2010 Development Lending Modernization 
Appraisal Buzz
APRIL 15, 2024
UAD originated in 2010 and since then we appraisers are accustomed to using codes like “C4,” “N;Res,” and “1200sf0sfin” in our mortgage appraisal reports to communicate the results of our analysis. Using the form structure, GSEs have been ingesting these eclectic abbreviations to develop a large database of residential valuation.
Clear Capital
JUNE 21, 2022
Fannie Mae’s study , while finding that homes owned by white borrowers were more often overvalued than homes owned by Black borrowers, furthered the discussion around Appraisal Modernization, including the use of AVMs in property valuations. AVMs should be used in the lending process to prevent appraisal bias. Valuation Equity.
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Will Springer Realtor
FEBRUARY 8, 2023
The good news is that people still want to live downtown, with the population at about 95K, a 67% increase since 2010 – quite remarkable growth in a dozen years. SEATTLE VOTES ON HOUSING ISSUE Seattle residents voted this week on whether the city should establish a public developer to build permanently affordable housing.
Will Springer Realtor
MAY 9, 2022
While these are promising developments, there will always be the affordability question. Kitsap County had the fewest number of units built per household formed between 2010 and 2020 (0.55). That was within the 28% ceiling considered affordable by common lending standards. >> Neilsen research shows that 11.5% CONDO NEWS.
Will Springer Realtor
OCTOBER 11, 2022
While investors of mortgaged securities help dictate their interest rates, the Federal Reserve is behind the scenes influencing the overall lending environment. Waller went on to say this adjustment is in no way like the horrific housing/financial crises of 2007-2010. That’s the first time a Fed official has acknowledged the U.S.
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