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The title insurance industry prepares for battle

Housing Wire

First American executives noted that refinance revenue had declined 68% compared to a year ago, on the firm’s third quarter earnings call with investors, while Old Republic International Corp.’s s president and CEO Craig Smiddy told investors on his firm’s Q2 2022 earnings call that refinance activity had “dried up.”.

Insurance 464
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ARMs race: adjustable-rate mortgages make a comeback

Housing Wire

The difference in cash required to close a loan, the difference in loan payment based on how long borrowers plan on living in the home, and the tax write-offs based on the borrower’s tax bracket are all things loan officers will need to inform borrowers. It’s not a bad thing for borrowers, lenders, and loan investors.

Mortgage 349
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Opinion: FHA should lower Mortgage Insurance Premium

Housing Wire

Compare this to the larger market of the GSEs who only hit a 45% FTHB rate and it is clear that FHA is the primary entry program to homeownership and hits younger people at a time where every penny counts — far more than those in higher income brackets. They range between GNMA investor confidence to past history.

Insurance 384
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The complete guide to selling rental property in 2022

Housing Wire

Roofstock Marketplace is a platform that brings together investors, both buyers, and sellers, who want to buy or sell property with tenants. Short-term capital gains are taxed at your regular tax rate and may bump you up until the next tax bracket for higher tax rates.

Tenants 343
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Investment Property: How Much Can You Write Off on Your Taxes?

Zillow

There are certain things you can do as a real estate investor to help manage your tax bill and maximize your after-tax return on investment. The IRS taxes the real estate portfolios of living investors in two primary ways: income tax and capital gains tax. (A A third way, estate tax , applies only to dead investors.).

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What the Biden tax plans mean for the housing market

Housing Wire

Investors in commercial estate utilize this provision to rollover capital gains from one property to a “like-kind” property.

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Appraising Fixer Uppers

Appraisal Today

The terms “entrepreneurial incentive” and “entrepreneurial profit” are typically discussed in terms of investment property, but the principles involved can also be applied to the many fixer-uppers—whether the buyer is a “purely investor type” or an “owner occupied investor type.”