Housing Wire

JANUARY 7, 2025

Amid a regulatory push ahead of the White House transition, the Consumer Financial Protection Bureau (CFPB) unveiled a new rule on Tuesday to eliminate medical debt from credit reports. The regulation is expected to raise the number of mortgage approvals by about 22,000 loans per year. The rule amends Regulation V, which enforces the Fair Credit Reporting Act (FCRA), and prohibits credit reporting companies from including medical bills in reports provided to lenders.

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Appraisal Buzz

JANUARY 7, 2025

A third of American homeowners (34%) say they will never sell their house, while another 27%say they wont think about doing so for at least 10 years. According to a recent survey that Redfin commissioned, that is. Only 8% of homebuyers intend to sell in three to five years, and 7% within the following three years, whereas nearly one-quarter (24%) of them aim to sell in five to 10 years.

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Property Taxes Real Estate Agent Mortgage Agents 341

Housing Wire

JANUARY 7, 2025

Housing affordability is a constant issue faced by working-class renters and homebuyers in recent years. Despite rising home prices and mortgage rates , online lender NetCredit highlighted two major cities with a glimmer of hope for average earners seeking affordable housing in 2025. NetCredit’s released an analysis this week of the 100 most populous cities in the U.S.

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Sacramento Appraisal Blog

JANUARY 7, 2025

Whats the housing market going to do in 2025? Nobody has a crystal ball, but here are some things on my mind. Scroll quickly by topic or digest slowly. Anything to add? UPCOMING SPEAKING GIGS: 1/15/25 Mike & Joel Event (free online (register Eventbrite)) 1/16/25 Sac Real Producers event (details TBA) 1/22/25 Windermere El Dorado […] The post Real estate trends to watch in 2025 first appeared on Sacramento Appraisal Blog.

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Real Estate Housing Market Appraisal Marketing 357

Speaker: Timothy Allsopp

Payment challenges often lead to delayed projects, financial bottlenecks, and strained relationships. With construction projects becoming more complex, outdated processes are no longer sustainable. By refining financial workflow, companies can improve cash flow, reduce error, and foster trust between stakeholders. Discover practical strategies for redesigning payment systems to overcome workflow challenges while creating a smoother, more reliable process for contractors and subcontractors alike.

Construction

Housing Wire

JANUARY 7, 2025

Experian has become the latest focus of the Consumer Financial Protection Bureau (CFPB) as the agency intensifies its regulatory and enforcement activity ahead of the impending White House transition. On Tuesday, the CFPB filed a lawsuit against Experian in a U.S. district court in California, accusing the credit reporting giant of violating the Fair Credit Reporting Act (FCRA) and the Consumer Financial Protection Act (CFPA).

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Law Finance Real Estate Business 333

Housing Wire

JANUARY 7, 2025

Fannie Mae ‘s Home Purchase Sentiment Index (HPSI) decreased 1.9 points in December to 73.1 a figure substantially higher than year-ago levels due to ongoing mortgage rate optimism. The index reported that consumers continue to expect mortgage rates to decline over the next 12 months. In December 2024, the share of consumers that expected mortgage rate shrinkage held steady at 42%, lower than November’s 45%.

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Mortgage Housing Market Marketing 353

Real Estate News

JANUARY 7, 2025

Just a month after the company announced an investigation into its rental pricing practices had ended, the DOJ is back with an updated, expanded lawsuit.

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Housing Wire

JANUARY 7, 2025

Across the board, mortgage and real estate respondents to the HousingWire Pulse Q1 2025 survey say the housing market will be flat for the first three months of 2025. The majority chose “flat” when asked the direction of home sales and home prices. The good news? HousingWire experts are forecasting a more positive outlook for this year’s housing market in their recent 2025 Housing Market Forecast: The Path to Recovery.

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Housing Market Real Estate Agent Marketing Real Estate 327

Real Estate News

JANUARY 7, 2025

Consumer sentiment was relatively high in December, largely driven by expectations of declining mortgage rates in 2025.

