Housing Wire

NOVEMBER 23, 2022

The current market downturn for mortgage lenders may be shorter than the previous cycles, mainly due to the recent rounds of workforce layoffs imposed by nonbanks. Nonbanks have more than 60% market share of mortgage industry production — and they are more likely than banks to move quickly to reduce capacity.

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Marketing Loan Officers Business Mortgage 343

Housing Wire

SEPTEMBER 27, 2022

Treasury Department amended in August 2012 for the third time the so-called preferred stock purchase agreements (PSPAs) with the government-sponsored enterprises (GSEs) Fannie and Freddie. As the mortgage world becomes more technologically interconnected, the risks to cybersecurity, data and infosecurity increase.

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Government Investors Law Finance 496

Housing Wire

SEPTEMBER 9, 2022

The pace of mortgage-backed securities (MBS) issuance in the nonagency market slowed considerably in July and August as rising interest rates and Federal Reserve MBS-purchase policy have combined to dampen the momentum exhibited in the private-label space in 2021 and over the first half of this year. billion over the same period in 2021.

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Marketing Mortgage Investors Legal 358

Housing Wire

MARCH 28, 2023

According to the complaint, Wells Fargo allegedly engaged in an “equity stripping” scheme that was “a combination of predatory and discriminatory lending, servicing, and foreclosure practices over the life of a mortgage.” The lawsuit also alleges that Wells Fargo originated high-cost loans to minorities at a rate of 2.3

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Lending Mortgage Legal 346

Housing Wire

JANUARY 27, 2022

But Fannie Mae , the government-sponsored entity that backstops a significant portion of the country’s mortgages, does not seek an exception to the 1974 Federal Privacy Act. After Hurricane Sandy in 2012, Congress increased NFIP’s borrowing limit to $30.5 billion, according to the Congressional Research Service.

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Insurance Government Law Real Estate Agent 352

McKissock

SEPTEMBER 21, 2021

Luckily, there are steps you can take to limit your legal liability and keep yourself and your business protected. Craig Capilla will discuss the legal ins and outs of the engagement letter to put appraisers in the best position to satisfy client expectations and limit liability. CE course: Avoiding Mortgage Fraud for Appraisers.

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Appraisal Legal Government Valuation 80

Housing Wire

NOVEMBER 3, 2023

“We may eventually have it where buyer commissions can be rolled into the mortgage. So, in 2012, he decided to start a property management company rather another traditional real estate brokerage. .” And, there are a lot of different outcomes that may happen when all is said and done.

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Real Estate Brokerage Buyers Property Management 299

Appraisal Today

DECEMBER 8, 2023

NOTE: Please scroll down to read the other topics in this long blog post on Non-lender appraisals, dealing with lender hassles, real estate market, unusual homes, mortgage origination stats, etc. = $36M Beachfront Beauty on Maui Hawaii Excerpts: What exactly makes this oceanside manse on Maui so desirable? Investor purchases of U.S.

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Appraisal Real Estate Contracts Design 67

Housing Wire

SEPTEMBER 28, 2023

Even though mortgage origination volumes are down, we’re experiencing a highly competitive purchase market. The mortgage lending industry exists to make home loans, not to repossess them. A 2012 Gallup Poll asserted that 58% of Americans preferred that the federal government take additional action to prevent foreclosures.

Legal 411

Legal Training Real Estate Business 411

Zillow

MAY 1, 2017

The legal description The legal description is everything you won't see in any real estate agent marketing or advertising. Mortgage liens Mortgage liens are generally listed directly below property taxes, and they're always ordered first, second, and third. Originally published March 22, 2012

Easement 36

Easement Property Taxes Legal Buyers 36

Housing Wire

AUGUST 31, 2022

After two record-setting years of mortgage origination volume, the mortgage industry is contracting, sharply. Based on our read of 2021 Home Mortgage Disclosure Act (HMDA) data, we estimate that total originations volume last year was $4.4 Source: Mortgage Bankers Association.

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Lending Mortgage Real Estate Loan Officers 382

Zillow

JUNE 8, 2018

In 2012, companies spent an average of $19,303 to move a new hire renter and upward of $90,000 to move a current employee homeowner, according to the Worldwide ERC, the association for professionals who oversee employee transfers. If a relocation package isn't discussed with your offer, you'll need to start the conversation yourself.

