Housing Wire

FEBRUARY 13, 2023

The housing market experienced more volatility last week, with housing inventory dropping as mortgage rates moved higher. Weekly housing inventory continues to decline, as we saw a decrease of 13,238 units, double the amount we had this time last year. From 2014 to 2016, housing inventory bottomed out in January.

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Housing Wire

MAY 3, 2022

Logan Mohtashami: Yes, purchase application data has always been a useful forward looking indicator for housing, especially when we are dealing with higher mortgage rates. After making some Covid-19 adjustments to the data line, we will have our first negative year over year since 2014, unless something changes on the mortgage rate side.

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Housing Wire

JUNE 11, 2023

Here are the number of new listings for this week over the last several years for perspective: 2021: 79,827 2022: 86,625 2023: 63,583 After 2010, housing inventory can grow in the U.S., but it needs weakness in demand and days on market to grow so inventory can accumulate.

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Housing Wire

JUNE 28, 2022

This data line lags the current housing market as it’s a few months old. Since 2014, we’ve not seen the credit housing boom that we saw from 2002-2005. million, the housing market can be sane again, even though those levels were the historically low levels of inventory going back to 1982.

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Housing Wire

OCTOBER 1, 2022

However, there are a number of attention-grabbing headlines, which unfortunately only compare today’s housing market to the very recent history of the last two years. It is always good to know where we are with the real estate market, but it is essential to keep all data in historical perspective. . Historically 2.5

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Housing Wire

NOVEMBER 9, 2022

But I need to explain why this level has more in common with 2014 housing data than the credit stress markets of 2005-2008, and why you should care. Understanding this data line and what it is trying to tell you will be more valuable than erroneously thinking the market is crashing and we’ll see a wave of foreclosures.

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Housing Wire

JUNE 8, 2022

I am going to do my best to try to make sense of what is happening with the housing market right now, since the years 2020-2024 have been a talking point of mine for years and my biggest concern since the fall of 2020 has been prices overheating — not having a deflationary collapse. . A short history of the housing crash narrative.

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Housing Wire

DECEMBER 15, 2023

Wu founded Opendoor in 2014 and brought the company public in December 2020. Over the past three years, the iBuying giant has struggled with its financial performance, riding out the highs and lows of the COVID-19 pandemic housing market. Carrie Wheeler, who took over the CEO role last year, will retain her position.

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Housing Wire

JULY 20, 2022

The savagely unhealthy housing market is continuing as we get closer to August. I have been talking about the range of inventory that I need to see to remove the ‘ savagely unhealthy’ housing market theme. million, we will be in a much better place for housing. This is the unhealthy aspect of housing.

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Housing Wire

JULY 7, 2022

Roughly eight in 10 consumers participating in a recent survey are frustrated with the housing market, inflation and the increasingly worsening economy — reflecting record-setting dissatisfaction from respondents of Fannie Mae ‘s Home Purchase Sentiment Index (HPSI). million units in 2022.

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Housing Wire

AUGUST 10, 2022

One of the most important housing market stories in recent weeks has been the decline in new listings , which has slowed the growth rate of total inventory. Once that happens, I can finally take the savagely unhealthy housing market theme off my talking points. What does this mean? million to 1.93

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Housing Wire

MAY 2, 2023

In November 2014, Yeager received the recognition of ALTA Honorary Membership. Due to housing market headwinds , the firm’s title segment saw its net premiums and fees earned during the quarter drop] 41.6% He has also served as the chairman of ALTA’s Underwriters’ Section and as the president of its board of directors.

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Insurance Housing Market Marketing 381

Housing Wire

AUGUST 7, 2020

Since the iBuying industry launched in 2014, billions of dollars have poured into companies created to disrupt the real estate industry and transform the way consumers buy and sell houses. Zillow Group , which launched its iBuying arm, Zillow Offers , in April 2018, was active in 24 markets prior to COVID-19. Already a member?

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Housing Wire

MAY 6, 2022

Some historical references: The last two times rates rose, this is what we saw — 2013/2014 negative — 20% year over year trend 2018 purchase application data was flat to slightly positive all year long; we only had three mild negative years over year prints when rates headed to 5%. This data line is trend survey data.

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Housing Wire

MARCH 1, 2021

When we keep this data line’s seasonality in mind, we can get a pretty good picture of the housing market’s health. When the housing market isn’t doing great, purchase application data shows negative year-over-year data for the entire year.

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Housing Wire

FEBRUARY 26, 2021

During the interview, HW+ Managing Editor Brena Nath interviews Mohtashami on his most recent article , “We need higher mortgage rates to cool the housing market.”. In his opinion piece, Mohtashami states, “For 2021, we need to root for a repeat of what happened in 2013-2014 and 2018-2019.

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Housing Wire

MAY 2, 2022

Adjustable-rate mortgages, which typically have lower interest rates than fixed-rate mortgages, have become an attractive option for borrowers in a challenging housing market. The spread between 30-year and ARM offerings is the widest it’s been since 2014 and within 20 basis points of an all-time high. .

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Housing Wire

SEPTEMBER 13, 2022

housing market that have 2019 inventory levels or higher are off my savagely unhealthy housing market list; those areas see effective pricing as demand gets weaker. Traditionally speaking, post-2012, inventory growth came in years where demand was weaker from mortgage buyers: 2014 and 2022. The parts of the U.S.

