Housing Wire

MAY 19, 2022

If there’s a bet to be made on the future of the non-agency lending space, it’s that the adjustable-rate mortgage (ARM) will become far more popular this year as purchase mortgages increasingly dominate a housing market pivoting to an up-rate environment. ARMs came up at almost every meeting, so it’s very relevant.”.

Loan Officers 441

Loan Officers Lending Mortgage Housing Market 441

Housing Wire

AUGUST 7, 2023

Real estate still relies on a “system” unable to integrate production across the silos of media, brokerage, lending, insurance and trading. Geographically aware marketplaces that link listings, lending and liquidity will unlock actionable information. Many industries began to deploy electronic supply chains in the 1980’s.

Real Estate 338

Real Estate Supply Chain Architecture Brokerage 338

Housing Wire

AUGUST 30, 2022

This means all those men and women since 2012 who have been saying its housing 2008 all over again on their YouTube , Twitter, Facebook and other social media outlets simply don’t have the proper training to talk about housing economics. Nor can we ever have a credit sales boom again with lending standards back to normal.

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Inventory New Listings Law Housing Market 382

Housing Wire

JULY 19, 2021

Blend’s investors are apparently convinced that the company can radically transform lending, simplifying and digitizing regimented-but-clumsy processes that are still rather paperwork-heavy. Blend’s investors are betting that the firm can be much more than the tech that underpins mortgage application processing.

Insurance 382

Insurance Investors Technology Real Estate Agent 382

Housing Wire

MARCH 22, 2023

The Federal Reserve ‘s decision to raise the federal funds rate by 25 basis points on Wednesday signaled that officials are still focused on bringing down inflation to 2% while monitoring how much recent bank failures slow lending in the economy and cool demand. The national median existing-home sale price fell 0.2%

Mortgage 374

Mortgage Sellers Buyers Housing Market 374

Housing Wire

JANUARY 24, 2022

Non-QM mortgages include loans to the self-employed, such as small-business owners or gig workers, and other borrowers who fall outside the box of agency lending guidelines.). Six non-QM private-label securitizations backed by 4,600 loans valued at $2.8

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Mortgage Lending Finance Housing Market 317

Housing Wire

OCTOBER 12, 2020

Some of their biggest hits (or should I say misses) in the last 8 years have been the never-realized silver tsunami crash, the ever popular investor supply crash, the Airbnb supply crash, and this year, COVID-19 was for sure going to send prices crashing 30%-50%. The number isn’t growing; it’s slowly shrinking.

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Inventory Housing Market Marketing Mortgage 545

Housing Wire

NOVEMBER 23, 2022

While it is true that many nonbanks entered this downturn with a large war chest of cash and capital, this is more than offset by the impact of warehouse and investor covenants, which are causing lenders to move expeditiously to cut costs,” Jim Cameron, Stratmor Group ’s senior partner, wrote in a report published this week. “In

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Marketing Loan Officers Business Mortgage 346

Housing Wire

AUGUST 12, 2020

Fintech-focused Canapi Ventures led the investment, which brings Blend’s total venture raised to $365 million since its 2012 inception. Virtually every aspect of mortgage lending can be improved through digitization,” Mayopoulos added. Blend announced Wednesday it has raised a $75 million Series F round at a valuation of nearly $1.7

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Investing Loan Officers Technology Development 488

Housing Wire

JUNE 2, 2023

The transaction could also signal investors’ re-entry into the housing market after institutional investors shed properties at the end of 2022 following a drop in housing prices nationwide. The deal comes at a time when a lack of for-sale home inventory is boosting the appetite for homebuilders. according to the firm.

Real Estate 392

Real Estate Investors Investing Housing Market 392

Housing Wire

SEPTEMBER 12, 2023

Interest rates have risen from a low of less than 3% in 2012 to over 7% today, meaning that 99% – according to Goldman Sachs – have a lower rate and would not benefit from a refinance. This left a void in the mortgage lending market, which was filled by IMBs. Some are still doing this today and doing quite well.

Mortgage 368

Mortgage Investors Business Lending 368

Housing Wire

AUGUST 21, 2023

403 Homelight 1,444% 2012 Providing a platform that helps deliver better outcomes for homebuyers and sellers. 469 LoanStar Technologies 1,241% 2016 Enabling lenders to connect and lend to customers who are traditionally underbanked or unbanked. Other established names to make the Inc. Two companies on the list have been on the Inc.

