Miller Samuel

NOVEMBER 30, 2018

My friend and appraisal colleague Ryan Lundquist and I authored a petition on change.org to point out the growing wreckless behavior that is enveloping the mortgage process. There’s a proposal from the FDIC, Federal Reserve, and Treasury Department not to require appraisals for some mortgages under $400,000. As we say in the petition , this change can impact several groups in particular: consumers, the taxpayers, the housing market and appraisers.

Appraisal 300

Appraisal Inspection Real Estate Agent Agents 300

Genworth MI Blog

NOVEMBER 29, 2018

Relax, underwriters, it’s just rural. This story first appeared in HousingWire. Recently, the rural housing landscape has sparked discussion about its lending, affordable housing availability, housing shortages and outreach to underserved demographics. A spotlight has been cast on the rural space with questions probing why rural properties often face excessive underwriting conditions for appraisal issues and how rural lending can be increased to differentiate an organization.

Appraisal 78

Appraisal Marketing Training Bracketing 78

Realtor

NOVEMBER 21, 2018

istock/cnythzl A new proposal to reduce the number of homes requiring in-person appraisals could save home buyers and those attempting to refinance hundreds of dollars, and speed up the process. This may sound like a well-timed holiday blessing, but appraisers who would be affected by the change say it could also pose all sorts of problems. The plan would require human appraisals only for purchases of homes costing $400,000 and up.

Appraisal 78

Appraisal Sellers Government Real Estate 78

Robinson Appraisal Group

NOVEMBER 16, 2018

The one thing that always remains constant is change. As appraisers in this ever changing industry we have seen changes in the market, technology, bank requirements, emergence of management companies and appraisal form changes. The most recent Fannie Mae change is the removal of the 1004MC form in an appraisal. This form has been a requirement since 2009 as a tool to establish the increase, decrease or stabilization of markets in the aftermath of the housing crisis occurring between 2007 –

Tools 78

Tools Appraisal Lending Inspection 78

Advanced Appraisal

NOVEMBER 28, 2018

Chicago and South Suburban Appraisal Blog

Appraisal 78

Appraisal 78

Zillow

NOVEMBER 29, 2018

When former New Yorkers Erica Warren and Cici Harrison drove across the country and settled in the Pacific Northwest, they had a list of criteria for their new rental. They’d need a parking space, a home office so Erica could work remotely and, of course, a yard so they could adopt a dog. And this rental couldn’t be too splashy, because a cross-country move is expensive enough.

Landlords 36

Landlords Logistics Design Tenants 36

Genworth MI Blog

NOVEMBER 29, 2018

Relax, underwriters, it’s just rural. This story first appeared in HousingWire. Recently, the rural housing landscape has sparked discussion about its lending, affordable housing availability, housing shortages and outreach to underserved demographics. A spotlight has been cast on the rural space with questions probing why rural properties often face excessive underwriting conditions for appraisal issues and how rural lending can be increased to differentiate an organization.

Appraisal 78

Appraisal Marketing Training Bracketing 78

Realtor

NOVEMBER 21, 2018

istock/cnythzl A new proposal to reduce the number of homes requiring in-person appraisals could save home buyers and those attempting to refinance hundreds of dollars, and speed up the process. This may sound like a well-timed holiday blessing, but appraisers who would be affected by the change say it could also pose all sorts of problems. The plan would require human appraisals only for purchases of homes costing $400,000 and up.

Appraisal 78

Appraisal Sellers Government Real Estate 78

McCarthy Appraisal Blog

NOVEMBER 13, 2018

“What is my home worth” is probably the single most popular question asked when someone decides to put their home on the market. In real estate, finding out how much your home is worth is done through an appraisal, which determines the value of your house in the present day market. There are several factors taken into account when valuing a home…. The first is reproduction cost.

Appraisal 36

Appraisal Real Estate Market Value Design 36

Patch of Land

NOVEMBER 9, 2018

You may have heard the news that crowdfunding platform, RealtyShares, is no longer offering new investments on their platform, and we believe this means they will soon be closing their doors. There has been tremendous attention and excitement in the real estate crowdfunding space over the past five years, with Patch of Land and RealtyShares among the earliest players.

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Investors Investing Real Estate Business 36

Patch of Land

NOVEMBER 14, 2018

We have all heard the saying that smart real estate purchases are based on location, location, location. But that suggests you focus only on where to buy a home. What about when? Data indicates that there are definitely months of the year—and even specific days—when you are statistically more likely to acquire a property at a discounted price. On some days, in fact, that price can be many thousands of dollars below a property’s estimated market value.

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Market Value Buyers Lending Real Estate 48