bit more clear.

Contracts 36

Contracts Real Estate Sellers Buyers 36

Housing Wire

AUGUST 7, 2023

The capital, capability and content are present to make all real estate markets smarter, faster, safer and connected. Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. Consumers, communities and taxpayers are major beneficiaries.

Real Estate 335

Real Estate Supply Chain Architecture Brokerage 335

Housing Wire

FEBRUARY 24, 2021

Digital notary startup Notarize is now offering free notarizations in an effort to eliminate racial covenants in title insurance documents. Presented by: ServiceLink. Here’s what lenders should look for in a title provider. Supreme Court validated their use.

Law 334

Law Real Estate Brokerage Contracts 334

Housing Wire

DECEMBER 20, 2021

In the next five-to-10 years he wants to make it possible for a homebuyer to sign a contract on their new home on a Friday evening and move in on a Monday morning. Presented by: Doma. Taking a Page from Big Lenders to Achieve Game-Changing Speed.

Inspection 372

Inspection Contracts Appraisal Real Estate 372

Housing Wire

JUNE 11, 2021

If the appraised value ends up matching or is higher than the contract price, the transaction can continue as planned. Should the appraisal come in lower than the contract price, the closing process may be impacted. Sponsored content presented by Citibank, N.A. NMLS #412915. Member FDIC and Equal Housing Lender.

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Inspection Appraisal Buyers Appraisal Process 423

Eppraisal

OCTOBER 23, 2023

Your bid may need to be higher, your contract contingencies may be undesirable or other buyers may have more attractive financing requirements. You can say no to the counteroffer, accept it or propose new changes to the contract. Arriving at a verbal agreement differs from being in a contract.

Real Estate Agent 69

Real Estate Agent Sellers Inspection Real Estate 69

Berkshire Hathaway

APRIL 28, 2022

Reason #2: Real Estate Agents Provide Errors & Omissions (E&O) Insurance. You could draft the contracts yourself if you are a skilled litigator, or have a lawyer draft contracts for you, but neither of those options provide Errors & Omissions Insurance. Reason #3: Advertising your home.

Real Estate Agent 67

Real Estate Agent Advertising Insurance Real Estate 67

Housing Wire

JULY 12, 2022

This white paper will explore lenders’ key challenges presented by the legacy appraisal process, the hidden gaps affecting turn times, and how appraisal technology solves these gaps to improve efficiency and profitability. Presented by: Reggora. The seller accepts it; they go into contract. The State of Appraisals in 2022.

Appraisal 403

Appraisal Inspection Real Estate Agent Training 403

Raleigh Realty

AUGUST 17, 2021

Understanding Due Diligence and Earnest Money in North Carolina Real Estate When you go under contract on a home in North Carolina you are going to encounter terms like Due Diligence and Earnest Money. It's important to note that real estate contracts and laws change depending on what state you are in. Due Diligence: What Is it?

Real Estate 148

Real Estate Real Estate Agent Contracts Inspection 148

Realtor

OCTOBER 16, 2023

” However, keep in mind that you will have to pay private mortgage insurance if you put less than 20% down, which increases your monthly payments. “Given the rapidly rising asking prices and multiple-offer scenarios going on, it is quite possible that a property may not appraise at the agreed upon contract sales price.

Mortgage 190

Mortgage Real Estate Agent Real Estate Buyers 190

Cleveland Appraisal Blog

JUNE 18, 2022

This is why eminent domain appraisers often work closely with eminent domain attorneys to insure that these important concepts are fully understood and applied properly. USPAP and the Contract – Tim Andersen, The Appraiser’s Advocate Podcast. Top Reason For House Rules – The Folson Group Blog. Too many appraisers?

Appraisal 309

Appraisal Law Development Valuation 309

Housing Wire

MAY 2, 2024

Ben Hunsaker, a Beach Point Capital Management portfolio manager who is focused on securitized credit, said that during the past year, nonqualified mortgage (non-QM) AAA bond spreads have actually contracted from 155 to 135, while agency mortgage-backed securities (MBS) spreads have widened from about 118 to 134 over the same period.

