articles the-current-challenges-to-increasing-the-homeownership-gap 
Housing Wire
MAY 10, 2022
This article is part of our housing market economic update series. While the homeownership rate in the U.S. has increased overall throughout the pandemic, this is not the same for all Americans. Home prices in the last few months have continued to increase at a double-digit pace. To register for the HW+ event, go here.
Housing Wire
JUNE 10, 2022
Because homeownership is traditionally considered one of the surest routes upward in a socially mobile society and the primary means by which Americans accumulate wealth, the inability to buy a home puts much more than just the real estate market in jeopardy. What is the “American Dream?” A crisis of affordability.
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Housing Wire
APRIL 10, 2023
HousingWire: How has the current market affected the way lenders approach customer relationships? Dustin Gray: You don’t have to be an economist to know it’s a challenging time to buy a home or get a loan. Another way to think about it is there are 110 million homes in the US – and 106 million of them won’t transact in the next year.
Housing Wire
SEPTEMBER 23, 2022
HW Media: What is your current favorite HW+ article and why? But ultimately, real estate is the business of delivering homeownership — the primary means by which most Americans build generational wealth — to people, and the affordability crisis challenges that, disproportionately affecting low-income homebuyers and people of color.
Appraisal Today
OCTOBER 7, 2022
54% of appraisers report that appraisal management companies (AMCs) have been among the greatest challenges in their businesses in the past year; 30% cite expanding regulations. Excerpts from NAR Report (link below): In May 2022, NAR Research conducted a survey of all 9,700 appraiser members and 50,000 randomly-selected non-appraiser members.
Housing Wire
SEPTEMBER 11, 2023
Late last year, Laurie Goodman, the famed MBS expert and a leader at the Urban Institute in Washington, penned an article in Barrons to explain why rates were so high. The question many in capital markets have been asking since the GSEs were put into conservatorship is this: Without Fannie , Freddie , or the Fed , who will buy the agency MBS?
Housing Wire
DECEMBER 7, 2020
household net worth, policies that significantly narrow the 30-percentage point Black-White homeownership gap , which is as wide as it was in 1890, could also help narrow a vast racial wealth gap. The incoming Biden administration has made improving racial equity a pillar of its domestic policy agenda, and appropriately so.
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