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Transportation Legal Training Law 59

Housing Wire

FEBRUARY 10, 2021

Perry brings 25 years of legal experience in the financial services industry, with expertise in fair housing and community development. Nunnink joined Freddie Mac in 2012 in production and sales where she led the development of several of Freddie Mac Multifamily’s more innovative offerings.

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Investors Development Legal Business 523

Housing Wire

MAY 25, 2021

Modernization will either take root and flourish throughout every branch of the mortgage industry, or our industry could miss a critical window to introduce meaningful reforms. Under this framework, mortgage investors like the GSEs would secure valuable data to inform their critical risk models that keep our housing ecosystem safeguarded.

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Appraisal Valuation Real Estate Modernization 325

Housing Wire

DECEMBER 29, 2023

And with the ability to buy down consumers’ mortgage rates while still maintaining double-digit margins, new construction grew to comprise roughly 30% of total housing inventory in 2023, more than double a normal year. million housing units due to a severe lack of supply produced between 2012 and 2019. million and 7.3

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Construction Supply Chain Inventory Housing Market 433

Housing Wire

FEBRUARY 10, 2021

Perry brings 25 years of legal experience in the financial services industry, with expertise in fair housing and community development. Nunnink joined Freddie Mac in 2012 in production and sales where she led the development of several of Freddie Mac Multifamily’s more innovative offerings.

Investors 363

Investors Development Legal Business 363

Appraisal Today

AUGUST 12, 2022

NOTE: Please scroll down to read the other topics in this long blog post on mortgage rates history, declining prices on high end homes, bias, unusual homes, mortgage origination stats, etc. =. Mortgage Rate History: Check Out These Charts. Excerpts: Mortgage rate history stretches back nearly a century. 29 Beds | 18.5

Appraisal 52

Appraisal Contracts Mortgage Business 52

The Robert Weiler Company

MARCH 15, 2021

Built on land that was once home to the Sunshine Terrace 11-story tower, part of the Riverside Bradley public housing complex was torn down in 2012 to make way for the innovative undertaking. That’s why special purpose property appraisals and commercial mortgage preapprovals are vital to your ultimate (buy) decision.

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Appraisal Property Appraisal Real Estate Buyers 158

Will Springer Realtor

JUNE 6, 2023

The portion of American adults who identify as LGBTQ+ is 7.2%, double the figure since 2012. The legalization of same-sex marriage in 2015 helped to improve homeownership opportunities for the LGBTQ+ community. The legalization of same-sex marriage in 2015 helped to improve homeownership opportunities for the LGBTQ+ community.

Real Estate 36

Real Estate Realtors Buyers Legal 36

Will Springer Realtor

AUGUST 11, 2023

NAR’s Housing Affordability Index is a good measure of whether a household earns enough to qualify for a mortgage on a typical home. The county has not seen a July figure this low since records have been archived for brokers in the early 2000s; the previous low of 2512 single-family new listings in July occurred in 2012.

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Buyers Development Construction New Listings 36

Housing Wire

JANUARY 20, 2021

Department of Housing and Urban Development declared Wednesday that the Federal Housing Administration will once again back mortgages for immigrants under the Deferred Action for Childhood Arrivals (DACA) program. HUD said DACA recipients who are legally permitted to work in the U.S. are not eligible for FHA-insured mortgages.” .”

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Mortgage Law Insurance Legal 546

On Q Financial

FEBRUARY 2, 2021

The Department of Housing and Urban Development announced on January 19, 2021, that the FHA would once again back mortgages for DACA recipients. Among other protections, DACA allows recipients to legally work in the U.S. are not eligible for FHA-insured mortgages.” History of FHA Loans for DACA Recipients.

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Law HOA Legal Government 42

Housing Wire

AUGUST 11, 2020

Kamala Harris (D-CA), chosen by former Vice President Joe Biden on Tuesday to be his running mate, has a rocky history with the mortgage industry. That part of the deal often was buried in small print in an inch-high stack of mortgage papers. The eventual amount agreed to in the settlement announced Feb.

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Mortgage Legal Lending Business 521