Housing Wire

JUNE 15, 2022

But this year, as rates have crested 6%, about 70% of Neat’s originations are adjustable-rate mortgages, a product that until recently had fallen out of favor due to the role they played in the housing crash of 2008 and a decade-plus of fixed-rate mortgages under 5%. . Stricter regulations, new guidelines. in 2005, the MBA said.

Mortgage 349

Mortgage Bracketing Loan Officers Investors 349

Housing Wire

NOVEMBER 17, 2021

During the Great Recession of 2008, the forecast actually went negative, resulting in a mandated draw from Treasury to meet the minimum 2% capital reserve ratio requirement. That is a far more aggressive standard than most private market capital cushions respectively. Just look at HUD’s own data on FHA lending: 1.

Insurance 384

Insurance Mortgage Bracketing Government 384

Genworth MI Blog

NOVEMBER 29, 2018

Recently, the rural housing landscape has sparked discussion about its lending, affordable housing availability, housing shortages and outreach to underserved demographics. In 2008, Congress passed the Housing and Economic Reform Act. Rural markets are commonly characterized by: Low population density. Although 97% of the U.S.

Appraisal 78

Appraisal Marketing Training Bracketing 78

Genworth MI Blog

NOVEMBER 29, 2018

Recently, the rural housing landscape has sparked discussion about its lending, affordable housing availability, housing shortages and outreach to underserved demographics. In 2008, Congress passed the Housing and Economic Reform Act. Rural markets are commonly characterized by: Low population density. Although 97% of the U.S.

Appraisal 78

Appraisal Marketing Training Bracketing 78