Real Estate 359

Real Estate Real Estate Agent Technology Investors 359

Appraisal Today

DECEMBER 8, 2023

In Sacramento, Invitation Homes went on a rampage in 2012 and 2013, and purchased more steadily in subsequent years. The last unit they bought was in mid-2022 as far as I can tell… To read more, plus the 45+ appraiser comments, Click Here Investor Home Purchases Are Down Over 40% in Sun Belt Pandemic. Investor purchases of U.S.

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Appraisal Real Estate Contracts Design 67

Housing Wire

APRIL 8, 2022

housing market, and we should never ease lending standards to try to facilitate demand. Lending standards are already liberal enough, so we don’t need to go down that avenue. Late cycle lending is always a risk in the lending industry. However, late-cycle lending is always a risk for short sales and foreclosures.

Housing Market 392

Housing Market Marketing Inventory Lending 392

Housing Wire

FEBRUARY 10, 2021

Perry joined Freddie Mac in 2011 to oversee the company’s fair lending program. The company said Nunnink, who brings nearly a decade of experience working with Freddie Mac’s Optigo network, will leverage her relationships with investors, lenders and borrowers to drive industry-wide outcomes. “At

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Investors Development Legal Business 523

Will Springer Realtor

MARCH 14, 2023

decline over the 12 months ending March 2012. By contrast, between June 2008 ($513,077) and February 2012 ($348,790), King County home prices experienced a peak-to-trough change of 32% (graphic below) as the housing market struggled through a financial crisis of epic proportions. since January to $726,700, they are 4.4%

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Marketing Buyers Inventory Sellers 36

Housing Wire

SEPTEMBER 28, 2023

The mortgage lending industry exists to make home loans, not to repossess them. A 2012 Gallup Poll asserted that 58% of Americans preferred that the federal government take additional action to prevent foreclosures. Understandably, foreclosure has never been a popular topic. Nor should it be. It’s the antithesis of the American Dream.

Legal 412

Legal Training Real Estate Business 412

Housing Wire

FEBRUARY 10, 2021

Perry joined Freddie Mac in 2011 to oversee the company’s fair lending program. The company said Nunnink, who brings nearly a decade of experience working with Freddie Mac’s Optigo network, will leverage her relationships with investors, lenders and borrowers to drive industry-wide outcomes. “At

Investors 364

Investors Development Legal Business 364

Housing Wire

JULY 27, 2021

Unlike lenders or servicers for Fannie Mae and Freddie Mac , Ginnie Mae issuers are responsible for passing along payments to investors after borrower equity, federal agency and mortgage insurance resources are exhausted. If those issuers fail, Ginnie Mae is ultimately responsible for making those investor payments.

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Insurance Finance Government Mortgage 424

Housing Wire

FEBRUARY 14, 2023

Servicers haven’t faced this much regulatory oversight since 2012. Servicers will need to comply with requirements from CFPB , the GSEs (or other investors), as well as state and local regulators – and that’s going to take technology that can be quickly adapted as new requirements emerge. ACES hosted a webinar on Feb.

Technology 297

Technology Lending Mortgage Investors 297

Housing Wire

MAY 25, 2021

Freddie Mac also found a 50% increase in appraisals completed in 2020 compared to 2012, but no more appraisers on hand to complete those appraisals than there were in 2020. Under this framework, mortgage investors like the GSEs would secure valuable data to inform their critical risk models that keep our housing ecosystem safeguarded.

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Appraisal Valuation Real Estate Modernization 329

Housing Wire

AUGUST 3, 2023

Deitz said the “underbuilding” in the home market between 2012-2019 “left us with the housing deficit.” Deitz said the big national builders that are publicly traded companies and vertically integrated with lending arms and land-development companies “account for maybe a third or so of total single-family construction [volume based on units].”

Construction 368

Construction Development Finance Mortgage 368

Patch of Land

OCTOBER 5, 2018

Congress has opportunities to address some of the challenges financial technology firms face in the lending sector. The pace of financial technology innovation in the alternative lending space is nothing short of phenomenal, but it has meant headaches for lenders and vendors waiting for regulation to play catch-up. In 2016, the U.S.

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Lending Law Technology Investors 35