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Mortgage 241

Advertiser: Trellis

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Real Estate

Housing Wire

JANUARY 7, 2025

The new year has arrived, but little has changed regarding the direction of mortgage rates and their impact on the U.S. housing market. At HousingWire s Mortgage Rates Center on Tuesday, the 30-year fixed rate averaged 7.09%. That was up 2 basis points (bps) from a week ago. The 15-year fixed rate was slightly higher at 7.11% and was up 11 bps in the past week. “The 10-year yield is currently close to my peak forecast of 4.70%.

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Housing Market Mortgage Marketing Inventory 331

Appraisal Buzz

JANUARY 7, 2025

Clearly, 2024 was a challenging year for the mortgage industry. Although there was some hope at the start of the year that business would pick up, it simply did not happen, save for a bump in refinances that came in the third quarter. In response, some mortgage companies and servicers chose to stay the course and recommit to their current workflows, technology, and processes.

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Housing Wire

JANUARY 7, 2025

While the U.S. housing market was relatively slow in 2024, experts say the luxury sector was an outlier and they are anticipating even stronger conditions in 2025. According to The Trend Report released Monday by Coldwell Banker s Global Luxury program, the brands luxury property specialists expect more luxury buyers to reenter the market in 2025. Overall, the agents surveyed have a positive outlook for the year, driven by renewed confidence in the market, a larger selection of desirable propert

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Housing Market Luxury Properties Marketing Design 319

Real Estate News

JANUARY 7, 2025

Watch the conversation as the CEO of Matterport shares his pitch to skeptical agents and his push to create the forward-looking ecosystem homebuyers expect.

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Real Estate Agents 209

Housing Wire

JANUARY 7, 2025

The reverse mortgage industry has long sought to streamline and maximize its ongoing efforts to connect with prospective borrowers. After a challenging year for the mortgage industry broadly and the reverse mortgage business specifically, companies are aiming to assess the best ways to accomplish these ongoing goals. Several reverse mortgage industry professionals who spoke with RMD in the closing days of 2024 described how some of these efforts could manifest themselves in 2025.

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Clients Mortgage Loan Officers Real Estate Agent 309

Appraisal Buzz

JANUARY 7, 2025

Despite a 1.9-point decline in December to 73.1, the Fannie Mae Home Purchase Sentiment Index (HPSI) was still significantly higher than it was a year earlier, partly because of continued optimism about mortgage rates. Although Decembers 42% share was lower than last months 45%, it is still significantly better than last Decembers 31% share, indicating that a majority of consumers still anticipate mortgage rates to drop over the next 12 months.

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Mortgage Housing Market Marketing Appraisal 195

Housing Wire

JANUARY 7, 2025

South Carolina -based homebuilder Mungo Homes announced Monday that Geoff Shiley has assumed the role of CEO. Shiley succeeds longtime CEO Steven Mungo, who will move into the role of executive chairman for the company. Shiley, who has been with Mungo Homes for nearly 20 years, most recently held the titles of president and chief operations officer.

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Business Marketing Housing Market 315

Appraisal Buzz

JANUARY 7, 2025

The U.S. Department of Housing and Urban Development (HUD) has allocated nearly $12 billion in Community Development Block Grant-Disaster Recovery (CDBG-DR) funds for communities across 24 states and territories. To provide guidance for the implementation of this funding, HUD also published the Universal Notice for Community Development Block GrantsDisaster Recovery (CDBG-DR).

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Development Transportation Business Design 195

Housing Wire

JANUARY 7, 2025

HousingWire, the leading source for housing market news and information, announced its partnership with Columbus Realtors, the largest city-based Realtor association in Ohio. This collaboration will provide access to HousingWires cutting-edge news and information to 8,500 members of Columbus Realtors, empowering brokers and agents with critical resources to stay ahead in the ever-evolving real estate industry.

