How housing credit is shaping housing inventory
Housing Wire
MAY 8, 2024
After 2010, qualified mortgage laws were in place, meaning everyone getting a mortgage has to be able to repay the loan. This is what happened post 2010: The millennials started to buy homes in 2013 and they finance 90% of those homes. This matters because inventory was already heading toward all-time lows before COVID-19.
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