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Housing Wire

NOVEMBER 13, 2023

“Given the erosion of housing affordability due to higher home prices and mortgage rates , the household income for those who successfully purchased homes jumped by nearly $20,000 and topped six figures for only the second time in our records,” Jessica Lautz, NAR deputy chief economist and vice president of research, said in a statement. “In

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Housing Wire

SEPTEMBER 29, 2023

Before that, he was the vice president of content and marketing. His appointment coincides with owner Bill Harney shedding the CEO title, which he has held since October 2014. Childers previously served as KCM’s president for almost two years. KCM can be best described as a real estate insights provider.

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Housing Wire

JUNE 9, 2023

In 2022, mortgage rates got as high as 7.37%, so the question was: how low do rates have to go for housing demand to get better? On June 16, 2022, I put the housing market into a recession , which is where housing demand, housing jobs, housing income and housing production all drop.

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Inventory Housing Market New Listings Mortgage 546

Housing Wire

APRIL 14, 2023

This article is part of our 2023 Housing Market Forecast series. Bringing together some of the top economists and researchers in housing, the event will provide an in-depth look at the top predictions for this year, along with a roundtable discussion on how these insights apply to your business.

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Housing Wire

JANUARY 26, 2021

November’s numbers mark the greatest annual growth rate since February 2014 and even blew past the 8.4% According to Hale, realtor.com’s 2021 outlook expects an eventual moderation to price gains as home construction ramps up and the widespread availability of COVID vaccines bring more flexible sellers back to the housing market.

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Housing Wire

OCTOBER 8, 2020

Mortgage credit in September was the tightest since February 2014 as a weak economy prompted lenders to raise standards, the Mortgage Bankers Association said in a report on Thursday. The group’s Mortgage Credit Availability Index fell 1.9% last month, indicating stricter requirements to get loans.

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Housing Wire

MAY 10, 2022

The Hill case is not a common occurrence in the world of housing finance, but it is far from rare. As the housing market enters a purchase-market cycle sparked by rising mortgage rates that have killed off a long-running refinance boom, we can expect to see mortgage-fraud schemes proliferate, industry experts say.

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Housing Wire

JUNE 15, 2022

In 2013-2014, when rates jumped very fast, this index trended down by negative 20% year over year to hit an adjusted population all-time low in 2014. 2022 purchase application data will be the first year where this index has declined since 2014. Some historical context with previous rate increase moves in this data line.

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Housing Wire

OCTOBER 20, 2022

Better.com, founded by Vishal Garg in 2014, grew tremendously during the pandemic, capitalizing on a historic refinancing wave and homeowners’ growing comfort in an all-digital mortgage experience. Creating a path to success in today’s purchase market. Better grew from roughly 2,000 employees and $4.9 Presented by: Calyx.

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Housing Wire

DECEMBER 8, 2021

My biggest concern for housing in the years 2020-2024 was that if the demographic push in demand picks up and total home sales get over 6. 2 million , we could be at risk of housing inventory falling to such low levels that I would have to categorize this housing market as unhealthy. 2020 and 2021 easily each have over 6.2

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Housing Wire

SEPTEMBER 10, 2020

For refinances, Fannie Mae’s survey revealed the net share of lenders who expect demand growth reached a survey high for government loans and the second highest reading since 2014 for GSE-eligible and non-GSE-eligible loans.

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Housing Wire

APRIL 15, 2022

We’ve all been wondering what 5% plus mortgage rates would do to the hot housing market, and now we’ve got that and a bag of chips. As a result, I’ve been rooting for mortgage rates to rise to create a balancing impact on this housing market. Have higher rates worked? Some data to consider: 1.

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Housing Wire

APRIL 12, 2023

We had higher oil prices from November 2010 to September 2014 without CPI inflation breaking out because shelter inflation and wage growth were tame back then. The housing market needs bond yields to go down and the spreads between the 10-year yield and 30-year mortgage rate to get better to get more traction.

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Housing Wire

MAY 9, 2022

housing market follow Canada? In short, the answer is no, we won’t have the type of home-price velocity that Canada has experienced because our housing market is more diverse than theirs. housing market is more tied to mortgage buyers. We saw this in 2013-2014 and 2018-2019. Will the U.S.

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Buyers Housing Market Mortgage Marketing 527

Housing Wire

JULY 13, 2023

The retail channel’s market share slipped to 54.9% Founded in 2014, Newfi offers other specialized lending options, including debt service coverage ratio (DSCR) investment property loans, 40-year interest-only loans and alternative income loans — bank statement, 1099 and asset depletion loans. from Q4 2022.

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Housing Wire

AUGUST 3, 2022

People thought the mortgage rate drama in 2013-2014 was a lot when rates went from 3.5% The question is, can lower mortgage rates save the housing market from its recent downtrend? We saw this in 2013-2014 and 2018-2019. housing market. The post Can lower mortgage rates stop the housing recession?

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Housing Wire

JULY 16, 2021

Cash buyers are pouring into the housing market this year, and they’re picking off more than half of available inventory in certain areas in Florida and New York. That represents the largest share since 2014, when 30.6% Investors, who often pay in cash, are also wading back into the housing market.

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Miller Samuel

APRIL 5, 2020

I joined my friend, columnist/blogger at Big Picture and Bloomberg Radio host Barry Ritholtz to talk about the housing market before and after the Coronavirus crisis on his must-listen radio and podcast show Masters in Business. He interviewed me in 2014 , 2016 and now, 2020.

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Miller Samuel

FEBRUARY 9, 2019

With all the hubbub about the new Manhattan residential price record of $238 million and potential ramifications, I wanted to create a chart to give readers a sense of how disconnected this sale is from the prior records, and from housing prices for mere mortals in already one of the highest priced housing markets in the U.S.

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