Marketing 374

Marketing Mortgage Investors Sellers 374

Housing Wire

AUGUST 24, 2020

Every time he was presented with a mini action, the filter was ‘will this help me make a difference as a dad and husband?’ . Total Sales Calls Made Data Base calls Referral Partner calls Loans/Contracts as a % of the calls Closed Transactions as a % of the Loans/Contracts Hour Rate (every two weeks). It involves getting quite.

Contracts 249

Contracts Business Real Estate Insurance 249

Housing Wire

OCTOBER 13, 2022

Past is Present. Emblematic of the excesses that took place, in 1987 the FSLIC [the now-defunct Federal Savings and Loan Insurance Corp.] That’s primarily because the bulk of the nonbank assets that will be up for grabs in the industry re-alignment — mortgage loans and servicing contracts — are quality assets that are performing well.

Mortgage 361

Mortgage Marketing Buyers Sellers 361

The Robert Weiler Company

JANUARY 9, 2022

When turning over a commercial property from one tenant to another, it’s important that you make sure the space is presentable and up-to-date. Check the curb appeal; walk around the exterior to make sure the grounds are presentable. Insurance provisions. Make pertinent updates to fixtures, lighting, appliances, etc.

Tenants 78

Tenants Landlords Real Estate Property Management 78

Hank Miller Team

APRIL 9, 2024

Now focus on housing; rent, insurance, utilities, mortgage rates.what's decreased? The trash sits; overpriced, not well maintained, poorly presented and marketed.those are sitting on the curb. Well presented and appealing homes are getting traffic and moving quickly; just ask any of the many still frustrated home buyers around Atlanta.

Buyers 40

Buyers Sellers Real Estate Agents 40

CA Realty Training

JULY 20, 2021

But, dealing with contracts and disclosures comes with the territory when you’re in escrow. The escrow company is responsible for ensuring that every stipulation of the contract is met. All the required contracts and disclosures involved with the transaction must be completed and signed by all parties. By Karen D.

Real Estate Agent 69

Real Estate Agent Contracts Agents Real Estate 69

McKissock

JANUARY 6, 2023

Aside from that, there are also private mortgage insurance (PMI) providers, like Radian, MGIC, or Genworth that may have open appraisal-related jobs. The training work may include consulting, teaching, blogging, writing appraisal courses, webinar presentation, mentoring, or anything else that interests you in this capacity.

Appraisal 74

Appraisal Training Lending Land Management 74

Appraisal Today

MARCH 15, 2024

Unlike the standardized expectations of urban and suburban properties, rural properties often present unique characteristics that require a nuanced approach to valuation. It is presented as part of the GSEs “Appraisal Modernization” initiative, which aims to streamline the mortgage appraisal process. By Dallas T. percent from 7.02

Appraisal 70

Appraisal Inspection Modernization Business 70

Housing Wire

FEBRUARY 3, 2022

Analysts at Cider Knoll Holdings , an equity research firm specializing in nonbank mortgage originators, project earnings per share for 10 nonbank mortgage companies to contract 30% in the fourth quarter, compared to the previous quarter. The pessimism about nonbank mortgage lenders reflects market conditions.

Mortgage 369

Mortgage Retail Finance Investors 369

PennyMac

MARCH 4, 2024

When you work with a lender that provides this, you’re doing much of the legwork involved in obtaining a mortgage contract without actually finalizing it. Down Payment and Mortgage Insurance Most, but not all, home loans will require a down payment.

Loan Officers 65

Loan Officers Insurance Mortgage Sellers 65

Movoto

JANUARY 31, 2022

Title company representative: The title company insures the title status during closing. These people are involved in the sale but not typically present at the closing: Seller’s agent: The individual who arranges the transaction between buyer and seller. The seller: The current homeowner. Learn more about closing costs.

Real Estate Agent 36

Real Estate Agent Sellers Insurance Buyers 36

Appraisal Today

JUNE 16, 2023

(Freddie Mac Announcement: “Loan Collateral Advisor: Starting June 29 New Messages Alert Users to Certain Unacceptable Appraisal Practices,” April 28, 2023) To read, click here So, if we have the technology and tools to present our conclusions in clearer, fact-based ways, let’s get ahead of the program and make the changes proactively.

