articles purchase-loans-drive-mortgage-applications-higher 
Housing Wire
FEBRUARY 16, 2021
Writing about digital mortgage in 2021, I am reminded of a cartoon in the New Yorker, in which two cavemen were starting a fire and one said “Stop saying everything is ‘unprecedented.’” Last year, traditional institutions were forced to manage their businesses remotely and consumers adapted to completely digital purchasing experiences.
Housing Wire
DECEMBER 8, 2021
Since 2014, inventory levels have fallen while purchase application data has risen. Not even 5% mortgage rates in 2018 budged this data line too much. However, it is good enough to drive inventory lower again, and we need to rethink this problem. Higher mortgage rates haven’t materialized as expected.
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Housing Wire
DECEMBER 14, 2020
On April 7, in an article for HousingWire , I proposed an economic model that showed what needed to happen for us to proclaim that “America is Back.” 9, in another article for my blog , I made the case that the economic conditions for the AB model had been met. Now, in December, we can cautiously say we made it through.
Housing Wire
FEBRUARY 8, 2021
Not the forbearance plans themselves, which allowed mortgage holders to delay their payments for many months, but the fact that 2.72 Forbearance will have to end at some point, and when it does, couldn’t all these homes flood the housing market at once, driving prices down and scaring would-be homeowners away from purchasing?
Housing Wire
OCTOBER 31, 2022
From the WSJ article: “ U.S. One of the unsung heroes of the most prolonged economic and job expansion ever recorded in history was the passing of the 2005 Bankruptcy Reform Act and the 2010 qualified mortgage rule under Dodd-Frank. Purchase application data is below 2008 levels today.
Housing Wire
NOVEMBER 5, 2020
Now, you’re likely asking yourself, Why am I reading about squirrels in a marketing article? Right now, if you’re a lender, LO, broker, tech company…or simply in the mortgage industry, you’ve likely been reveling in the refi, low-rate bounty that has suddenly come your way. A mortgage in the two ticket…Wow. Glad you asked.
Appraisal Today
APRIL 19, 2024
NOTE: Please scroll down to read the other topics in this long blog post on non-lender appraisals, forms to reports modernization, AMCs, earthquake risk, unusual homes, mortgage origination stats, etc. == == Rare Coastal Contemporary Manchester, MA, for $9M Excerpts: 5 bedroom, 4.5 bath, 5,258 sq.ft. AMCs are not going away.
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