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Realtors Real Estate Housing Market Clients 291

Appraisal Buzz

JANUARY 7, 2025

Mike Brown has been appointed chief product officer at mortgage verifications solutions provider Xactus. Brown previously served as the firms chief integration officer. He has nearly 25 years of experience in the financial services industry and has focused much of his career on verification solutions and related mortgage and financial products. Prior to joining Xactus, he served as CEO of CIS, which was acquired by Xactus.

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Housing Wire

JANUARY 7, 2025

The U.S. Department of Housing and Urban Development (HUD) on Tuesday announced the allocation of nearly $12 billion in Community Development Block Grant-Disaster Recovery (CDBG-DR) funds for communities across 24 U.S. states and territories. This money is designed to go toward long-term recovery efforts for communities impacted by recent natural disasters.

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Development Design Business Mortgage 289

Appraisal Buzz

JANUARY 7, 2025

U.S. home prices increased 0.6% in November compared with October and were up 3.4% compared with November 2023, according to CoreLogics home price index. The index shows that home price growth has slowed dramatically during the past year: In November 2023, home prices were up 5.2% compared with November 2022, whereas a year later, they had only increased 3.4%.

Mortgage 195

Mortgage Buyers Appraisal Marketing 195

Housing Wire

JANUARY 7, 2025

The nations demographics continue to tr e nd older while home prices experienced a run-up during the pandemic. That means most members of the baby boomer generation are sitting on as much as $17 trillion in home equity as of the second quarter of 2024, and they are largely planning to keep that wealth within their own families. This is according to a December report issued by government-sponsored enterprise (GSE) Freddie Mac.

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Government Finance Technology Development 265

Appraisal Buzz

JANUARY 7, 2025

Outamation , which makes automated workflow technology for various industries including the mortgage industry, has unveiled Outamate Mods, a next generation workflow automation solution for loan modifications. Tailored for the mortgage industry, Outamate Mods is poised to redefine how businesses approach compliance, efficiency, and client experience, the firm says in a release.

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GoForrmz

JANUARY 7, 2025

Originally published on 04/26/2017. Optimize your real estate management with digital forms Property management and real estate are dynamic industries with responsibilities that constantly shift, ranging from tenant placement to ensuring compliance with real estate board regulations. For professionals striving to deliver exceptional service, staying organized and responsive is key.

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Real Estate Tenants Property Management Clients 148

Appraisal Buzz

JANUARY 7, 2025

James Whitlinger has been appointed executive vice president and chief financial officer (CFO) at Freddie Mac. Whitlinger previously served as the companys senior vice president and single-family CFO since 2014. He has served as interim CFO since June of 2024, following the departure of Christian Lown, who served as CFO from June of 2020 to June 2024.

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Finance Real Estate Appraisal 195

Inman

JANUARY 7, 2025

Broker Annette DeCicco offers lessons learned from her father, a hall-of-fame fencing coach, that can be your roadmap to generating more leads in 2025 and beyond.

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Business Agents Marketing 165

Mortgagebroker News

JANUARY 7, 2025

What's driving the slow recovery in the economy?

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Inman

JANUARY 7, 2025

Americans are more hopeful that the economy is on the right track than they were a year ago, but only 1 in 5 thought December was a good time to buy a home, Fannie Mae surveys show.

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Marketing Mortgage 149

Mortgagebroker News

JANUARY 7, 2025

New program features tiered benefits

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Inman

JANUARY 7, 2025

Greystar Real Estate Partners, Blackstones LivCor and Cushman & Wakefield are among the institutional landlords accused of fixing rental prices to the detriment of "millions" of renters.

Landlords 144

Landlords Real Estate Property Management Technology 144

Mortgagebroker News

JANUARY 7, 2025

Is this the next big investment?

Investing 74

Investing 74

Inman

JANUARY 7, 2025

In a bizarre mixup, Oren was accidentally flown to New York City by the U.S. Marshals Service on Tuesday, even though he was due to appear in court in Miami for a bail hearing. He has been ordered to return to Miami for a rescheduled hearing on Wednesday.

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