Housing Wire

JULY 3, 2025

Despite strong interest in home-buying, affordability challenges and misconceptions about down payments are deterring many potential buyers, according to a new survey from NeighborWorks America. The nonprofit organization reports that 27% of U.S. adults say they plan to buy a home within the next year. However, among those who are postponing or not planning to purchase, one-third cite insufficient income relative to home prices as the primary obstacle.

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Appraisal Buzz

JULY 3, 2025

Mortgage rates dropped this week, with the average rate for a 30-year fixed-rate mortgage falling to 6.67%, down from 6.77% last week, according to Freddie Mac’s Primary Mortgage Market Survey. A year ago at this time, the average rate for a 30-year was 6.95%. “The average 30-year fixed-rate mortgage decreased for the fifth consecutive week,” says Sam Khater, chief economist for Freddie Mac, in a statement.

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Realtor

JULY 3, 2025

Getty Images Arizona ’s red-hot real estate market has helped homeowners build serious equity —but it’s also creating a quiet tax crisis for thousands of sellers. A federal capital gains rule that hasn’t changed since 1997 is now threatening to reduce profits for longtime owners across the state. According to the National Association of REALTORS ®, 48.5% of Arizona homeowners have surpassed the $250,000 capital gains exclusion available to single sellers.

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Empire Appraisal Group

JULY 3, 2025

News & Media tulcarion, Getty Images Source: [link] Staging Boosts Prices, Reduces Time on Market About three in 10 agents reported a 1% to 10% increase in home value when homes were staged, NAR found. Nearly half of sellers experienced faster sales. WASHINGTON — Nearly three out of 10 (29%) real estate agents reported that staging their sellers’ homes led to a 1% to 10% increase in the dollar value offered, and almost half (49%) of home sellers’ agents observed that home staging reduced th

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Realtor

JULY 3, 2025

Getty Images Condo conversions—once a go-to strategy for turning renters into homeowners—have slowed in recent years. As housing prices soared and interest rates climbed, many landlords held on to their units and many renters stayed put. But the market is shifting. With more inventory available and prices softening in some regions, we’re entering a more buyer-friendly phase.

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Realtor

JULY 3, 2025

Getty Images In California , where home prices have seen decades of uninterrupted growth, many homeowners are discovering that selling their property could come with a steep and unexpected tax bill. Thanks to a federal capital gains exclusion that hasn’t been adjusted since 1997, a majority of California sellers now face what’s increasingly known as a hidden home equity tax.

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Housing Wire

JULY 3, 2025

A bank statement loan — also called a Bank Statement Mortgage —lets self-employed borrowers qualify with 12–24 months of bank statements instead of tax returns or W-2s. Ideal for: Small-business owners Entrepreneurs Freelancers & gig-economy workers Independent contractors For these borrowers, the program evaluates actual cash flow rather than tax-restricted paperwork—offering a smarter route to approval.

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Realtor

JULY 3, 2025

Homebuyers are feeling the squeeze across the country as tight inventory, rising costs, and historically low home affordability push the dream of homeownership further out of reach for many middle-income families. But, the problem isn’t just about the number of homes we build—it’s about how we build them. That question is now fueling a new chapter in residential development.

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Inman

JULY 3, 2025

Regroup and rebuild a real estate team that's gone off the rails with content and advice from trainer Rachael Hite.

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Speaker: Dylan Secrest

Construction projects are high-stakes operations where even minor inefficiencies can lead to costly delays, safety concerns, and budget overruns. Managing risk in construction has always been a challenge, but as projects grow in complexity, traditional methods no longer cut it. Enter Digital Transformation - a game changer approach that replaces inefficiency with AI-powered analytics, real-time monitoring, and automated workflows to proactively manage risk.

Technology

Realtor

JULY 3, 2025

Getty Images The housing market continued trending more in favor of buyers in the week ahead of Independence Day, drawing more prospective homebuyers into the market. New listings and active inventory continued to rise on an annual basis for the week ending June 28, and homes spent longer on the market, according to the Realtor.com® economic research team’s weekly housing update.

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Inman

JULY 3, 2025

Many real estate brokerages have used joint ventures successfully to enter mortgage, title, insurance or property management verticals, Phillip Cantrell writes, increasing profitability and client retention.

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Realtor

JULY 3, 2025

Photo-Illustration by Realtor.com; Source: Getty Images In May 2025, nearly 1 in 5 homes on the market had a price cut , according to Realtor.com ® data—a clear sign that some of the country’s hottest housing markets are starting to cool. For homeowners who’ve watched their property tax bills climb as new home sales pushed their assessments higher and higher, it might seem like long-awaited relief is on the horizon.