Appraisal 75

Appraisal Contracts Design Mortgage 75

McKissock

SEPTEMBER 20, 2021

Article 4 prevents Realtors® from presenting offers, purchasing, or acquiring an interest in any property through self or family members, or the firm’s members and families, or any controlled legal entity without first disclosing their actual position to the “owner or the owner’s agent or broker” in writing before any contracts are signed.

Real Estate 58

Real Estate Clients Real Estate Agent Realtors 58

Eppraisal

JULY 27, 2022

Title Fees Sellers have to pay the title company for their services and for a seller's title insurance policy. However, most real estate attorneys charge a flat fee for their services to represent you from contract date to closing date. Also, your real estate broker typically gets only part of the listing broker's commission.

Real Estate Agent 36

Real Estate Agent Real Estate Brokerage Sellers 36

Housing Wire

APRIL 13, 2022

a national title insurance underwriting company, said that a lot of the time the weak link in a phishing scheme is the real estate agent. “We are so centrally located in the ecosystem providing protections across the landscape to lenders that are contracting third-party services,” said Chaudhary.

Real Estate Agent 432

Real Estate Agent Mortgage Real Estate Agents 432

Listing Spark

DECEMBER 6, 2023

For one, you’re not required to have a lawyer present during a home real estate transaction. You can comfortably reduce the sales price in exchange for other contract terms. Either you or the buyer will pick the title company used and pay the fees for the title search and insurance. Let’s get technical for a second.

Realtors 36

Realtors Real Estate Agent Real Estate Agents 36

Appraisal Today

APRIL 21, 2023

2 Lenders require appraisers to carry E&O insurance because they routinely seek to hold appraisers responsible for loan losses. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($726,200 or less) increased to 6.43 The average contract interest rate for 5/1 ARMs increased to 5.56

Appraisal 52

Appraisal Contracts Modernization Mortgage 52

Appraisal Today

SEPTEMBER 23, 2022

Insurance companies. presented a unique challenge as the site was “on” the Willamette River as opposed to “by” the river. The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($647,200 or less) increased to 6.25 The average contract interest rate for 5/1 ARMs increased to 5.14

Appraisal 52

Appraisal Marketing Business Contracts 52

Appraisal Today

SEPTEMBER 30, 2022

As it turns out, both the appraiser and the home inspector had each independently inspected the home 18 months prior and both mistakenly reported a few of the smoke alarms present at the home, as CO detectors. National Counsel for Liability Insurance Administrators. The average contract interest rate for 5/1 ARMs increased to 5.30

Appraisal 52

Appraisal Inspection Easement Contracts 52

Listing Spark

SEPTEMBER 25, 2023

While you may not be able to eliminate title insurance costs, closing fees, and the buyer’s real estate agent commission, you can immediately reduce that 10% to 8% by managing the transaction yourself without the help of a listing agent. The only part of the transaction that cannot be entirely self-managed is the title work.

Investors 36

Investors Real Estate Agents Investing 36

Housing Wire

SEPTEMBER 21, 2023

There are a lot of agents today that still prefer having their customers sign contracts manually, with physical signature. We have tools where AI is very useful, like our lead generation products and lead nurturing where you detect buying signals and filter through a lot of noise, and then present that to agents. But it’s weird.

Technology 365

Technology Real Estate Agents Design 365

The Robert Weiler Company

APRIL 15, 2022

A more established company might choose a commercial space to lease because the contract offers more security over the long term. A commercial lease is a legally binding contract that details the relationship between a tenant and a landlord. Indemnity and Insurance. What does it mean to rent commercial space? Damage to Premises.

Tenants 144

Tenants Landlords Property Taxes Insurance 144

Appraisal Today

OCTOBER 14, 2022

After many years of reading appraisal reports, my response is “One that leaves the reader with few unanswered questions, allows the data to tell the story, keeps appraiser interventions to a minimum and is able to present a case for what a property is worth, as well as what it is not worth.”. Many residents don’t have flood insurance.

Appraisal 52

Appraisal Insurance Real Estate Business 52

Lamacchia Realty

MARCH 26, 2024

Condo sales in particular have experienced a significant decline in recent weeks which can be attributed to the ongoing insurance crisis in the state and to the increased association fees and/or added special assessments for condos due to the more stringent regulations resulting from the tragic Champlain Tower Collapse in Surfside, Florida.

Bracketing 60

Bracketing HOA Sellers Buyers 60