Remove 2013 Remove Design Remove Investors Remove Lending
article thumbnail

What happens when borrowers have more control of the lending process?

Housing Wire

Yet borrowers have had limited agency in the lending process to date. FormFree, the ATP fintech led by HousingWire Tech Trendsetter Brent Chandler , is launching a blockchain-based exchange for consumers to take control of the lending process. The smart contract presents the borrower’s lending request to the exchange.

Lending 393
article thumbnail

CRT protects GSEs, taxpayers from unexpected disasters

Housing Wire

After reading the recent report from the Federal Housing Finance Agency on the performance of Fannie Mae and Freddie Mac’ s credit risk transfer programs, anyone unfamiliar with the purposes of CRT might understandably conclude that the GSEs vastly overpaid capital market investors and insurance providers to transfer credit risk off their books.

Insurance 272
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Opinion: FHA should lower Mortgage Insurance Premium

Housing Wire

In fact since 2013, as reported in the FHA report to Congress, the average home in America has risen in value by 79.09%. Just look at HUD’s own data on FHA lending: 1. They range between GNMA investor confidence to past history. This equity cushion is key to producing the safety net needed to keep the fund healthy.

Insurance 382
article thumbnail

OK to average adjusted comps on appraisals?

Appraisal Today

bath home was designed by local architect Rich Young. In Sacramento, Invitation Homes went on a rampage in 2012 and 2013, and purchased more steadily in subsequent years. Investor purchases of U.S. ”… Question 2: does the lending industry owe the appraiser a living? With only one owner, the.47-acre

article thumbnail

Patch of Land Enhances Crowdfunding Platform With New Autoinvest Functionality

Patch of Land

Los Angeles, California, September 25, 2017 ( Newswire.com ) - Patch of Land, a leading online real estate lending marketplace engineered to help real estate investors build wealth and generate cash-flow, has introduced AutoInvest. More information, including an introductory video can be found on the Patch of Land website.