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Housing Wire

JULY 3, 2025

While the Clear Cooperation Policy is the current hot topic in the real estate industry, homebuyer commission lawsuits — which were not part of the numerous nationwide settlement agreements reached late last month — still persist. Last week, Kevin Cwynar, an Illinois-based homebuyer, filed an antitrust lawsuit against The Real Brokerage , Real Broker LLC , Realty ONE Group , Realty ONE Group Excel , Vanguard Properties and The Agency.

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Advertiser: Trellis

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Real Estate

Realtor

JULY 3, 2025

Getty Images In the nation’s capital, more than half of all homeowners are now at risk of paying a hidden tax on the very equity they’ve spent decades building. A federal capital gains exclusion that hasn’t been updated since 1997 is placing a surprising financial burden on longtime D.C. residents who choose to sell. According to the National Association of REALTORS ®, 51.6% of Washington, D.C. , homeowners have equity gains that exceed the $250,000 exemption available to single filers.

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Home Value Realtors Real Estate Sellers 90

Mortgagebroker News

JULY 3, 2025

CONTINUE TO SITE CONTINUE TO SITE US CA AU NZ UK NEWS Broker Intel News BROKER INTEL MORTGAGE INDUSTRY Business growth Guides Industry moves Industry news Industry trends Market updates BEST IN MORTGAGE SPECIALTY Alternative lending Broker insights Commercial Investment Reverse TV RESOURCES Premium content CMP Talk E-mag Events White papers Mortgage Broker Software Reviews SUBSCRIBE News B.C. homebuilders welcome deferral of development fees amid housing slowdown New policy allows 75% of fees to

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Realtor

JULY 3, 2025

Jacqueline Nix/Getty Images A growing number of Alabama homeowners are learning the hard way: sitting on decades of home equity can come with a tax surprise. It’s a little-known consequence of a federal tax rule that hasn’t changed since 1997—and it’s quietly reshaping how and when people move. This home equity tax—or the capital gains bill triggered by the sale of a primary residence—now affects 13.4% of homeowners in Alabama, according to new data from the National Association of REALTORS ®.

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Housing Wire

JULY 3, 2025

Leading Real Estate Companies of the World (LeadingRE) has added The Training Academy LLC to its Solutions Group — a curated program of preferred business resources available to its global network of 550 real estate firms. The Training Academy, based in Florida and led by founder Dan Elzer, provides leadership development and operational strategy consulting tailored to the real estate industry.

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Training Real Estate Business Development 394

Realtor

JULY 3, 2025

annhfhung/Getty Images In Alaska , where homeowners often stay for decades, property values have climbed steadily—especially in urban hubs like Anchorage and Juneau. But now, many long-term owners are facing an unpleasant surprise when they go to sell: a large chunk of their home equity may be subject to taxes. New data from the National Association of REALTORS ® shows that 22.5% of Alaska homeowners exceed the $250,000 capital gains exclusion for individuals, while 2.7% go beyond the $500,000 e

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Law Realtors Real Estate Sellers 95

Inman

JULY 3, 2025

Find out how this global ambassador for Houston real estate goes beyond selling to solve his high-net-worth clients' real estate challenges.

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Real Estate Clients Investing Brokerage 88

Realtor

JULY 3, 2025

Realtor.com For many homeowners in Arkansas , selling their property today could trigger a costly and unexpected tax bill. A federal capital gains rule that hasn’t been updated in more than 25 years is quietly turning home appreciation into a liability—and it’s catching many longtime Arkansans off guard. According to a new National Association of REALTORS ® report, 11.5% of Arkansas homeowners have gained enough equity to exceed the $250,000 federal capital gains exclusion limit for single filer

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Sellers Realtors Inventory Law 80

Housing Wire

JULY 3, 2025

Century 21 Real Estate is expanding its footprint in northeastern North Carolina through the affiliation of Carolina Land and Home Realty — a full-service brokerage based in Ahoskie. The office will now operate as Century 21 Land and Home Realty. Broker-owner Clay Revelle, a native of Northampton County, purchased the brokerage in 2021. He holds a degree in agricultural business management from North Carolina State University and began his real estate career in 2010 with a focus on farm, land, r

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Realtor

JULY 3, 2025

Realtor.com/Getty Images For millions of homeowners in high-tax states , property taxes haven’t just been painful—they’ve been punishing. As home values soared over the past decade, property tax bills rose right along with them. But a 2017 tax law placed a hard ceiling on how much homeowners could deduct from their federal taxes—capping it at $10,000 for all state and local taxes combined, including property taxes and income taxes.

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Mortgagebroker News

JULY 3, 2025

CONTINUE TO SITE CONTINUE TO SITE US CA AU NZ UK NEWS Broker Intel News BROKER INTEL MORTGAGE INDUSTRY Business growth Guides Industry moves Industry news Industry trends Market updates BEST IN MORTGAGE SPECIALTY Alternative lending Broker insights Commercial Investment Reverse TV RESOURCES Premium content CMP Talk E-mag Events White papers Mortgage Broker Software Reviews SUBSCRIBE News Canada probes landlord price-fixing in private messaging groups Canadian watchdog warns of potential collusio

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Landlords Tenants Property Management Tools 53

Realtor

JULY 3, 2025

Realtor.com Colorado ’s homeowners have watched their properties soar in value over the last two decades—but for many, that appreciation could come with a serious tax consequence. A federal rule that hasn’t changed since 1997 is now creating a hidden home equity tax for nearly 6 in 10 Colorado homeowners. According to the National Association of REALTORS®, 59.5% of homeowners in Colorado have exceeded the $250,000 capital gains exclusion for individuals.

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Home Value Realtors Sellers Modernization 95

Housing Wire

JULY 3, 2025

Compass continues to welcome agents to the firm, this time via two independent brokerage integrations in Texas. Vista Real Estate and Halo Group Realty are joining Compass , according to an announcement on Thursday. Vista Real Estate serves clients in central Texas and has more than 60 agents, while Halo Group Realty serves clients in the Dallas -Fort Worth metro area and has 40-plus agents.

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Realtor

JULY 3, 2025

Getty Images In Connecticut , nearly 1 in 4 homeowners could be subject to a costly surprise when they sell their home: a hidden home equity tax that eats into decades of accumulated value. As home prices have appreciated across the state, a federal tax rule that hasn’t changed since 1997 is beginning to catch more sellers off guard. According to the National Association of REALTORS®, 23.9% of Connecticut homeowners have built up enough equity to exceed the $250,000 capital gains exclusion for i

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Sellers Realtors Inventory Real Estate 91

Mortgagebroker News

JULY 3, 2025

CONTINUE TO SITE CONTINUE TO SITE US CA AU NZ UK NEWS Broker Intel News BROKER INTEL MORTGAGE INDUSTRY Business growth Guides Industry moves Industry news Industry trends Market updates BEST IN MORTGAGE SPECIALTY Alternative lending Broker insights Commercial Investment Reverse TV RESOURCES Premium content CMP Talk E-mag Events White papers Mortgage Broker Software Reviews SUBSCRIBE Market Updates Calgary home sales slide 16.5% in June as inventory keeps surging CREB points to growing supply and

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Realtor

JULY 3, 2025

Getty Images More and more, parents and older generations are stepping in to help the younger ones achieve the American dream—whether by contributing to a down payment or passing down the family home. It’s a generous impulse, one that’s often inspired by a desire to give while they’re still around to see their loved ones benefit. But what many don’t realize is that gifting property, or even the cash to buy it, can come with unexpected tax consequences.

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Appraisal Partners Blog

JULY 3, 2025

Homeowners often accept their annual property tax bill without much question. Yet many of these bills reflect inflated assessments that don’t align with the actual value of the home. That gap can quietly cost you thousands over time. When was the last time you double-checked whether your home’s assessed value truly reflects what it’s worth in the current market?

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Realtor

JULY 3, 2025

Getty Images Mortgage rates continued to fall Thursday, slipping to a 12-week low ahead of the holiday weekend as markets awaited key economic data before the next Federal Reserve policy meeting. The average rate on 30-year fixed home loans decreased to 6.67% for the week ending July 3, down from 6.77% last week, according to Freddie Mac. Rates averaged 6.95% during the same period in 2024.

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Housing Wire

JULY 3, 2025

It’s been just over a week since Federal Housing Finance Agency (FHFA) Director Bill Pulte directed Fannie Mae and Freddie Mac to start preparing for the use of cryptocurrency in single-family mortgages. With limited guidance beyond the FHFA’s directive , mortgage originators and industry experts are working to assess how cryptocurrency could be applied to mortgages.

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